SYSTEM FOR DETERMINING USER INTERFACES TO DISPLAY BASED ON USER LOCATION

• US 20170139551A1
• Filed: 11/16/2015
• Published: 05/18/2017
• Est. Priority Date: 11/16/2015
• Status: Abandoned Application

• Current Assignee: Bank of America Corp.
• Original Assignee: Bank of America Corp.
• Inventors: Lupcho, III, Albert R., Jasko, Christina, Wilson, John J., Lamb, Michael D., Towers, Sara M.
• Application Number:
  US14/942,635
• Publication Number:
  US 20170139551A1
• Time in Patent Office: Days
• CPC Class Codes: G06F 3/0482 Interaction with lists of selectable items, e.g. menus
• CPC Class Codes: G06F 3/0484 for the control of specific functions or operations, e.g. selecting or manipulating an object, an image or a displayed text element, setting a parameter value or selecting a range
• CPC Class Codes: G06F 8/38 for implementing user interfaces
• CPC Class Codes: G06F 9/453 Help systems
• CPC Class Codes: H04W 4/02 Services making use of location information
• CPC Class Codes: H04W 4/029 Location-based management or tracking services

Abstract

Some aspects as disclosed herein are directed to, for example, a system for determining a geographical location of a user, such as via a data input, a network address, and/or a location sensor. A computing device of the system may determine a plurality of prompts for the user based on the determined geographical location of the user and may generate one or more user interfaces configured to display the plurality of prompts. Data input responding to one or more of the plurality of prompts may be received via the one or more user interfaces. It may be determined, based on the data input, whether to approve the user for one or more services. Additionally or alternatively, a computing device may determine a plurality of available services for the user based on the determined geographical location of the user and may generate one or more user interfaces configured to display the plurality of available services. Data input indicating a selection of one or more of the plurality of available services may be received via the one or more user interfaces. Based on the data input, a request to enroll the user in the selected one or more of the plurality of available services may be generated.

Claims

1. A system, comprising:

a user device comprising;

a first processor;

a display screen;

a location sensor; and

first memory storing computer-executable instructions that, when executed by the first processor, cause the user device to;

determine a geographical location of a user of the user device; and

send the geographical location of the user to a user interface (UI) generation computing device; and

the UI generation computing device comprising;

a second processor; and

second memory storing computer-executable instructions that, when executed by the second processor, cause the UI generation computing device to;

determine a plurality of prompts for the user based on the determined geographical location of the user;

generate one or more user interfaces configured to display the plurality of prompts;

receive, from the user device and via the one or more user interfaces, data input responding to one or more of the plurality of prompts; and

determine, based on the data input, whether to approve the user for one or more services.

2. The system of claim 1, wherein determining the geographical location of the user comprises performing at least one or more of the following:

determining the geographical location of the user based on a network address of the user device, or

receiving location data from the location sensor of the user device and determining the geographical location of the user based on the location data received from the location sensor.

3. The system of claim 1, wherein determining the geographical location of the user comprises:

displaying, on the display screen of the user device, a user interface requesting input of the geographical location of the user; and

receiving, at the user device via an input/output module of the user device, input of the geographical location.

4. The system of claim 1, wherein generating the one or more user interfaces configured to display the plurality of prompts comprises generating the one or more user interfaces to include the determined plurality of prompts and to exclude one or more prompts not associated with the determined geographical location of the user.

5. The system of claim 1, wherein generating the one or more user interfaces configured to display the plurality of prompts comprises generating the one or more user interfaces to include the determined plurality of prompts and to include one or more prompts not associated with the determined geographical location of the user, wherein the one or more prompts not associated with the determined geographical location is graphically distinguishable from the determined plurality of prompts.

6. The system of claim 1, wherein determining whether to approve the user for one or more services comprises:

sending, by the UI generation computing device, the data input to a governance computing device; and

determining, by the governance computing device, whether to approve the user for the one or more services based on the data input received by the governance computing device.

7. A method, comprising:

determining a geographical location of a user;

determining, by a computing device, a plurality of prompts for the user based on the determined geographical location of the user;

generating, by the computing device, one or more user interfaces configured to display the plurality of prompts;

receiving, via the one or more user interfaces, data input responding to one or more of the plurality of prompts; and

determining, based on the data input, whether to approve the user for one or more services.

8. The method of claim 7, wherein determining the geographical location of the user comprises performing at least one or more of the following:

determining the geographical location of the user based on a network address of a user device associated with the user, or

determining the geographical location of the user based on a location sensor of the user device associated with the user.

9. The method of claim 7, wherein determining the geographical location of the user comprises receiving, from a user device, a user selection of the geographical location.

10. The method of claim 7, wherein generating the one or more user interfaces configured to display the plurality of prompts comprises generating the one or more user interfaces to include the determined plurality of prompts and to exclude one or more prompts not associated with the determined geographical location of the user.

11. The method of claim 7, wherein generating the one or more user interfaces configured to display the plurality of prompts comprises generating the one or more user interfaces to include the determined plurality of prompts and to include one or more prompts not associated with the determined geographical location of the user, wherein the one or more prompts not associated with the determined geographical location is graphically distinguishable from the determined plurality of prompts.

12. The method of claim 7, wherein determining whether to approve the user for one or more services comprises automatically approving the user for the one or more services based on a determination that the data input satisfies a predefined condition for automatic approval.

13. The method of claim 7, wherein determining whether to approve the user for one or more services comprises:

sending, by the computing device, the data input to a governance computing device; and

determining, by the governance computing device, whether to approve the user for the one or more services based on the data input received by the governance computing device.

14. A non-transitory computer-readable medium having instructions stored thereon that, when executed, cause a computing device to:

determine a geographical location of a user;

determine a plurality of prompts for the user based on the determined geographical location of the user;

generate one or more user interfaces configured to display the plurality of prompts;

receive, via the one or more user interfaces, data input responding to one or more of the plurality of prompts; and

determine, based on the data input, whether to approve the user for one or more services.

15. The non-transitory computer-readable medium of claim 14, wherein determining the geographical location of the user comprises performing at least one or more of the following:

determining the geographical location of the user based on a network address of a user device associated with the user, or

determining the geographical location of the user based on a location sensor of the user device associated with the user.

16. The non-transitory computer-readable medium of claim 14, wherein determining the geographical location of the user comprises receiving, from a user device, a user selection of the geographical location.

17. The non-transitory computer-readable medium of claim 14, wherein generating the one or more user interfaces configured to display the plurality of prompts comprises generating the one or more user interfaces to include the determined plurality of prompts and to exclude one or more prompts not associated with the determined geographical location of the user.

18. The non-transitory computer-readable medium of claim 14, wherein generating the one or more user interfaces configured to display the plurality of prompts comprises generating the one or more user interfaces to include the determined plurality of prompts and to include one or more prompts not associated with the determined geographical location of the user, wherein the one or more prompts not associated with the determined geographical location is graphically distinguishable from the determined plurality of prompts.

19. The non-transitory computer-readable medium of claim 14, wherein determining whether to approve the user for one or more services comprises automatically approving the user for the one or more services based on a determination that the data input satisfies a predefined condition for automatic approval.

20. The non-transitory computer-readable medium of claim 14, wherein determining whether to approve the user for one or more services comprises:

sending, by the computing device, the data input to a governance computing device; and

determining, by the governance computing device, whether to approve the user for the one or more services based on the data input received by the governance computing device.