TRANSACTION PROCESSING SYSTEM, TRANSACTION PROCESSING METHOD, TRANSACTION PROCESSING DEVICE, AND TRANSACTION COMMUNICATION TERMINAL

• US 20170046685A1
• Filed: 12/22/2015
• Published: 02/16/2017
• Est. Priority Date: 01/15/2015
• Status: Abandoned Application

• Current Assignee: Panasonic Intellectual Property Management Co., Ltd. (Panasonic Holdings Corporation)
• Original Assignee: Panasonic Intellectual Property Management Co., Ltd. (Panasonic Holdings Corporation)
• Inventors: TATARA, Hiromasa, NAKASHIMA, Yoshihide
• Application Number:
  US15/305,800
• Publication Number:
  US 20170046685A1
• Time in Patent Office: Days
• US Class Current: 1/1
• CPC Class Codes: G06Q 20/204 comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
• CPC Class Codes: G06Q 20/209 Specified transaction journal output feature, e.g. printed receipt or voice output
• CPC Class Codes: G06Q 20/24 Credit schemes, i.e. "pay after"
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 20/409 Device specific authentication in transaction processing
• CPC Class Codes: G07G 1/12 electronically operated digital data processing aspects G06Q20/00

Abstract

A transaction processing apparatus sends to a transaction communication terminal an obtaining request for a screen that includes the input settlement information and prompts input of the settlement information corresponding to the subsequent input process. The transaction communication terminal receives the screen corresponding to the obtaining request from a settlement-side apparatus and sends the screen to the transaction processing apparatus, which prompts input of the settlement information on the screen. The transaction processing apparatus sends to the transaction communication terminal a settlement process request that includes the settlement information input in the last input process. The transaction communication terminal sends the settlement process request to the settlement-side apparatus and sends to the transaction processing apparatus a settlement completion notification that is sent from the settlement-side apparatus. The transaction processing apparatus prints a slip copy related to a transaction in a case where the settlement completion notification is received.

Claims

1. A transaction processing system comprising:

a settlement-side apparatus to which settlement of a transaction using an IC card is connected;

a transaction processing apparatus that makes connection related to settlement of a transaction using the IC card to the settlement-side apparatus; and

a transaction communication terminal that is connectable to the transaction processing apparatus and the settlement-side apparatus and makes connection related to settlement of a transaction using the IC card to the settlement-side apparatus,

wherein the transaction processing apparatus, in each input process for a plurality of different settlement information related to the transaction, sends any of the input settlement information to the transaction communication terminal in a case where communication between the transaction processing apparatus and the settlement-side apparatus is in a state of unavailability, and sends to the transaction communication terminal a settlement process request that includes any of the settlement information input in the last input process,

the transaction communication terminal

in a case where the settlement information sent from the transaction processing apparatus is sent to the settlement-side apparatus, sends to the transaction processing apparatus a screen that prompts input of the settlement information corresponding to the subsequent input process, and

in a case where the settlement process request sent from the transaction processing apparatus is sent to the settlement-side apparatus, sends to the transaction processing apparatus a settlement completion notification that is sent from the settlement-side apparatus, and

the transaction processing apparatus

prints a slip copy related to the transaction in a case where the settlement completion notification is received.

2. The transaction processing system of claim 1,

wherein the settlement information includes at least brand information, a card number, and an expiration date of the IC card, a transaction sum, a method of payment, the number of payments, and authentication information of a customer,

the brand information, the card number, and the expiration date of the IC card, the transaction sum, the method of payment, the number of payments, and the authentication information of the customer are input by the transaction communication terminal,

the transaction processing apparatus sends a printing completion notification for the slip copy to the transaction communication terminal, and

the transaction communication terminal deletes at least one of the brand information, the card number, and the expiration date of the IC card, the transaction sum, the method of payment, the number of payments, and the authentication information of the customer after the printing completion notification is received.

