System and Method for Obtaining Authorization

• US 20160344558A1
• Filed: 05/19/2016
• Published: 11/24/2016
• Est. Priority Date: 05/20/2015
• Status: Abandoned Application

• Current Assignee: Christopher Paul Linville, Donald Gene Archer, Kenneth Don West
• Original Assignee: Christopher Paul Linville, Donald Gene Archer, Kenneth Don West
• Inventors: Archer, Donald Gene, Linville, Christopher Paul, West, Kenneth Don
• Application Number:
  US15/158,832
• Publication Number:
  US 20160344558A1
• Time in Patent Office: Days
• US Class Current: 1/1
• CPC Class Codes: G06V 30/1423 the instrument generating sequences of position coordinates corresponding to handwriting preprocessing or recognising digital ink G06V30/32
• CPC Class Codes: G06V 40/33 based only on signature image, e.g. static signature recognition
• CPC Class Codes: G06V 40/37 based only on signature signals such as velocity or pressure, e.g. dynamic signature recognition
• CPC Class Codes: H04L 63/0861 using biometrical features, e.g. fingerprint, retina-scan cryptographic mechanisms or cryptographic arrangements for entity authentication using biological data H04L9/3231
• CPC Class Codes: H04L 9/3221 interactive zero-knowledge proofs
• CPC Class Codes: H04L 9/3231 Biological data, e.g. fingerprint, voice or retina network architectures or network communication protocols for supporting authentication of entities using biometrical features in a packet data network H04L63/0861
• CPC Class Codes: H04L 9/3234 involving additional secure or trusted devices, e.g. TPM, smartcard, USB or software token network architectures or network communication protocols for supporting authentication of entities using an additional device in a packet data network H04L63/0853
• CPC Class Codes: H04W 12/02 Protecting privacy or anonymity, e.g. protecting personally identifiable information [PII]
• CPC Class Codes: H04W 12/08 Access security
• CPC Class Codes: H04W 4/50 Service provisioning or reconfiguring

Abstract

A system and method for obtaining real-time authorization. The system includes a customer located on a first device. An agent is located on a second device which is remote from the first device. An authorization hub connects the first device with the second device. A customer is provided with a message requesting authorization in the form of a signature. The customer provides the signature on the first device. Along with the signature, an authenticity identifier is collected from the first device. Thereafter, the agent is notified that the signature has been received by the authorization hub. In some examples, the agent can view the customer providing the signature in real-time.

Claims

1. A system for obtaining a signature, said system comprising:

a customer located on a first device;

an agent located on a second device, wherein said first device and said second device are remote;

an authorization hub;

wherein a message is provided to said customer at said first device requesting authorization;

wherein said customer provides a signature on said first device to said authorization hub, wherein said signature further comprises an authenticity identifier collected from said first device;

wherein said agent is notified when said digital signature has been received by the authorization hub.

2. The system of claim 1 wherein said agent can view said signature as it is created in real-time.

3. The system of claim 1 wherein said first device and said second device communicate wirelessly with said authorization hub.

4. The system of claim 1 wherein one of said devices comprises a mobile device.

5. The system of claim 1 wherein said authorization hub sends said message to said customer.

6. The system of claim 1 wherein said authenticity identifier comprises data related to coordinates of the signature over time.

7. The system of claim 1 further comprising known signature data, and wherein said known signature data is compared to said authenticity identifier.

8. The system of claim 1 wherein said authenticity identifier comprises biometric data recovered from said first device.

9. The system of claim 1 wherein said digital signature is typed by said customer.

10. The system of claim 1 wherein said signature comprises an ink-like signature.

11. A method for obtaining real-time authorization from a customer located on a first device viewable by an agent located on a second device, wherein the first and second devices are communicating via an authorization hub, said method comprising:

a) presenting a request for signature to a customer located on a first device;

b) providing a window in which an agent located on a second device can view the signature created by the customer;

c) receiving the signature provided by the customer.

12. The method of claim 11 further comprising step d) notifying the agent of a completed signature.

13. The method of claim 11 wherein said receiving of step c) further comprises receiving an authenticating identifier.

14. The method of claim 13 wherein said authenticating identifier was collected from said first device.

16. The method of claim 13 further comprising step d) comparing said authenticating identifier with a known signature data.

17. The method of claim 16 further comprising step e) approving said signature.

18. The method of claim 16 further comprising step e) denying said signature.

19. The method of claim 11 wherein said authorization hub presents said request.

20. The method of claim 11 wherein said agent presents said request.