VEHICLE SECURITY ACCESSORY AND METHODS OF IDENTITY AUTHENTICATION

• US 20170061110A1
• Filed: 08/25/2016
• Published: 03/02/2017
• Est. Priority Date: 08/28/2015
• Status: Active Grant

• Current Assignee: Gentex Corporation
• Original Assignee: Gentex Corporation
• Inventors: Wright, Thomas S., Geerlings, Steven L., Smeyers, Marc A.
• Granted Patent: US 10,248,773 B2
• Time in Patent Office: Days
• US Class Current: 1/1
• CPC Class Codes: G06F 21/32 using biometric data, e.g. fingerprints, iris scans or voiceprints
• CPC Class Codes: G07F 19/201 Accessories of ATMs
• CPC Class Codes: H04W 4/046 involving vehicles, e.g. floating traffic data [FTD] or vehicle traffic prediction
• CPC Class Codes: H04W 4/40 for vehicles, e.g. vehicle-to-pedestrians [V2P]

Abstract

An accessory configured to authenticate a transaction is disclosed. The accessory comprises a communication circuit configured to communicate with a transaction system. The accessory further comprises at least one data collection device and a processor. The processor is in communication with the communication circuit and the data collection device. The processor is configured to compare captured data captured by the data collection device with stored data to generate an authentication of a previously identified operator.

Claims

1. An accessory configured to authenticate a transaction, the accessory comprising:

a communication circuit configured to communicate with a transaction system;

at least one data collection device; and

a processor in communication with the communication circuit and the data collection device, wherein the processor is configured to;

process captured data received from the at least one data collection device;

compare the captured data to stored data corresponding to a previously identified individual;

generate an authentication of the previously identified individual based on at least one security criterion corresponding to the stored data; and

communicate the authentication to the transaction system.

2. The accessory according to claim 1, wherein the communication circuit corresponds to a wireless communication circuit.

3. The accessory according to claim 1, wherein the at least one data collection device is configured to capture biometric data.

4. The accessory according to claim 3, wherein the biometric data corresponds to at least one of an iris recognition, a fingerprint recognition, a voice recognition, a face recognition, and a gesture recognition.

5. The accessory according to claim 1, wherein the at least one data collection device corresponds to an inertial sensor configured to monitor motion statistics corresponding to the previously identified individual.

6. The accessory according to claim 5, wherein the processor is further configured to save prior motion statistics for the previously identified individual to compare to current motion statistics as the security criterion to determine the authentication.

7. The accessory according to claim 1, wherein the at least one data collection device is configured to collect vehicle-metric data.

8. The accessory according to claim 1, wherein the transaction system corresponds to a currency transaction system.

9. The accessory according to claim 1, wherein the processor is further configured to:

activate the data collection device to capture the captured data in response to an ignition of a vehicle.

10. The accessory according to claim 1, wherein the processor is further configured to:

activate the data collection device to capture the captured data in response to a communication with the transaction device.

11. An authentication accessory for a vehicle configured to authenticate a transaction, the accessory comprising:

a communication circuit configured to communicate with a transaction system;

at least one sensor configured to capture the captured identifying information characteristic of an operator of the vehicle;

a memory configured to store stored identifying information characteristic of the operator; and

a processor in communication with the memory, the communication circuit, and the data collection device, wherein the processor is configured to;

initiate the sensor to capture the captured identifying information;

compare the captured identifying information to the stored identifying information;

generate an authentication verifying an identity of the operator based on the comparison; and

communicate the authentication to the transaction system.

12. The authentication accessory according to claim 11, wherein the identifying information corresponds to information identifying at least one of a physical characteristic of the operator of the vehicle and an operating characteristic of the vehicle.

13. The authentication accessory according to claim 11, wherein the stored identifying information corresponds to information previously captured by the at least one sensor.

14. The authentication accessory according to claim 13, wherein the information previously captured is captured over a plurality of prior interactions between the vehicle and the operator.

15. The authentication accessory according to claim 11, wherein the controller is further operable to:

initiate a financial transaction with the transaction system.

16. The authentication accessory according to claim 11, wherein the controller is further operable to:

receive a request for an authentication from the transaction system.

17. The authentication accessory according to claim 11, wherein the sensor corresponds to a biometric sensor.

18. The authentication accessory according to claim 11, wherein the sensor corresponds to a transducer configured to identify at least one of an operating condition and a location of the vehicle.

19. An authentication accessory for a vehicle configured to authenticate a transaction, the accessory comprising:

a communication circuit configured to communicate with a transaction system;

at least one sensor configured to capture the captured identifying information characteristic of an operator of the vehicle;

a memory configured to store stored identifying information characteristic of the operator; and

a processor in communication with the memory, the communication circuit, and the data collection device, wherein the processor is configured to;

initiate the sensor to capture the captured identifying information;

compare the captured identifying information to the stored identifying information;

generate a first authentication verifying an identity of the operator based on the comparison; and

generate a second authentication verifying the identity of the operator based on vehicle-metric data.

20. The authentication accessory according to claim 19, wherein the captured identifying information corresponds to biometric data.