CHECKOUT LINE PROCESSING BASED ON DETECTED INFORMATION FROM A USER'S COMMUNICATION DEVICE
First Claim
1. A system comprising:
- a line processing module of a merchant device and comprising at least one hardware processor that determines that a user is at or nearby a checkout location within a merchant location using user information, wherein the checkout location includes a plurality of checkout lines each having one of a plurality of merchant employees, determines a payment instrument that the user will use for a payment for a transaction at the checkout location, accesses, from merchant employee information, familiarity levels for each of the plurality of merchant employees with using the payment instrument to process the payment for the transaction, and generates a notification for the user that directs the user to one of the plurality of checkout lines corresponding to one of the plurality of merchant employees having a highest familiarity level of the familiarity levels;
a database stored to a non-transitory memory that stores the user information, the merchant employee information for the plurality of merchant employees, and the notification; and
a communication module that receives the user information and communicates the notification to a communication device of the user
2 Assignments
0 Petitions
Accused Products
Abstract
There are provided systems and methods for checkout line processing based on merchant employee familiarity with communication device processes. A user may visit a merchant location and utilize a device payment application of a mobile device for a payment during transaction processing. The merchant'"'"'s device may determine which merchant employees are most familiar with processing payments using the application, and direct the user to those merchant employees. Where the user has already select one of the merchant employees, but the merchant employee is unfamiliar with the application, the merchant'"'"'s device may load payment processing instructions, walkthroughs, and interactive interfaces to assist in payment processing. Moreover, based on the merchant employee'"'"'s familiarity with other payment instruments, the merchant'"'"'s device may suggest another payment instrument for the user to use during payment processing.
92 Citations
20 Claims
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1. A system comprising:
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a line processing module of a merchant device and comprising at least one hardware processor that determines that a user is at or nearby a checkout location within a merchant location using user information, wherein the checkout location includes a plurality of checkout lines each having one of a plurality of merchant employees, determines a payment instrument that the user will use for a payment for a transaction at the checkout location, accesses, from merchant employee information, familiarity levels for each of the plurality of merchant employees with using the payment instrument to process the payment for the transaction, and generates a notification for the user that directs the user to one of the plurality of checkout lines corresponding to one of the plurality of merchant employees having a highest familiarity level of the familiarity levels; a database stored to a non-transitory memory that stores the user information, the merchant employee information for the plurality of merchant employees, and the notification; and a communication module that receives the user information and communicates the notification to a communication device of the user - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A method comprising:
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determining, by a line processing module comprising at least one hardware processor, that a user is utilizing a checkout line at a checkout location within a merchant location for a merchant, wherein a first merchant employee is location at the checkout line to process transactions with users; determining, by the line processing module, that the user will use a payment instrument for a payment for a transaction at the checkout line; accessing, by the line processing module from merchant employee information stored to a database in a non-transitory memory, a familiarity level for the first merchant employee with using the payment instrument to process the payment for the transactions; accessing, by the line processing module, payment processing instructions for the payment instrument based on the familiarity level; and displaying, by the line processing module, the payment processing instructions to the first merchant employee on a merchant device. - View Dependent Claims (11, 12, 13, 14, 15, 16, 17, 18)
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19. A non-transitory computer-readable medium comprising executable modules which, in response to execution by a computer system, cause the computer system to perform a method comprising:
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determining, by a line processing module comprising at least one hardware processor, that a user is utilizing a checkout line at a checkout location within a merchant location for a merchant, wherein a merchant employee is location at the checkout line to process transactions with users; determining, by the line processing module, a plurality of payment instruments available to the user to use for a payment for a transaction at the checkout location; determining, by the line processing module, a plurality of familiarity levels for the merchant employee with the plurality of payment instruments, wherein each of the plurality of familiarity levels corresponds to one of the plurality of payment instruments; determining, by the line processing module, a first payment instrument of the plurality of payment instruments for the user to use for the payment based on a highest familiarity level of the plurality of familiarity levels; generating, by the line processing module, a notification for the user that informs the user to use the first payment instrument; and communicating the notification to a communication device of the user. - View Dependent Claims (20)
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Specification