ELECTRONIC DEVICE AND PAYMENT PERFORMANCE METHOD USING HANDOFF THEREOF

• US 20170186015A1
• Filed: 12/28/2016
• Published: 06/29/2017
• Est. Priority Date: 12/28/2015
• Status: Active Grant

• Current Assignee: Samsung Electronics Co. Ltd.
• Original Assignee: Samsung Electronics Co. Ltd.
• Inventors: PARK, Tae Gun, LIM, Kyung Soo, KIM, Gi Beom, JIN, In Ji, KANG, Hyuk, CHO, Seung Hwan
• Granted Patent: US 11,127,011 B2
• Time in Patent Office: Days
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 20/306 using TV related infrastructures external card used for payment with client device H04N21/4185
• CPC Class Codes: G06Q 20/308 using the Internet of Things
• CPC Class Codes: G06Q 20/321 using wearable devices
• CPC Class Codes: G06Q 20/3227 using secure elements embedded in M-devices
• CPC Class Codes: G06Q 20/326 Payment applications installed on the mobile devices
• CPC Class Codes: G06Q 20/34 using cards, e.g. integrated circuit [IC] cards or magnetic cards
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 20/401 Transaction verification
• CPC Class Codes: G06Q 20/40145 Biometric identity checks

Abstract

An electronic device and method thereof are provided. The electronic device includes a communication circuit configured to communicate with an external device, a memory configured to store at least one card information, and a processor configured to electrically connect with the communication circuit and the memory. The processor is configured to receive a first request to verify whether it is possible to pay from the external device, send a response to the first request to the external device, and receive a second request, including transaction information associated with a payment, from the external device.

Claims

1. An electronic device comprising:

a communication circuit configured to communicate with an external device;

a memory configured to store at least one card information; and

at least one processor, electrically connected with the communication circuit and the memory, configured to;

receive a first request to verify whether a payment is possible, from the external device,

send a response to the first request to the external device, and

receive a second request, including transaction information associated with the payment, from the external device.

2. The electronic device of claim 1, wherein the at least one processor is further configured to:

verify, in response to the first request, whether the payment is possible using the at least one card information, and

send the response to the first request to the external device based on the verified result.

3. The electronic device of claim 1, wherein the at least one processor is further configured to:

perform the payment using the at least one card information and the transaction information in response to the second request.

4. The electronic device of claim 1, wherein the at least one processor is further configured to:

receive the transaction information, including at least one of a uniform resource indicator (URI), identification information of a seller, or an order number associated with the payment, via the communication circuit from the external device.

5. The electronic device of claim 4, further comprising:

a display,

wherein the at least one processor is further configured to;

present a screen for performing the payment on the display based on the URI.

6. The electronic device of claim 1, wherein the at least one processor is further configured to:

receive authentication information, if the second request is received, from a user of the electronic device, and

perform the payment using the authentication information.

7. The electronic device of claim 1, wherein the at least one processor is further configured to:

send a result for notifying the external device of completion of the payment via the communication circuit to the external device, if the payment is completed.

8. The electronic device of claim 1,

wherein the external device comprises a television (TV) or a set-top box of the TV, and

wherein the at least one processor is further configured to:

receive information associated with a channel on the TV from the TV or the set-top box, and

obtain information, about a product which is being broadcasted on the channel, based on the information associated with the channel

9. The electronic device of claim 1, wherein the at least one processor is further configured to:

receive first transaction information, about a first payment, via the communication circuit,

receive second transaction information, about a second payment, via the communication circuit, and

simultaneously perform the first payment and the second payment using the first transaction information and the second transaction information.

10. The electronic device of claim 1, wherein the electronic device has a same user account as a user account of the external device or has an account included in a group associated with the user account of the external device.

11. The electronic device of claim 1, wherein the at least one processor is further configured to:

perform the payment for part of a money amount included in the transaction information.

12. The electronic device of claim 1, wherein the at least one processor is further configured to:

obtain biometric information of a user of the electronic device, if the second request is received, and

send the biometric information to the external device to send the biometric information to a fast identity online (FIDO) server via the external device.

13. A non-transitory computer-readable recording medium having instructions stored thereon, the instructions, when executed by at least one processor, configured to cause a computer to:

receive a first request, to verify whether a payment is possible, from an external device,

send a response to the first request to the external device, and

receive a second request, including transaction information associated with the payment, from the external device.

14. The recording medium of claim 13, wherein the sending of the response comprises:

verifying whether the payment is possible using at least one card information, in response to the first request, and

sending the response to the first request to the external device based on the verified result.

15. The recording medium of claim 13, wherein the instructions, when executed by the at least one processor, are further configured to cause the computer to:

perform the payment, using at least one card information and the transaction information, in response to the second request.

16. A non-transitory computer-readable recording medium having instructions stored thereon, the instructions, when executed by at least one processor, configured to cause a computer to:

send a first request, to verify whether a payment is possible for selected electronic commerce, to an electronic device which communicates with the computer,

receive a response to the first request from the electronic device, and

send a second request, including transaction information associated with the payment, to the electronic device.

17. The recording medium of claim 16, wherein the sending of the second request comprises:

outputting a user interface, (UI) for handoff of the payment, in response to receiving the response to the first request,

receiving a user input on the UI, and

sending the second request to the electronic device in response to the user input.

18. The recording medium of claim 16, wherein the transaction information comprises at least one of a uniform resource indicator (URI), identification information of a seller, or an order number associated with the payment.

19. The recording medium of claim 16, wherein the instructions are further configured to cause the computer, when executed by the at least one processor, to:

receive a result of the payment performed using the transaction information by the electronic device from the electronic device.

20. The recording medium of claim 16, wherein the instructions are further configured to cause the computer, when executed by the at least one processor, to:

receive the transaction information from a server which provides the selected electronic commerce.