SYSTEMS AND METHODS FOR IDENTIFYING INFORMATION RELATED TO PAYMENT CARD BREACHES
8 Assignments
0 Petitions
Accused Products
Abstract
Approaches for determining a potential merchant breach are described. A system can acquire card transaction data from one or more sources such as merchants or financial institutions, in some instances at a predetermined time interval. Cards associated with the card transaction data can be analyzed to determine the health of a particular card, including the likelihood that the particular card has been compromised. A set of cards are accumulated, and their associated health data is stored. Based on the information obtained from a source, and the health associated with a set of cards, a potential date where a merchant was breached can be determined and fraudulent purchases can be prevented.
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Citations
40 Claims
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1-20. -20. (canceled)
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21. A system for determining a merchant breach, the system comprising:
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a memory device configured to store a set of instructions; and one or more processors configured to execute the set of instructions that cause the one or more processors to; acquire card transaction data; store information relating to cards associated with the card transaction data; accumulate card health data for at least one card; identify a potential merchant breach based on a comparison between the accumulated card health data and the stored information; and display in a graphical user interface of the system a representation of at least a portion of the accumulated card health data and an indicator of the potential merchant breach. - View Dependent Claims (22, 23, 24, 25, 26, 27)
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28. A method for determining a merchant breach, the method comprising:
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acquiring card transaction data; storing information relating to cards associated with the card transaction data; accumulating card health data for at least one card; identifying a potential merchant breach based on a comparison between the accumulated card health data and the stored information; and displaying in a graphical user interface of the system a representation of at least a portion of the accumulated card health data and an indicator of the potential merchant breach. - View Dependent Claims (29, 30, 31, 32, 33, 34)
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35. A non-transitory computer-readable medium storing a set of instructions that are executable by one or more processors to cause the one or more processors to perform a method to determine a merchant breach, the method comprising:
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acquiring card transaction data; storing information relating to cards associated with the card transaction data; accumulating card health data for at least one card; identifying a potential merchant breach based on a comparison between the accumulated card health data and the stored information; and displaying in a graphical user interface of the system a representation of at least a portion of the accumulated card health data and an indicator of the potential merchant breach. - View Dependent Claims (36, 37, 38, 39, 40)
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Specification