×

SYSTEMS AND METHODS FOR ISSUANCE OF PROVISIONAL FINANCIAL ACCOUNTS TO MOBILE DEVICES

  • US 20170116615A1
  • Filed: 10/23/2015
  • Published: 04/27/2017
  • Est. Priority Date: 10/23/2015
  • Status: Active Grant
First Claim
Patent Images

1. A computer-implemented method of issuing a provisional payment account comprising:

  • (a) providing a computing device associated with a provider;

    (b) receiving, by the provider computing device, verification data and device fingerprint data;

    (c) performing, by the provider computing device, a verification analysis using the verification data;

    (d) performing, by the provider computing device, a device fingerprinting analysis using the device fingerprint data;

    (e) receiving, by the provider computing device, a client access message containing redirect data, wherein the redirect data comprises an authorization request;

    (f) generating, by the provider computing device, an access decision message indicating an approval or a disapproval of the authorization request, wherein if the authorization request is approved, the access decision message includes access data;

    (g) receiving, by the provider computing device, an account activation message containing activation data, wherein the activation data comprises a provisional account number; and

    (h) generating, by the provider computing device, an account authorization message containing an initial transaction token.

View all claims
  • 2 Assignments
Timeline View
Assignment View
    ×
    ×