MOBILE DEVICE ROAMING STATUS SUBSCRIPTION

• US 20160321642A1
• Filed: 05/01/2015
• Published: 11/03/2016
• Est. Priority Date: 05/01/2015
• Status: Active Grant

• Current Assignee: AT&T Intellectual Property I LP (AT&T, Inc.)
• Original Assignee: AT&T Intellectual Property I LP (AT&T, Inc.), AT&T Mobility II LLC (AT&T, Inc.)
• Inventors: Kaufman, David, Eberhart, Andrew
• Granted Patent: US 10,475,020 B2
• Time in Patent Office: Days
• US Class Current: 1/1
• CPC Class Codes: G06Q 20/3224 Transactions dependent on location of M-devices
• CPC Class Codes: G06Q 20/4016 involving fraud or risk level assessment in transaction processing
• CPC Class Codes: H04W 8/10 between location register and external networks
• CPC Class Codes: H04W 8/14 between corresponding nodes

Abstract

Methods, computer-readable media and devices for authorizing a pending payment transaction using mobile device roaming status information are disclosed. For example, a method includes a processor receiving an authorization to monitor the roaming status information of a mobile device, sending a request to a cellular service provider network to monitor the roaming status information of the mobile device, and receiving from the cellular service provider network a notification of the roaming status information of the mobile device. The method may further include the processor receiving a notification of a payment transaction of a payment device associated with a user of the mobile device at a payment location and sending an authorization to continue processing the pending payment transaction when the roaming status information indicates that a location of the mobile device corresponds to the payment location.

Claims

1. A method, comprising:

receiving, by a processor deployed in a cellular service provider network, a request from a device of a financial entity to monitor roaming status information of a mobile device;

receiving, by the processor, a message indicating the roaming status information of the mobile device; and

sending, by the processor, a notification of the roaming status information of the mobile device to the device of the financial entity when the message indicating the roaming status information of the mobile device is received.

2. The method of claim 1, wherein the message indicating the roaming status information of the mobile device is received from a different cellular service provider network that is servicing the mobile device.

3. The method of claim 2, wherein the different cellular service provider network is deployed in a different country than the cellular service provider network.

4. The method of claim 2, wherein the message indicating the roaming status information of the mobile device indicates that the mobile device is roaming on the different cellular service provider network.

5. The method of claim 1, wherein the message indicating the roaming status information of the mobile device indicates that the mobile device has been detected on the cellular service provider network.

6. The method of claim 5, wherein the mobile device was roaming on a different cellular service provider network prior to the mobile device being detected on the cellular service provider network.

7. The method of claim 1, wherein the request comprises a mobile device identifier of the mobile device.

8. The method of claim 1, wherein the request from the device of the financial entity comprises a request to monitor roaming status information of a plurality of mobile devices, wherein the plurality of mobile devices includes the mobile device.

9. The method of claim 1, wherein a user associated with the mobile device has authorized the financial entity to monitor the roaming status information of the mobile device.

10. The method of claim 1, further comprising:

receiving a further message indicating a change to the roaming status information of the mobile device, wherein the message indicating the roaming status information indicates that the mobile device is roaming on a different cellular service provider network, and wherein the further message indicating the change to the roaming status information indicates that the mobile device has been detected on the cellular service provider network; and

sending a further notification of the roaming status information of the mobile device to the device of the financial entity when the further message indicating the change to the roaming status information of the mobile device is received.

11. The method of claim 1, wherein the roaming status information includes:

an identifier of the mobile device, a country code, and a time stamp.

12. A method, comprising:

receiving, by a processor, an authorization to monitor roaming status information of a mobile device;

sending, by the processor, a request to a cellular service provider network to monitor the roaming status information of the mobile device;

receiving, by the processor from the cellular service provider network, a notification of the roaming status information of the mobile device;

receiving, by the processor, a notification of a payment transaction of a payment device associated with a user of the mobile device at a payment location; and

sending, by the processor, an authorization to continue processing the payment transaction when the roaming status information indicates that a location of the mobile device corresponds to the payment location.

13. The method of claim 12, further comprising:

sending a message to cancel the payment transaction when the roaming status information indicates that the location of the mobile device does not correspond to the payment location.

14. The method of claim 12, wherein the notification of the payment transaction is received from a device that is processing the payment transaction, and wherein the authorization to continue processing the payment transaction is sent to the device that is processing the payment transaction.

15. The method of claim 12, wherein the payment transaction is associated with a point-of-sale terminal, wherein the payment location comprises a location of the point-of-sale terminal.

16. The method of claim 12, wherein the processor is deployed in a device of a financial entity.

17. The method of claim 12, further comprising:

determining a location of the mobile device from the roaming status information, wherein the location of the mobile device is determined from a country code in the roaming status information;

comparing the payment location of the payment transaction with the location of the mobile device as determined from the roaming status information; and

generating the authorization when the roaming status information indicates that the location of the mobile device corresponds to the payment location.

18. The method of claim 12, wherein the roaming status information is determined from a message that is received from a different cellular service provider network that is servicing the mobile device.

19. The method of claim 12, wherein the roaming status information is determined from a message that is received from a component of the cellular service provider network that indicates that the mobile device has been detected on the cellular network provider network.

20. A device, comprising:

a processor; and

a computer-readable medium storing instructions which, when executed by the processor, cause the processor to perform operations, the operations comprising;

receiving an authorization to monitor roaming status information of a mobile device;

sending a request to a cellular service provider network to monitor the roaming status information of the mobile device;

receiving from the cellular service provider network a notification of the roaming status information of the mobile device;

receiving a notification of a payment transaction of a payment device associated with a user of the mobile device at a payment location; and

sending an authorization to continue processing the payment transaction when the roaming status information indicates that a location of the mobile device corresponds to the payment location.