SYSTEM FOR AUGMENTING A RETIREMENT SCORE WITH HEALTH INFORMATION
First Claim
1. A system for determining a projected retirement score, the system comprising:
- a memory;
a communication device connected to a distributed network;
a processing device;
a software module stored in memory comprising executable instructions that when executed by the processing device, cause the processing device to;
receive from a health information storage system connected to the distributed network, via the communication device over the distributed network, health information of a user, wherein the health information comprises at least an age of the user and medical treatment history of the user;
determine a life expectancy of the user based on the health information of the user;
determine projected allocations of finances for health care of the user based on the health information and the life expectancy of the user;
receive from an information system connected to the distributed network comprising retirement information of the user, the retirement information of the user, wherein the retirement information;
determine a projected retirement score of the user based at least in part on the life expectancy of the user, the projected cost of health care of the user, and the retirement information, wherein the projected retirement score is an estimate of the user'"'"'s preparedness for retirement at a future predetermined date; and
communicate to a personal computing device connected to the distributed network, via the communication device, the projected retirement score of the user.
1 Assignment
0 Petitions
Accused Products
Abstract
Embodiments of the invention are directed to systems, methods, and computer program products for assessing retirement planning based on a retirement score. The system is configured to receive health information of a user, wherein the health information comprises at least an age of the user and medical treatment history of the user. Based on the health information, the system determines a life expectancy of the user, and projected allocations of finances for health care of the user based on the health information and the life expectancy of the user. The system is further configured to receive retirement information of the user. Based on the health information and the financial information, the system determines a projected retirement score of the user. The system may communicate the projected retirement score of the user.
10 Citations
20 Claims
-
1. A system for determining a projected retirement score, the system comprising:
-
a memory; a communication device connected to a distributed network; a processing device; a software module stored in memory comprising executable instructions that when executed by the processing device, cause the processing device to; receive from a health information storage system connected to the distributed network, via the communication device over the distributed network, health information of a user, wherein the health information comprises at least an age of the user and medical treatment history of the user; determine a life expectancy of the user based on the health information of the user; determine projected allocations of finances for health care of the user based on the health information and the life expectancy of the user; receive from an information system connected to the distributed network comprising retirement information of the user, the retirement information of the user, wherein the retirement information; determine a projected retirement score of the user based at least in part on the life expectancy of the user, the projected cost of health care of the user, and the retirement information, wherein the projected retirement score is an estimate of the user'"'"'s preparedness for retirement at a future predetermined date; and communicate to a personal computing device connected to the distributed network, via the communication device, the projected retirement score of the user. - View Dependent Claims (2, 3, 4, 5, 6, 7)
-
-
8. A computer program product for determining a projected retirement score, comprising a non-transitory computer-readable storage medium having computer-executable instructions to:
-
receive from a health information storage system connected to the distributed network, via the communication device over the distributed network, health information of a user, wherein the health information comprises at least an age of the user and medical treatment history of the user; determine a life expectancy of the user based on the health information of the user; determine projected allocations of finances for health care of the user based on the health information and the life expectancy of the user; receive from an information system connected to the distributed network comprising retirement information of the user, the retirement information of the user, wherein the retirement information; determine a projected retirement score of the user based at least in part on the life expectancy of the user, the projected cost of health care of the user, and the retirement information, wherein the projected retirement score is an estimate of the user'"'"'s preparedness for retirement at a future predetermined date; and communicate to a personal computing device connected to the distributed network, via the communication device, the projected retirement score of the user. - View Dependent Claims (9, 10, 11, 12, 13, 14)
-
-
15. A method for determining a projected retirement score, the method comprising:
-
receiving from a health information storage system connected to the distributed network, via the communication device over the distributed network, health information of a user, wherein the health information comprises at least an age of the user and medical treatment history of the user; determining a life expectancy of the user based on the health information of the user; determining projected allocations of finances for health care of the user based on the health information and the life expectancy of the user; receiving from an information system connected to the distributed network comprising retirement information of the user, the retirement information of the user, wherein the retirement information; determining a projected retirement score of the user based at least in part on the life expectancy of the user, the projected cost of health care of the user, and the retirement information, wherein the projected retirement score is an estimate of the user'"'"'s preparedness for retirement at a future predetermined date; and communicating to a personal computing device connected to the distributed network, via the communication device, the projected retirement score of the user. - View Dependent Claims (16, 17, 18, 19, 20)
-
Specification