3. The transaction processing system of claim 1,

wherein the settlement information includes at least brand information, a card number, and an expiration date of the IC card, a transaction sum, a method of payment, the number of payments, and authentication information of a customer,

the brand information, the card number, and the expiration date of the IC card, the transaction sum, the method of payment, the number of payments, and the authentication information of the customer are input by the transaction processing apparatus, and

the transaction processing apparatus deletes at least one of the brand information, the card number, and the expiration date of the IC card, the transaction sum, the method of payment, the number of payments, and the authentication information of the customer after the slip copy is printed.

4. The transaction processing system of claim 1,

wherein the settlement information includes at least brand information, a card number, and an expiration date of the IC card, a transaction sum, a method of payment, the number of payments, and authentication information of a customer,

first settlement information that is configured of a part of the settlement information is input by the transaction communication terminal,

second settlement information that is configured of information other than the first settlement information in the settlement information is input by the transaction processing apparatus,

the transaction processing apparatus sends a printing completion notification for the slip copy to the transaction communication terminal,

the transaction communication terminal deletes at least one in the first settlement information after the printing completion notification is received, and

the transaction processing apparatus deletes at least one in the second settlement information after the slip copy is printed.

5. The transaction processing system of claim 1,

wherein the settlement information includes at least brand information, a card number, and an expiration date of the IC card, a transaction sum, a method of payment, the number of payments, and authentication information of a customer,

the brand information of the IC card, the transaction sum, the method of payment, and the number of payments are input by the transaction communication terminal,

the card number and the expiration date and the authentication information of the customer are input by the transaction processing apparatus,

the transaction processing apparatus sends a printing completion notification for the slip copy to the transaction communication terminal,

the transaction communication terminal deletes the brand information of the IC card, the transaction sum, the method of payment, and the number of payments after the printing completion notification is received, and

the transaction processing apparatus deletes the card number and the expiration date of the IC card and the authentication information of the customer after the slip copy is printed.

6. A transaction processing system comprising:

a settlement-side apparatus to which settlement of a transaction using a card is connected;

a transaction processing apparatus that makes connection related to settlement of a transaction using the card to the settlement-side apparatus; and

a transaction communication terminal that is connectable to the transaction processing apparatus and the settlement-side apparatus and makes connection related to settlement of a transaction using the card to the settlement-side apparatus,

wherein the transaction communication terminal, in each input process for a plurality of different settlement information related to the transaction, sends any of the input settlement information to the transaction processing apparatus and sends to the transaction processing apparatus a settlement process request that includes any of the settlement information input in the last input process, and

the transaction processing apparatus

in a case where the settlement information sent from the transaction communication terminal is sent to the settlement-side apparatus, sends to the transaction communication terminal a screen that prompts input of the settlement information corresponding to the subsequent input process, and

in a case where the settlement process request sent from the transaction communication terminal is sent to the settlement-side apparatus, sends to the transaction communication terminal a settlement completion notification that is sent from the settlement-side apparatus, and prints a slip copy related to the transaction.

7. The transaction processing system of claim 6,

wherein the settlement information includes at least brand information, a card number, and an expiration date of the card, a transaction sum, a method of payment, the number of payments, and authentication information of a customer, and

the transaction processing apparatus sends to the transaction communication terminal a printing completion notification that indicates that printing of the slip copy is ended, and the transaction communication terminal deletes the brand information, the card number, and the expiration date of the card, the transaction sum, the method of payment, the number of payments, and the authentication information of the customer after the printing completion notification is received.

8. The transaction processing system of claim 6,

wherein the transaction processing apparatus includes a storage unit, accumulates the settlement information sent from the transaction communication terminal in the storage unit in a case where communication between the transaction processing apparatus and the settlement-side apparatus is in a state of unavailability, and prints the slip copy after settlement using the settlement information is performed with the card.

9. The transaction processing system of claim 8,

wherein the transaction processing apparatus requests the settlement-side apparatus to perform sales registration for the settlement using the settlement information accumulated in the storage unit after communication between the transaction processing apparatus and the settlement-side apparatus is placed into a state of availability.

