DATABASE SYSTEM AND OBJECT MANIPULATION REPRESENTING PLACEMENT LAYERS AND PARTS
First Claim
1. A method of processing and displaying database objects to build a composite coverage structure, including:
- providing a canvas structure that comprises a tower attachment area and a surplus area, wherein the tower attachment area is bounded by an upper tower boundary specified as a tower exhaustion point, which is a sum of a tower limit and a tower retention, a lower tower boundary specified as a tower attachment point, which is equal to the tower retention, and a tower share boundary specified in a range of 5 to 100 percent;
providing a plurality of coverage frame objects, wherein each of the coverage frame objects;
represents a request for coverage proposal or a coverage proposal available to be bound as an insurance policy or risk transfer instrument;
has an extent defined by an upper frame boundary specified as a coverage exhaustion point, a lower frame boundary specified as a coverage attachment point and a frame share boundary; and
is selectably positioned on the canvas structure in one of a group of positions consisting of within the tower attachment area, straddling the tower share boundary, and in the surplus area outside the tower attachment area;
receiving data representing assignment of a first coverage frame object to the tower attachment area and assigning the first coverage frame object to a first position within the tower attachment area;
receiving data representing assignment of a second coverage frame object to the surplus area and assigning the second coverage frame object to the surplus area; and
transmitting data for display representing at least;
the canvas structure including the tower attachment area;
the first coverage frame object automatically positioned and scaled within the tower attachment area based on a relationship of the upper frame boundary and the lower frame boundary to the upper tower boundary and the lower tower boundary; and
the second coverage frame object positioned outside the tower attachment area.
1 Assignment
0 Petitions
Accused Products
Abstract
The technology disclosed relates to manipulating and visualizing database objects that represent layers and parts of layers in an insurance or other risk transfer program. In particular, a special purpose database system replaces manual use of spreadsheets and supports data visualization. The technology disclosed provides systems and methods for processing and displaying database objects that build a composite coverage structure capable of representing a complex program of multiple insurance policies or other risk transfer instruments during planning and placement. Reporting from the database of progress against the composite coverage structure and updating objects using a visual interface are described.
32 Citations
17 Claims
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1. A method of processing and displaying database objects to build a composite coverage structure, including:
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providing a canvas structure that comprises a tower attachment area and a surplus area, wherein the tower attachment area is bounded by an upper tower boundary specified as a tower exhaustion point, which is a sum of a tower limit and a tower retention, a lower tower boundary specified as a tower attachment point, which is equal to the tower retention, and a tower share boundary specified in a range of 5 to 100 percent; providing a plurality of coverage frame objects, wherein each of the coverage frame objects; represents a request for coverage proposal or a coverage proposal available to be bound as an insurance policy or risk transfer instrument; has an extent defined by an upper frame boundary specified as a coverage exhaustion point, a lower frame boundary specified as a coverage attachment point and a frame share boundary; and is selectably positioned on the canvas structure in one of a group of positions consisting of within the tower attachment area, straddling the tower share boundary, and in the surplus area outside the tower attachment area; receiving data representing assignment of a first coverage frame object to the tower attachment area and assigning the first coverage frame object to a first position within the tower attachment area; receiving data representing assignment of a second coverage frame object to the surplus area and assigning the second coverage frame object to the surplus area; and transmitting data for display representing at least; the canvas structure including the tower attachment area; the first coverage frame object automatically positioned and scaled within the tower attachment area based on a relationship of the upper frame boundary and the lower frame boundary to the upper tower boundary and the lower tower boundary; and the second coverage frame object positioned outside the tower attachment area. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15)
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16. A computer implemented system of processing and displaying database objects to build a composite coverage structure, the computer implemented system including:
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a processor, memory coupled to the processor, and program instructions stored in the memory that implement a method comprising; providing a canvas structure that comprises a tower attachment area and a surplus area, wherein the tower attachment area is bounded by an upper tower boundary specified as a tower exhaustion point, which is a sum of a tower limit and a tower retention, a lower tower boundary specified as a tower attachment point, which is equal to the tower retention, and a tower share boundary specified in a range of 5 to 100 percent; providing a plurality of coverage frame objects, wherein each of the coverage frame objects; represents a request for coverage proposal or a coverage proposal available to be bound as an insurance policy or risk transfer instrument; has an extent defined by an upper frame boundary specified as a coverage exhaustion point, a lower frame boundary specified as a coverage attachment point and a frame share boundary; and is selectably positioned on the canvas structure in one of a group of positions consisting of within the tower attachment area, straddling the tower share boundary, and in the surplus area outside the tower attachment area; receiving data representing assignment of a first coverage frame object to the tower attachment area and assigning the first coverage frame object to a first position within the tower attachment area; receiving data representing assignment of a second coverage frame object to the surplus area and assigning the second coverage frame object to the surplus area; and transmitting data for display representing at least; the canvas structure including the tower attachment area; the first coverage frame object automatically positioned and scaled within the tower attachment area based on a relationship of the upper frame boundary and the lower frame boundary to the upper tower boundary and the lower tower boundary; and the second coverage frame object positioned outside the tower attachment area.
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17. A tangible computer readable storage medium that stores program instructions that implement a method of processing and displaying database objects to build a composite coverage structure, the implementation including:
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providing a canvas structure that comprises a tower attachment area and a surplus area, wherein the tower attachment area is bounded by an upper tower boundary specified as a tower exhaustion point, which is a sum of a tower limit and a tower retention, a lower tower boundary specified as a tower attachment point, which is equal to the tower retention, and a tower share boundary specified in a range of 5 to 100 percent; providing a plurality of coverage frame objects, wherein each of the coverage frame objects; represents a request for coverage proposal or a coverage proposal available to be bound as an insurance policy or risk transfer instrument; has an extent defined by an upper frame boundary specified as a coverage exhaustion point, a lower frame boundary specified as a coverage attachment point and a frame share boundary; and is selectably positioned on the canvas structure in one of a group of positions consisting of within the tower attachment area, straddling the tower share boundary, and in the surplus area outside the tower attachment area; receiving data representing assignment of a first coverage frame object to the tower attachment area and assigning the first coverage frame object to a first position within the tower attachment area; receiving data representing assignment of a second coverage frame object to the surplus area and assigning the second coverage frame object to the surplus area; and transmitting data for display representing at least; the canvas structure including the tower attachment area; the first coverage frame object automatically positioned and scaled within the tower attachment area based on a relationship of the upper frame boundary and the lower frame boundary to the upper tower boundary and the lower tower boundary; and the second coverage frame object positioned outside the tower attachment area.
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Specification