SYSTEM FOR SHARING RETIREMENT SCORES BETWEEN SOCIAL GROUPS OF CUSTOMERS
First Claim
1. A system for determining creating social network group membership for a user based on a projected retirement score of the user, the system comprising:
- a memory;
a communication device connected to a distributed network;
a processing device;
a software module stored in memory comprising executable instructions that when executed by the processing device, cause the processing device to;
create a social network group, wherein membership to the social network group;
receive from a personal computing device of a user connected to the distributed network, over the distributed network, a request for the user to join the social network group;
receive from a financial management computing system connected to the distributed network, over the distributed network, financial information of the user;
determine the projected retirement score of the user based on the financial information of the user, wherein the projected retirement score is an estimate of the user'"'"'s preparedness for retirement at a future predetermined date;
determine a projected group retirement score range for the social network group;
determine that the projected retirement score of the user is within the projected group retirement score range for the social network group;
create a group membership for the user to join the social network group based on determining the projected retirement score of the user is within the projected group retirement score range for the social network group; and
communicate to the computing device of the user, via the communication device over the distributed network, the projected retirement score of the user and the projected group retirement score range for the social network group.
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Accused Products
Abstract
Embodiments of the invention are directed to systems, methods, and computer program products for assessing retirement planning based on a retirement score. The system is configured to create a social network group, receive a request for the user to join the social network group, receive financial information of the user. Based on the financial information of the user, determine the projected retirement score of the user. This system may additionally determine a projected group retirement score range for the social network group, determine that the projected retirement score of the user is within the projected group retirement score range for the social network group, create a group membership for the user to join the social network group based on determining the projected retirement score of the user is within the projected group retirement score range for the social network group.
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Citations
20 Claims
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1. A system for determining creating social network group membership for a user based on a projected retirement score of the user, the system comprising:
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a memory; a communication device connected to a distributed network; a processing device; a software module stored in memory comprising executable instructions that when executed by the processing device, cause the processing device to; create a social network group, wherein membership to the social network group; receive from a personal computing device of a user connected to the distributed network, over the distributed network, a request for the user to join the social network group; receive from a financial management computing system connected to the distributed network, over the distributed network, financial information of the user; determine the projected retirement score of the user based on the financial information of the user, wherein the projected retirement score is an estimate of the user'"'"'s preparedness for retirement at a future predetermined date; determine a projected group retirement score range for the social network group; determine that the projected retirement score of the user is within the projected group retirement score range for the social network group; create a group membership for the user to join the social network group based on determining the projected retirement score of the user is within the projected group retirement score range for the social network group; and communicate to the computing device of the user, via the communication device over the distributed network, the projected retirement score of the user and the projected group retirement score range for the social network group. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A computer program product for determining creating social network group membership for a user based on a projected retirement score of the user comprising a non-transitory computer-readable storage medium having computer-executable instructions to:
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create a social network group, wherein membership to the social network group is based on a projected retirement score range; receive from a personal computing device of the user connected to the distributed network, via a communication device over the distributed network, a request for a user to join the social network group, wherein the personal computing device is connected to the distributed network; receive from a financial management computing system connected to the distributed network, via the communication device over the distributed network, financial information of the user; determine a projected retirement score of the user based on the financial information of the user; receive from the financial management computing system, via the communication device over the distributed network, financial information for each member of the social network group; determine a projected group retirement score range for the social network group based on the financial information for each member of the social network group; determine that the projected retirement score of the user is within the projected group retirement score range for the social network group, wherein the projected retirement score is an estimate of the user'"'"'s preparedness for retirement at a future predetermined date; create a group membership for the user to join the social network group based on determining the projected retirement score of the user is within the projected group retirement score range for the social network group; and communicate to the personal computing device of the user, via the communication device over the distributed network, the projected retirement score of the user and the projected group retirement score range for the social network group. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. A method for determining creating social network group membership for a user based on a projected retirement score of the user, the method comprising:
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creating a social network group, wherein membership to the social network group is based on a projected retirement score range; receiving from a personal computing device of a user connected to the distributed network, over the distributed network, a request for a user to join the social network group; receiving from a financial management computing system connected to the distributed network, over the distributed network, financial information of the user; determining a projected retirement score of the user based on the financial information of the user, wherein the projected retirement score is an estimate of the user'"'"'s preparedness for retirement at a future predetermined date; receiving, from the financial management computing system, over the distributed network, financial information for each member of the social network group; determining a projected group retirement score range for the social network group based on the financial information for each member of the social network group; determining that the projected retirement score of the user is within the projected group retirement score range for the social network group; creating a group membership for the user to join the social network group based on determining the projected retirement score of the user is within the projected group retirement score range for the social network group; and communicate the projected retirement score of the user and the projected group retirement score range for the social network group. - View Dependent Claims (16, 17, 18, 19, 20)
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Specification