10. A transaction processing system comprising:

a settlement-side apparatus to which settlement of a transaction using an IC card is connected;

a transaction processing apparatus of a thin client that makes connection related to settlement of a transaction using the IC card to the settlement-side apparatus; and

a transaction communication terminal that is connectable to the transaction processing apparatus and the settlement-side apparatus and makes connection related to settlement of a transaction using the IC card to the settlement-side apparatus,

wherein the transaction processing apparatus, in a case where communication between the transaction processing apparatus and the settlement-side apparatus is in a state of unavailability, sends to the transaction communication terminal transaction settlement information that includes brand information of the IC card, a transaction sum, a method of payment, the number of payments, and authentication information of a customer which are input, and includes a card number and an expiration date which are read from the IC card,

the transaction communication terminal, in a case where a settlement request that includes the transaction settlement information sent from the transaction processing apparatus is sent to the settlement-side apparatus, sends a sending completion notification for the settlement request including the transaction settlement information to the transaction processing apparatus, and

the transaction processing apparatus prints a predetermined slip copy in a case where the sending completion notification is received.

11. The transaction processing system of claim 10,

wherein the brand information of the IC card, the transaction sum, the method of payment, the number of payments, and the authentication information of the customer are input by the transaction communication terminal,

the card number and the expiration date of the IC card is read from the IC card by the transaction communication terminal,

the transaction processing apparatus sends a printing completion notification for the predetermined slip copy to the transaction communication terminal, and

the transaction communication terminal deletes the brand information, the card number, and the expiration date of the IC card, the transaction sum, the method of payment, the number of payments, and the authentication information of the customer after the printing completion notification is received.

12. The transaction processing system of claim 10,

wherein the brand information of the IC card, the transaction sum, the method of payment, the number of payments, and the authentication information of the customer are input by the transaction processing apparatus,

the card number and the expiration date of the IC card is read from the IC card by the transaction processing apparatus, and

the transaction processing apparatus deletes the brand information, the card number, and the expiration date of the IC card, the transaction sum, the method of payment, the number of payments, and the authentication information of the customer after the predetermined slip copy is printed.

13. The transaction processing system of claim 10,

wherein the brand information of the IC card, the transaction sum, the method of payment, and the number of payments are input by the transaction communication terminal,

the authentication information of the customer is input by the transaction processing apparatus,

the card number and the expiration date of the IC card are read from the IC card by the transaction processing apparatus,

the transaction processing apparatus sends a printing completion notification for the predetermined slip copy to the transaction communication terminal, and

the transaction communication terminal deletes the brand information of the IC card, the transaction sum, the method of payment, and the number of payments after the printing completion notification is received.

14. A transaction processing system comprising:

a settlement-side apparatus to which settlement of a transaction using a card is connected;

a transaction processing apparatus of a thin client that makes connection related to settlement of a transaction using the card to the settlement-side apparatus; and

a transaction communication terminal that is connectable to the transaction processing apparatus and the settlement-side apparatus and makes connection related to settlement of a transaction using the card to the settlement-side apparatus,

wherein the transaction communication terminal sends to the transaction processing apparatus transaction settlement information that includes brand information, a card number, and an expiration date of the card, a transaction sum, a method of payment, and the number of payments which are input,

the transaction processing apparatus receives the transaction settlement information sent from the transaction communication terminal and sends to the settlement-side apparatus a settlement request that includes the received transaction settlement information, and

the transaction processing apparatus prints a predetermined slip copy in a case where the settlement request including the transaction settlement information is sent to the settlement-side apparatus.

15. The transaction processing system of claim 14,

wherein the transaction processing apparatus sends a printing completion notification for the predetermined slip copy to the transaction communication terminal, and

the transaction communication terminal deletes the brand information, the card number, and the expiration date of the card, the transaction sum, the method of payment, and the number of payments after the printing completion notification is received.

16. The transaction processing system of claim 14,

wherein the transaction processing apparatus includes a storage unit, accumulates the transaction settlement information in the storage unit in a case where communication between the transaction processing apparatus and the settlement-side apparatus is in a state of unavailability, and prints the predetermined slip copy after conditional settlement using the transaction settlement information is performed with the card.

