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GENERATING A ONE-CLICK FINANCIAL PLAN

  • US 20160350859A1
  • Filed: 05/27/2015
  • Published: 12/01/2016
  • Est. Priority Date: 05/27/2015
  • Status: Abandoned Application
First Claim
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1. A system for generating a one-click financial plan for a customer of a financial institution, the system comprising:

  • one or more memory devices; and

    one or more processing devices operatively coupled to the one or more memory devices, wherein the one or more processing devices are configured to execute computer-readable program code to;

    determine a set of outflow data comprising data corresponding to a plurality of debits originating from one or more accounts owned by the customer;

    determine a set of inflow data comprising data corresponding to a plurality of credits applied to one or more accounts owned by the customer;

    determine a set of customer information comprising a customer age;

    based at least in part on some of the plurality of debits, identify one or more external customer accounts;

    based at least in part on the identified one or more external customer accounts, determine one or more characteristics associated with each of the one or more external customer accounts;

    calculate, based on the customer age, the set of inflow data and the set of outflow data, an estimated retirement plan comprising an estimated retirement date and an estimated retirement dollar amount; and

    present retirement information based on the estimated retirement plan to the customer.

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