Method for Authenticating Use of an Activity Tracking Device

• US 20170120106A1
• Filed: 11/01/2016
• Published: 05/04/2017
• Est. Priority Date: 11/02/2015
• Status: Abandoned Application

• Current Assignee: Mastercard Asia/Pacific Pte. Ltd (MasterCard Incorporated)
• Original Assignee: Mastercard Asia/Pacific Pte. Ltd (MasterCard Incorporated)
• Inventors: Puehse, Tobias, Tan, Sin Jian, Zhang, Jie, Tan, Douglas Teck Yong, Ali, Noor Ali Nizar, Aggarwal, Naman, Chin, Yong Wei
• Application Number:
  US15/340,668
• Publication Number:
  US 20170120106A1
• Time in Patent Office: Days
• CPC Class Codes: A63B 2024/0025 Tracking the path or location of one or more users, e.g. players of a game
• CPC Class Codes: A63B 2220/17 Counting, e.g. counting periodical movements, revolutions or cycles, or including further data processing to determine distances or speed
• CPC Class Codes: A63B 2220/62 Time or time measurement used for time reference, time stamp, master time or clock signal
• CPC Class Codes: A63B 2230/04 heartbeat characteristics, e.g. ECG, blood pressure modulations
• CPC Class Codes: A63B 2230/42 rate
• CPC Class Codes: A63B 24/0021 Tracking a path or terminating locations
• CPC Class Codes: G06Q 20/3224 Transactions dependent on location of M-devices
• CPC Class Codes: G06Q 20/405 Establishing or using transaction specific rules
• CPC Class Codes: G09B 5/02 with visual presentation of the material to be studied, e.g. using film strip

Abstract

A data processor implemented method for authenticating use of an activity tracking device by a user is provided. The method includes obtaining a plurality of first markers, wherein each of the first markers includes a location and time-stamp of the activity tracking device when the activity tracking device is tracking at least one parameter of the user. The method also includes obtaining a plurality of second markers from a transaction data storage, wherein each of the second markers includes a location and time-stamp of an electronic transaction made by the user using at least one payment device of the user. The method further includes comparing the locations of the plurality of first markers with the locations of the plurality of second markers, and determining, based on the comparison, whether the activity tracking device is regularly in use by the user.

Claims

1. A data processor implemented method for authenticating use of an activity tracking device by a user, the method comprising:

obtaining a plurality of first markers, each of the first markers including a location and time-stamp of the activity tracking device when the activity tracking device is tracking at least one parameter of the user;

obtaining a plurality of second markers from a transaction data storage, each of the second markers including a location and time-stamp of an electronic transaction made by the user using at least one payment device of the user;

comparing the locations of the plurality of first markers with the locations of the plurality of second markers; and

determining, based on the comparison, whether the activity tracking device is regularly in use by the user.

2. The method of claim 1, wherein the comparison provides an affirmative outcome if comparison findings lie within a threshold band, and provides a negative outcome if comparison findings lie outside of the threshold band.

3. The method of claim 2, further comprising determining a confidence metric, wherein authenticating use of the activity tracking device by the user is dependent on the confidence metric.

4. The method of claim 3, wherein the confidence metric is a ratio of a number of affirmative outcomes to a sum of the number of affirmative outcomes and a number of negative outcomes over a pre-defined period of time.

5. The method of claim 3, wherein a value of the confidence metric of above 0.7 indicates regular use of the activity tracking device by the user.

6. The method of claim 3, wherein a value of the confidence metric of below 0.4 indicates non-regular use of the activity tracking device by the user.

7. The method of claim 1, wherein the activity tracking device is configured to provide a location of the user.

8. The method of claim 1, wherein the transaction data storage is a payment gateway.

9. The method of claim 1, wherein the at least one parameter of the user is at least one of heart rate, respiration rate, number of footsteps, number of climbing steps, distance ran, distance swam, and distance cycled.

10. A non-transitory computer readable storage medium embodying thereon a program of computer readable instructions which, when executed by one or more processors of a first server in communication with at least one other server, cause the first server to perform a method for authenticating use of an activity tracking device by a user, the method including:

obtaining a plurality of first markers, each of the first markers including a location and time-stamp of the activity tracking device when the activity tracking device is tracking at least one parameter of the user;

obtaining a plurality of second markers from a transaction data storage, each of the second markers including a location and time-stamp of an electronic transaction made by the user using at least one payment device of the user;

comparing the locations of the plurality of first markers with the locations of the plurality of second markers; and

determining, based on the comparison, whether the activity tracking device is regularly in use by the user.

11. (canceled)

12. (canceled)

13. (canceled)

14. (canceled)

15. (canceled)

16. (canceled)

17. (canceled)

18. (canceled)

19. A non-transitory computer readable storage medium embodying thereon a program of computer readable instructions which, when executed by one or more processors of a mobile device in communication with at least one other server, cause the mobile device to perform a method for authenticating use of an activity tracking device by a user, the method including:

obtaining a plurality of first markers, each of the first markers including a location and time-stamp of the activity tracking device when the activity tracking device is tracking at least one parameter of the user;

obtaining a plurality of second markers from a transaction data storage, each of the second markers including a location and time-stamp of an electronic transaction made by the user using at least one payment device of the user;

comparing the locations of the plurality of first markers with the locations of the plurality of second markers; and

determining, based on the comparison, whether the activity tracking device is regularly in use by the user.

20. (canceled)

21. (canceled)

22. (canceled)

23. (canceled)

24. (canceled)

25. (canceled)

26. (canceled)

27. (canceled)

28. A system for authenticating use of an activity tracking device by a user, the system comprising:

at least one activity tracking device configured to track at least one parameter of the user;

a first server configured to store a plurality of first markers, each of the first markers including a location and time-stamp of the activity tracking device when the activity tracking device is tracking at least one parameter of the user;

a transaction data storage configured to store a plurality of second markers, each of the second markers including a location and time-stamp of an electronic transaction made by the user using at least one payment device of the user; and

a second server configured to compare the locations of the plurality of first markers with the locations of the plurality of second markers, and based on the comparison, determining whether the activity tracking device is regularly in use by the user.

29. The system of claim 28, wherein the comparison provides an affirmative outcome if comparison findings lie within a threshold band, and provides a negative outcome if comparison findings lie outside of the threshold band.

30. The system of claim 29, wherein authenticating use of the activity tracking device by the user is dependent on a confidence metric.

31. The system of claim 30, wherein the confidence metric is a ratio of a number of affirmative outcomes to a sum of the number of affirmative outcomes and a number of negative outcomes over a pre-defined period of time.

32. The system of claim 30, wherein a value of the confidence metric of above 0.7 indicates regular use of the activity tracking device by the user.

33. The system of claim 30, wherein a value of the confidence metric of below 0.4 indicates non-regular use of the activity tracking device by the user.

34. The system of claim 28, wherein the activity tracking device is configured to provide a location of the user.

35. The system of claim 28, wherein the transaction data storage is a payment gateway.

36. The system of claim 28, wherein the at least one parameter of the user is at least one of heart rate, respiration rate, number of footsteps, number of climbing steps, distance ran, distance swam, and distance cycled.