17. The transaction processing system of claim 16,

wherein the transaction processing apparatus requests the settlement-side apparatus to perform sales registration for the conditional settlement using the transaction settlement information accumulated in the storage unit in a case where communication between the transaction processing apparatus and the settlement-side apparatus is placed into a state of availability.

18. A transaction processing method in a transaction processing system to which a settlement-side apparatus, a transaction processing apparatus of a thin client, and a transaction communication terminal are connected,

wherein in a case where communication between the transaction processing apparatus and the settlement-side apparatus is in a state of availability,

the transaction processing apparatus makes connection related to settlement of a transaction using an IC card to the settlement-side apparatus to which settlement of a transaction using the IC card is connected, and

in a case where communication between the transaction processing apparatus and the settlement-side apparatus is in a state of unavailability,

the transaction processing apparatus, in each input process for a plurality of different settlement information related to the transaction, sends any of the input settlement information to the transaction communication terminal,

the transaction communication terminal, in a case where the settlement information sent from the transaction processing apparatus is sent to the settlement-side apparatus, sends to the transaction processing apparatus a screen that prompts input of the settlement information corresponding to the subsequent input process,

the transaction processing apparatus sends to the transaction communication terminal a settlement process request that includes any of the settlement information input in the last input process,

the transaction communication terminal, in a case where the settlement process request sent from the transaction processing apparatus is sent to the settlement-side apparatus, sends to the transaction processing apparatus a settlement completion notification that is sent from the settlement-side apparatus, and

the transaction processing apparatus prints a slip copy related to the transaction in a case where the settlement completion notification is received.

19. A transaction processing method in a transaction processing system to which a settlement-side apparatus, a transaction processing apparatus, and a transaction communication terminal are connected,

wherein the transaction communication terminal, in each input process for a plurality of different settlement information related to a transaction using a card, sends any of the input settlement information to the transaction processing apparatus,

the transaction processing apparatus, in a case where the settlement information sent from the transaction communication terminal is sent to the settlement-side apparatus, sends to the transaction communication terminal a screen that prompts input of the settlement information corresponding to the subsequent input process,

the transaction communication terminal sends to the transaction processing apparatus a settlement process request that includes any of the settlement information input in the last input process, and

the transaction processing apparatus, in a case where the settlement process request sent from the transaction communication terminal is sent to the settlement-side apparatus, sends to the transaction communication terminal a settlement completion notification that is sent from the settlement-side apparatus, and prints a slip copy related to the transaction.

20. A transaction processing method in a transaction processing system to which a settlement-side apparatus, a transaction processing apparatus of a thin client, and a transaction communication terminal are connected,

wherein the transaction processing apparatus, in a case where communication between the transaction processing apparatus and the settlement-side apparatus is in a state of availability, performs a step of making connection related to settlement of a transaction using an IC card to the settlement-side apparatus to which settlement of a transaction using the IC card is connected,

the transaction processing apparatus, in a case where communication between the transaction processing apparatus and the settlement-side apparatus is in a state of unavailability, performs a step of sending to the transaction communication terminal transaction settlement information that includes brand information of the IC card, a transaction sum, a method of payment, the number of payments, and authentication information of a customer which are input, and includes a card number and an expiration date which are read from the IC card,

the transaction communication terminal performs a step of sending to the settlement-side apparatus a settlement request that includes the transaction settlement information sent from the transaction processing apparatus,

the transaction communication terminal, in a case where a settlement request that includes the transaction settlement information is sent to the settlement-side apparatus, performs a step of sending a sending completion notification for the settlement request including the transaction settlement information to the transaction processing apparatus, and

the transaction processing apparatus performs a step of printing a predetermined slip copy in a case where the sending completion notification is received.

