METHOD AND SYSTEM FOR PROVIDING TRANSACTION INFORMATION FOR MULTIPLE PAYMENT PLATFORMS

• US 20160300202A1
• Filed: 06/17/2016
• Published: 10/13/2016
• Est. Priority Date: 01/10/2014
• Status: Active Grant

• Current Assignee: Tencent Technology Company Limited (Tencent Holdings Limited)
• Original Assignee: Tencent Technology Company Limited (Tencent Holdings Limited)
• Inventors: XU, Zhenyu, ZHUO, Dacheng, MAO, Wei, LI, Deyuan
• Granted Patent: US 10,896,410 B2
• Time in Patent Office: Days
• US Class Current: 1/1
• CPC Class Codes: G06F 16/9535 Search customisation based on user profiles and personalisation
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/384 using social networks
• CPC Class Codes: G06Q 20/386 using messaging services or messaging apps using mobile network messaging services for payment, e.g. SMS G06Q20/3255
• CPC Class Codes: G06Q 20/4014 Identity check for transactions
• CPC Class Codes: G06Q 50/01 Social networking
• CPC Class Codes: H04L 67/01 Protocols

Abstract

A server system with processor(s) and memory obtains transaction information for a plurality of payment transactions executed on two or more online payment platforms and stores a plurality of transaction information entries for the plurality of payment transactions. The server system receives a transaction history request from a first user. In response to the transaction history request, the server system: obtains, from the stored plurality of transaction information entries, two or more transaction information entries associated with the first user, the two or more transaction information entries correspond to at least a first transaction executed on a first online payment platform and at least a second transaction executed on a second online payment platform; and provides transaction history information to the first user, the transaction history information includes the two or more transaction information entries associated with the first user.

Claims

1. A method of managing transaction information, the method comprising:

obtaining transaction information for a plurality of payment transactions executed on two or more online payment platforms;

storing a plurality of transaction information entries for the plurality of payment transactions;

receiving a transaction history request from a first user; and

in response to the transaction history request;

obtaining, from the stored plurality of transaction information entries, two or more transaction information entries associated with the first user, the two or more transaction information entries correspond to at least a first payment transaction executed on a first online payment platform and at least a second payment transaction executed on a second online payment platform; and

providing transaction history information to the first user, the transaction history information including the two or more transaction information entries associated with the first user.

2. The method of claim 1, wherein a respective transaction information entry for a respective payment transaction includes a respective user account identifier for a respective user who initiated the respective payment transaction and an indication of a respective online payment platform on which the respective payment transaction was executed.

3. The method of claim 2, wherein the respective user account identifier for the respective user corresponds to the respective user'"'"'s account for the server system.

4. The method of claim 1, wherein a respective payment transaction of the plurality of payment transactions was initiated with payment information previously associated with a user account of a respective user.

5. The method of claim 4, further comprising:

prior to storing a respective transaction information entry;

obtaining transaction information for one or more payment transactions initiated with the payment information; and

in accordance with a determination that a payment respective transaction of the one or more payment transactions initiated with the payment information satisfies predetermined criterion, storing the respective transaction information entry for the respective payment transaction.

6. The method of claim 1, further comprising:

receiving authentication information from the first user; and

wherein providing the transaction history information to the first user comprises providing the transaction history information to the first user in accordance with a determination that the received authentication information matches stored authentication information associated with a user account of first user.

7. The method of claim 1, wherein providing the transaction history information to the first user comprises one of:

providing a user interface with the transaction history information to the first user, sending an email with the transaction history information to an email address associated with an account of the first user, or sending an SMS with the transaction history information to an phone number associated with an account of the first user.

8. The method of claim 1, wherein the transaction history request includes one or more parameters, and

wherein providing the transaction history information to the first user comprises providing the transaction history information to the first user according to the one or more parameters.

9. A server system, comprising:

one or more processors; and

memory storing one or more programs to be executed by the one or more processors, the one or more programs comprising instructions for;

obtaining transaction information for a plurality of payment transactions executed on two or more online payment platforms;

storing a plurality of transaction information entries for the plurality of payment transactions;

receiving a transaction history request from a first user; and

in response to the transaction history request;

obtaining, from the stored plurality of transaction information entries, two or more transaction information entries associated with the first user, the two or more transaction information entries correspond to at least a first payment transaction executed on a first online payment platform and at least a second payment transaction executed on a second online payment platform; and

providing transaction history information to the first user, the transaction history information including the two or more transaction information entries associated with the first user.

10. The server system of claim 9, wherein a respective transaction information entry for a respective payment transaction includes a respective user account identifier for a respective user who initiated the respective payment transaction and an indication of a respective online payment platform on which the respective payment transaction was executed.

11. The server system of claim 10, wherein the respective user account identifier for the respective user corresponds to the respective user'"'"'s account for the server system.

12. The server system of claim 9, wherein a respective payment transaction of the plurality of payment transactions was initiated with payment information previously associated with a user account of a respective user.

13. The server system of claim 12, wherein the one or more programs comprise instructions for:

prior to storing a respective transaction information entry;

obtaining transaction information for one or more payment transactions initiated with the payment information; and

in accordance with a determination that a respective payment transaction of the one or more payment transactions initiated with the payment information satisfies predetermined criterion, storing the respective transaction information entry for the respective payment transaction.

14. The server system of claim 9, wherein providing the transaction history information to the first user comprises one of:

providing a user interface with the transaction history information to the first user, sending an email with the transaction history information to an email address associated with an account of the first user, or sending an SMS with the transaction history information to an phone number associated with an account of the first user.

15. The server system of claim 9, wherein the transaction history request includes one or more parameters, and

wherein providing the transaction history information to the first user comprises providing the transaction history information to the first user according to the one or more parameters.

16. A non-transitory computer readable storage medium storing one or more programs, the one or more programs comprising instructions, which, when executed by a server system with one or more processors, cause the server system to perform operations comprising:

obtaining transaction information for a plurality of payment transactions executed on two or more online payment platforms;

storing a plurality of transaction information entries for the plurality of payment transactions;

receiving a transaction history request from a first user; and

in response to the transaction history request;

obtaining, from the stored plurality of transaction information entries, two or more transaction information entries associated with the first user, the two or more transaction information entries correspond to at least a first payment transaction executed on a first online payment platform and at least a second payment transaction executed on a second online payment platform; and

providing transaction history information to the first user, the transaction history information including the two or more transaction information entries associated with the first user.

17. The non-transitory computer readable storage medium of claim 16, wherein a respective payment transaction of the plurality of payment transactions was initiated with payment information previously associated with a user account of a respective user.

18. The non-transitory computer readable storage medium of claim 17, wherein the one or more programs comprise instructions that cause the server system to perform operations comprising:

prior to storing a respective transaction information entry;

obtaining transaction information for one or more payment transactions initiated with the payment information; and

in accordance with a determination that a respective payment transaction of the one or more payment transactions initiated with the payment information satisfies predetermined criterion, storing the respective transaction information entry for the respective payment transaction.

19. The non-transitory computer readable storage medium of claim 16, wherein providing the transaction history information to the first user comprises one of:

providing a user interface with the transaction history information to the first user, sending an email with the transaction history information to an email address associated with an account of the first user, or sending an SMS with the transaction history information to an phone number associated with an account of the first user.

20. The non-transitory computer readable storage medium of claim 16, wherein the transaction history request includes one or more parameters, and

wherein providing the transaction history information to the first user comprises providing the transaction history information to the first user according to the one or more parameters.