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Facial Profile Password to Modify User Account Data for Hands-Free Transactions

  • US 20160323274A1
  • Filed: 04/29/2016
  • Published: 11/03/2016
  • Est. Priority Date: 04/30/2015
  • Status: Active Grant
First Claim
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1. A computer-implemented method to enable updates to user account information in response to facial image verification, comprising:

  • receiving, by one or more computing devices operated by an account management system, a user account identifier associated with a user account maintained by the account management system, a facial image of a user, and a request to update account data in the user account;

    generating, by the one or more computing devices operated by an account management system, a facial template based on the received facial image;

    retrieving, by the one or more computing devices operated by an account management system, an existing facial template from the user account associated with the user account identifier;

    determining, by the one or more computing devices operated by an account management system, that a degree of similarity between the generated facial template and the existing facial template retrieved from the user account is greater than or equal to a predetermined threshold amount;

    in response to determining that the degree of similarity between the generated facial template and the existing facial template is greater than or equal to a predetermined threshold amount, transmitting, by the one or more computing devices operated by an account management system, a request for updated account data; and

    replacing, by the one or more computing devices operated by an account management system, one or more items of account data in the user account with updated account data.

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