21. A transaction processing method in a transaction processing system to which a settlement-side apparatus, a transaction processing apparatus of a thin client, and a transaction communication terminal are connected,

wherein the transaction communication terminal performs a step of receiving input of the transaction settlement information that includes brand information, a card number, and an expiration date of a card used in settlement of a transaction, a transaction sum, a method of payment, and the number of payments,

the transaction communication terminal performs a step of sending the input transaction settlement information to the transaction processing apparatus,

the transaction processing apparatus performs a step of receiving the transaction settlement information sent from the transaction communication terminal and sending to the settlement-side apparatus a settlement request that includes the received transaction settlement information, and

the transaction processing apparatus performs a step of printing a predetermined slip copy in a case where the settlement request including the transaction settlement information is sent to the settlement-side apparatus.

22. A transaction processing apparatus comprising:

a first transceiver that makes connection related to settlement of a transaction using an IC card to a settlement-side apparatus to which settlement of a transaction using the IC card is connected;

a second transceiver that communicates with a transaction communication terminal which makes connection related to settlement of a transaction using the IC card to the settlement-side apparatus;

an obtainer that obtains a plurality of different settlement information related to the transaction through the second transceiver; and

a printing unit that prints a slip copy related to the transaction,

wherein the second transceiver, in each input process for the settlement information, sends any of the input settlement information to the transaction communication terminal in a case where communication between the first transceiver and the settlement-side apparatus is in a state of unavailability, and sends to the transaction communication terminal a settlement process request that includes any of the settlement information input in the last input process,

the second transceiver, in a case where the settlement information is sent to the settlement-side apparatus, receives a screen that prompts input of the settlement information corresponding to the subsequent input process, and

the printing unit prints the slip copy related to the transaction in a case where a settlement completion notification for the transaction is received by the second transceiver.

23. A transaction processing apparatus comprising:

a first transceiver that makes connection related to settlement of a transaction to a settlement-side apparatus to which settlement of the transaction using a card is connected;

a second transceiver that communicates with a transaction communication terminal of a portable type;

an obtainer that obtains a plurality of different settlement information input by the transaction communication terminal and related to the transaction through the second transceiver; and

a printing unit that prints a slip copy related to the transaction,

wherein the first transceiver, in each input process for the settlement information, sends any of the input settlement information to the settlement-side apparatus and sends to the settlement-side apparatus a settlement process request that includes any of the settlement information input in the last input process,

the second transceiver, in a case where the settlement information is sent to the settlement-side apparatus, receives a screen that prompts input of the settlement information corresponding to the subsequent input process, and

the printing unit prints the slip copy related to the transaction in a case where a settlement completion notification for the transaction is received by the first transceiver.

24. A transaction processing apparatus comprising:

a first transceiver that makes connection related to settlement of a transaction using an IC card to a settlement-side apparatus to which settlement of a transaction using the IC card is connected;

a second transceiver that communicates with a transaction communication terminal which makes connection related to settlement of a transaction using the IC card to the settlement-side apparatus;

an obtainer that obtains through the second transceiver transaction settlement information which includes brand information, a card number, and an expiration date of the IC card, a transaction sum, a method of payment, the number of payments, and authentication information of a customer; and

a printing unit that prints a predetermined slip copy,

wherein the second transceiver, in a case where communication between the first transceiver and the settlement-side apparatus is in a state of unavailability, sends the transaction settlement information obtained by the obtainer to the transaction communication terminal, and

the printing unit, in a case where the transaction communication terminal sends to the settlement-side apparatus a settlement request that includes the transaction settlement information, prints the predetermined slip copy in response to a sending completion notification, from the transaction communication terminal, for the settlement request including the transaction settlement information.

25. A transaction processing apparatus comprising:

a first transceiver that makes connection related to settlement of a transaction using a card to a settlement-side apparatus to which settlement of a transaction using the card is connected;

a second transceiver that communicates with a transaction communication terminal of a portable type;

an obtainer that obtains through the second transceiver transaction settlement information which includes brand information, a card number, and an expiration date of the card, a transaction sum, a method of payment, and the number of payments input by the transaction communication terminal; and

a printing unit that prints a predetermined slip copy,

wherein the first transceiver sends to the settlement-side apparatus a settlement request that includes the transaction settlement information obtained by the obtainer, and

the printing unit prints the predetermined slip copy in a case where the settlement request including the transaction settlement information is sent to the settlement-side apparatus.

