DYNAMIC SECURITY CODES, TOKENS, DISPLAYS, CARDS, DEVICES, MULTI-CARD DEVICES, SYSTEMS AND METHODS

• US 20160335531A1
• Filed: 05/12/2016
• Published: 11/17/2016
• Est. Priority Date: 05/12/2015
• Status: Active Application

• Current Assignee: Dynamics Inc.
• Original Assignee: Dynamics Inc.
• Inventors: Dyro, Jason, Mullen, Jeffrey D., Veter, Andrew
• Application Number:
  US15/153,380
• Publication Number:
  US 20160335531A1
• Time in Patent Office: Days
• US Class Current: 1/1
• CPC Class Codes: G06K 19/06112 the marking being simulated using a light source, e.g. a barcode shown on a display or a laser beam with time-varying intensity profile
• CPC Class Codes: G06K 19/06196 Constructional details
• CPC Class Codes: G06K 19/06206 the magnetic marking being emulated
• CPC Class Codes: G06K 19/0702 the arrangement including a battery
• CPC Class Codes: G06K 19/07345 by activating or deactivating at least a part of the circuit on the record carrier, e.g. ON/OFF switches
• CPC Class Codes: G06K 19/07709 the interface being a keyboard
• CPC Class Codes: G06K 7/087 flux-sensitive, e.g. magnetic, detectors G06K7/10336 takes precedence
• CPC Class Codes: G06Q 20/357 Cards having a plurality of specified features
• CPC Class Codes: G06Q 20/3572 Multiple accounts on card

Abstract

A dynamic code of a transaction device may be validated by a remote processor by comparing the dynamic code to a verification code generated using a timestamp and identification data received from the transaction device. A static code may replace the dynamic code for authorization processing. A remote verification processor may synchronize to the transaction device using the timestamp. A token may be associated to each communication interface of a multi-card transaction device. A display may be directly connected to driver circuit on a display board of a transaction card. A radio IC chip may be included in a powered card. A multi-card device may toggle a plurality of display screens to display transaction data.

Claims

1. A device comprising:

a battery; and

a circuit operable to generate dynamic verification data.

2. The device of claim 1, wherein the dynamic verification data is a dynamic verification code.

3. The device of claim 1, wherein the dynamic verification data is a dynamic verification value.

4. The device of claim 1, further comprising a transmitter operable to transmit the dynamic verification data.

5. The device of claim 4, wherein the transmitter is operable to wirelessly transmit the dynamic verification data.

6. The device of claim 4, wherein the transmitter is an IC chip.

7. The device of claim 4, wherein the transmitter is a RFID.

8. The device of claim 4, wherein the transmitter is a Bluetooth Interface.

9. The device of claim 4, wherein the transmitter is a dynamic magnetic stripe.

10. The device of claim 9, wherein the dynamic magnetic stripe is operable to emulate magnetic stripe data.

11. The device of claim 9, wherein the dynamic magnetic stripe is operable to encode magnetic stripe data.

12. The device of claim 1, further comprising a display operable to display the dynamic verification data.

13. The device of claim 1, further comprising a display operable to display the dynamic verification data wherein the circuit is operable to generate a second dynamic verification data.

14. The device of claim 1, further comprising:

a display operable to display the dynamic verification data;

a second circuit is operable to generate a second dynamic verification data; and

a transmitter operable to transmit the second dynamic verification data.

15. The device of claim 1, further comprising a time stamp generator operable to generate a time stamp, wherein the circuit is further operable to utilize the time stamp.

16. The device of claim 1, further comprising a time stamp receiver operable to receive a time stamp, wherein the circuit is further operable to utilize the time stamp.

17. A device comprising:

a communication port operable to receive identification data and dynamic verification data; and

a processor operable to verify the identification data based on the dynamic verification data.

18. The device of claim 17, wherein the dynamic verification data is a dynamic verification code.

19. The device of claim 17, wherein the dynamic verification data is a dynamic verification value.

20. The device of claim 17, wherein the communication port is further operable to receive communication flow information.