SYSTEM, METHOD, AND APPARATUS FOR A DYNAMIC TRANSACTION CARD
First Claim
1. A dynamic transaction card comprising:
- an outer protective layer having an outer edge;
a card backing having an outer edge, wherein the card backing outer edge and the outer protective layer are connected to one another along the respective outer edges to form a casing for the components of the dynamic transaction card;
wherein the components of the dynamic transaction card include;
a potting layer;
a EuroPay-Mastercard-Visa (EMV) chip comprising an EMV plate accessible from the outer protective layer and an EMV processor;
a sensor that detects an input to the dynamic transaction card;
an application processor storing one or more applications, wherein each application is account-provider specific and includes instructions to generate a display upon receiving input from the sensor;
a display component that is visible through or extends through the outer protective layer and includes a dot matrix display, one or more LED lights, one or more OLED lights, light pipes, electronic paper, Mirasol, TF LCD, and/or Quantum Dot Display; and
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a microcontroller to receive application data from the one or more applications and activate the display via a display driver;
an energy storage component to power the dynamic transaction card;
a bootloader; and
a chassis.
2 Assignments
0 Petitions
Accused Products
Abstract
A dynamic transaction card that includes a transaction card having a number of layers, each of which may be interconnected to one another. For example, a dynamic transaction card may include an outer layer, a potting layer, a touch sensor layer, a display layer (including, for example, LEDs, a dot matrix display, and the like), a microcontroller storing firmware, Java applets, Java applet integration, and the like, an EMV chip, an energy storage component, one or more antenna (e.g., Bluetooth antenna, NFC antenna, and the like), a power management component, a flexible printed circuit board (PCB), a chassis, and/or a card backing layer.
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Citations
40 Claims
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1. A dynamic transaction card comprising:
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an outer protective layer having an outer edge; a card backing having an outer edge, wherein the card backing outer edge and the outer protective layer are connected to one another along the respective outer edges to form a casing for the components of the dynamic transaction card; wherein the components of the dynamic transaction card include; a potting layer; a EuroPay-Mastercard-Visa (EMV) chip comprising an EMV plate accessible from the outer protective layer and an EMV processor; a sensor that detects an input to the dynamic transaction card; an application processor storing one or more applications, wherein each application is account-provider specific and includes instructions to generate a display upon receiving input from the sensor; a display component that is visible through or extends through the outer protective layer and includes a dot matrix display, one or more LED lights, one or more OLED lights, light pipes, electronic paper, Mirasol, TF LCD, and/or Quantum Dot Display; and
;a microcontroller to receive application data from the one or more applications and activate the display via a display driver; an energy storage component to power the dynamic transaction card; a bootloader; and a chassis. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20)
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21. A dynamic transaction card comprising:
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an outer protective layer having an outer edge; a card backing having an outer edge, wherein the card backing outer edge and the outer protective layer are connected to one another along the respective outer edges to form a casing for the components of the dynamic transaction card; wherein the components of the dynamic transaction card include; a potting layer; a EuroPay-Mastercard-Visa (EMV) chip comprising an EMV plate accessible form the outer protective layer and an EMV processor; a sensor that detects an input to the dynamic transaction card; an antenna comprising a Bluetooth antenna and/or a Bluetooth Low Energy (BLE) antenna; an application processor storing a fraud detection application, wherein the fraud detection application executes the dynamic transaction card to; turn on a Bluetooth advertising mode upon receipt of a transaction request; transmit an advertising data packet to an associated user mobile device; receive an advertising response associated with the transmitted advertising packet; transmit an indicator of the advertising response to an authorization system; a display component that is visible through or extends the outer protective layer and includes a dot matrix display, one or more LED lights, one or more OLED lights, light pipes, electronic paper, Mirasol, TF LCD, and/or Quantum Dot Display, wherein the display component displays a transaction response based on the transmitting indicator of the advertising response; and
;a microcontroller to receive application data from the one or more applications and activate the display via a display driver; an energy storage component to power the dynamic transaction card; a bootloader; and a chassis. - View Dependent Claims (22, 23, 24, 25, 26, 27, 28, 29, 30)
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31. A dynamic transaction card comprising:
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an outer protective layer having an outer edge; a card backing having an outer edge, wherein the card backing outer edge and the outer protective layer are connected to one another along the respective outer edges to form a casing for the components of the dynamic transaction card; wherein the components of the dynamic transaction card include; a sensor that detects an input of the dynamic transaction card; one or more applications, wherein each application is account-provider specific and includes instructions to generate a display upon receiving input from the sensor, wherein each application includes display settings indicating a visual impairment; an antenna comprising a Near-Field Communication (NFC) antenna, a Bluetooth antenna, a Bluetooth Low Energy (BLE) antenna, a WiFi Direct antenna, and/or a radio-frequency identification (RFID) antenna a display component that is visible through or extends through the outer protective layer and includes a dot matrix display, one or more LED lights, one or more OLED lights, electronic paper, Mirasol, TF LCD, and/or Quantum Dot Display, wherein the display component generates a predefined pattern in response to receiving data from a transaction terminal or an account holder device based on the display settings; and an EMV processor in communication with a microprocessor, wherein the microprocessor receives application data from the one or more applications and activate the display via a display driver; an energy storage component to power the dynamic transaction card. - View Dependent Claims (32, 33, 34, 35, 36, 37, 38, 39, 40)
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Specification