26. A transaction communication terminal comprising:

a third transceiver that makes connection related to settlement of a transaction using an IC card to a settlement-side apparatus to which settlement of a transaction using the IC card is connected;

a fourth transceiver that communicates with a transaction processing apparatus which makes connection related to settlement of a transaction using the IC card to the settlement-side apparatus; and

an input into which a plurality of different settlement information related to the transaction is input,

wherein the third transceiver, in each input process for the plurality of different settlement information related to the transaction, sends any of the settlement information input by the input to the settlement-side apparatus in a case where communication between the transaction processing apparatus and the settlement-side apparatus is in a state of unavailability, and sends to the settlement-side apparatus a settlement process request that includes any of the settlement information input in the last input process, and

the fourth transceiver

in a case where the settlement information sent from the transaction processing apparatus is sent to the settlement-side apparatus, sends to the transaction processing apparatus a screen that prompts input of the settlement information corresponding to the subsequent input process, and

in a case where the settlement process request sent from the transaction processing apparatus is sent to the settlement-side apparatus, sends to the transaction processing apparatus a settlement completion notification that is sent from the settlement-side apparatus.

27. A transaction communication terminal comprising:

a third transceiver that communicates with a transaction processing apparatus which makes connection related to settlement of a transaction using a card;

an input into which a plurality of different settlement information related to the transaction is input; and

a display that displays a screen which prompts input of the settlement information,

wherein the third transceiver

sends any of the settlement information input by the input to the transaction processing apparatus in each input process for the plurality of different settlement information related to the transaction,

the display

in a case where the settlement information is sent by the transaction processing apparatus to a settlement-side apparatus to which settlement of the transaction is connected, displays the screen that is sent from the settlement-side apparatus through the transaction processing apparatus and prompts input of the settlement information corresponding to the subsequent input process,

the third transceiver

sends to the transaction processing apparatus a settlement process request that includes any of the settlement information input in the last input process, and

in a case where the settlement process request is sent by the transaction processing apparatus to the settlement-side apparatus, instructs the transaction processing apparatus to print a slip copy related to the transaction in response to a settlement completion notification that is sent from the settlement-side apparatus through the transaction processing apparatus and is related to settlement of the transaction.

28. A transaction communication terminal comprising:

a third transceiver that makes connection related to settlement of a transaction using an IC card to a settlement-side apparatus to which settlement of a transaction using the IC card is connected;

a fourth transceiver that communicates with a transaction processing apparatus which makes connection related to settlement of a transaction using the IC card to the settlement-side apparatus;

an input into which brand information of the IC card, a transaction sum, a method of payment, the number of payments, and authentication information of a customer are input; and

a reading unit that reads a card number and an expiration date of the IC card from the IC card,

wherein the fourth transceiver sends to the transaction processing apparatus transaction settlement information that includes the brand information of the IC card, the transaction sum, the method of payment, the number of payments, and the authentication information of the customer input by the input and the card number and the expiration date of the IC card read by the reading unit,

the third transceiver, in response to an instruction from the transaction processing apparatus, sends to the settlement-side apparatus a settlement request that includes the transaction settlement information, and

the fourth transceiver sends a sending completion notification for the settlement request including the transaction settlement information to the transaction processing apparatus.

29. A transaction communication terminal comprising:

a third transceiver that communicates with a transaction processing apparatus which makes connection related to settlement of a transaction using a card to a settlement-side apparatus to which settlement of a transaction using the card is connected; and

an input into which transaction settlement information that includes brand information, a card number, and an expiration date of the card, a transaction sum, a method of payment, and the number of payments is input,

wherein the third transceiver sends the transaction settlement information input by the input to the transaction processing apparatus and, in a case where a settlement request that includes the transaction settlement information is sent from the transaction processing apparatus to the settlement-side apparatus, receives a printing completion notification for a predetermined slip copy that is printed by the transaction processing apparatus.