SEND MONEY PLUG IN FOR WEB MAILS

• US 20170032342A1
• Filed: 10/14/2016
• Published: 02/02/2017
• Est. Priority Date: 11/15/2007
• Status: Active Application

• Current Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Original Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Inventors: Liu, Deborah Yee-Ky
• Application Number:
  US15/294,116
• Publication Number:
  US 20170032342A1
• Time in Patent Office: Days
• US Class Current: 1/1
• CPC Class Codes: G06F 3/04842 Selection of displayed objects or displayed text elements G06F3/0482 takes precedence
• CPC Class Codes: G06F 40/174 Form filling; Merging
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/108 Remote banking, e.g. home banking
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes

Abstract

In one example embodiment, a system and method is shown as including receiving an email address selection displayed as part of a screen widget, the screen widget included within the display of an interface associated with an Internet-utilizing application. Further, this method may, for example, include executing a plug in having a send money function, the plug in associated with the Internet-utilizing application, the send money function executed due, in part, to a signal received from an input device. The method may additionally include generating a payment request identifying a recipient of funds by the e-mail address selection.

Claims

In. In the claims:

1. A non-transitory computer-readable medium having instructions stored thereon that are executable by a processor of a computer system to cause the computer system to perform operations comprising:

displaying, within an application running on the computer system, a graphical user interface to a user;

in response to detecting that an email address is shown on the graphical user interface, accessing a software add-on component comprising stored instructions executable to provide add-on functionality not present in the application as originally installed on the computer system;

based on detecting a user input command made relative to a location of the email address on the graphical user interface, generating, via the software add-on component, a graphical command overlay on the graphical user interface, wherein the graphical command overlay includes a graphical region selectable by the user to directly cause display of a funds transfer interface that allows a transfer of funds to be made from the user to the email address;

receiving, via the graphical command overlay, user input indicating a selection of the graphical region; and

responsive to the selection, facilitating a transfer of funds from the user to the email address.

2. The non-transitory computer-readable medium of claim 1, wherein the application comprises a web browser.

3. The non-transitory computer-readable medium of claim 1, wherein the application comprises a word processing program.

4. The non-transitory computer-readable medium of claim 1, wherein the application comprises an internet-enabled program capable of executing on a mobile phone device.

5. The non-transitory computer-readable medium of claim 1, wherein facilitating a transfer of funds from the user to the email address comprises:

receiving account information from the user corresponding to a digital wallet of one or more electronic payment options, and wherein facilitating the transfer does not require the user to enter an account number.

6. The non-transitory computer-readable medium of claim 1, wherein the user input command made relative to the location of the email address comprises a click action on the location of the email address.

7. The non-transitory computer-readable medium of claim 1, wherein the user input command made relative to the location of the email address comprises a hover action on or immediately adjacent to the location of the email address.

8. The non-transitory computer-readable medium of claim 1, wherein the software add-on component comprises a plug-in component for a web browser application.

9. A method, comprising:

displaying to a user, within an application running on a computer system, a graphical user interface that shows a personal identifier of an entity.

the graphical user interface depicting a personal identifier to the user;

responsive to a user input command made relative to a location of the personal identifier on the graphical user interface, generating, by a software add-on component running on the computer system, a graphical command overlay on the graphical user interface that contains a particular graphical region corresponding to a funds transfer interface;

responsive to receiving, via the graphical command overlay, user input indicating a selection of the particular graphical region, causing display of the funds transfer interface, wherein the funds transfer interface includes one or more input selection mechanisms usable by the user to cause a transfer of funds to be made from the user to the entity via the personal identifier for the entity; and

subsequent to the user entering data via the one or more input selection mechanisms, causing the funds to be transferred to the entity;

wherein the software add-on component comprises stored instructions executable to provide add-on functionality not present in the application as originally installed on the computer system.

10. The method of claim 9, wherein the funds transfer interface automatically uses the personal identifier shown on the graphical user interface and does not require the user to provide any other identifier for the entity.

11. The method of claim 9, wherein the funds transfer interface includes an input selection mechanism allowing the user to specify a currency type to be used for the transfer of funds.

12. The method of claim 9, wherein the personal identifier is a phone number.

13. The method of claim 9, wherein the one or more input selection mechanisms comprise at least one of a fillable form field or a group of two or more radio buttons.

14. The method of claim 9, wherein the funds transfer interface includes an input selection mechanism allowing the user to specify one of a plurality of different financial accounts linked to the user to fund the transfer.

15. The method of claim 9, wherein the application running on the computer system is an email client.

16. The method of claim 9, wherein the entity is a person, and wherein the computer system comprises a mobile phone device.

17. A computer system, comprising:

a processor; and

a memory having stored thereon instructions that are executable by the processor to cause the system to perform operations comprising;

displaying, within an application running on the computer system, a graphical user interface to a user;

in response to detecting that an identifier associated with an account is shown on the graphical user interface, accessing a software add-on component comprising stored instructions executable to provide add-on functionality not present in the application as originally installed on the computer system;

based on detecting a user input command made relative to a location of the identifier on the graphical user interface, generating, via the software add-on component, a graphical command overlay on the graphical user interface, wherein the graphical command overlay includes a graphical region selectable by the user to directly cause display of a funds transfer interface that allows a transfer of funds to be made from the user to the account;

receiving, via the graphical command overlay, user input indicating a selection of the graphical region; and

responsive to the selection, facilitating a transfer of funds from the user to the account.

18. The computer system of claim 17, wherein the application, as originally installed, does not allow a user to request or make a transfer of funds.

19. The computer system of claim 17, wherein directly causing display of the funds transfer interface comprises displaying the funds transfer interface on a display device of the computer system without displaying any prior intervening interfaces subsequent to the user input command.

20. The computer system of claim 17, wherein the identifier associated with the account comprises an email address.