Method And System For User Authentication
First Claim
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1. A method, comprising:
- selecting at least one authentication question;
identifying, based on transaction data associated with a user of a user device, at least one valid answer for each of the at least one authentication question;
transmitting, to the user device, the at least one authentication question and a plurality of selectable options comprising the at least one valid answer;
receiving, for each of the at least one authentication question, at least one selected answer from the plurality of selectable options; and
establishing an authenticated session with the user device responsive to a determination that the at least one authentication question has been correctly answered based on the at least one selected answer.
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Abstract
Disclosed are methods and systems for user authentication. User-specific data is aggregated by an authentication system. Answers to authentication questions are identified in the aggregated data. A user device attempting to authenticate with the authentication system is presented with the authentication question and selectable options for answering the authentication question. The selectable options include one or more valid answers and one or more false answers. A user device is authenticated after correctly answering one or more presented authentication questions.
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Citations
20 Claims
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1. A method, comprising:
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selecting at least one authentication question; identifying, based on transaction data associated with a user of a user device, at least one valid answer for each of the at least one authentication question; transmitting, to the user device, the at least one authentication question and a plurality of selectable options comprising the at least one valid answer; receiving, for each of the at least one authentication question, at least one selected answer from the plurality of selectable options; and establishing an authenticated session with the user device responsive to a determination that the at least one authentication question has been correctly answered based on the at least one selected answer. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
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12. A system, comprising:
at least one computing device, configured to; select at least one authentication question; identify, based on transaction data associated with a user of a user device, at least one valid answer for each of the at least one authentication question; transmit to the user device, the at least one authentication question and a plurality of selectable options comprising the at least one valid answer; receive, for each of the at least one authentication question, at least one selected answer from the plurality of selectable options; and establish an authenticated session with the user device responsive to a determination that the at least one authentication question has been correctly answered based on the at least one selected answer. - View Dependent Claims (13, 14, 15, 16, 17, 18, 19, 20)
Specification