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SYSTEM AND METHOD FOR SECONDARY ACCOUNT HOLDER PAYMENT DEVICE CONTROL

  • US 20170221058A1
  • Filed: 02/02/2016
  • Published: 08/03/2017
  • Est. Priority Date: 02/02/2016
  • Status: Abandoned Application
First Claim
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1. A secondary account holder payment device control system comprising:

  • a payment processing server for receiving geographic parameters corresponding to a geographic area represented on a map and receiving merchant parameters indicating which of a plurality of merchants located within the geographic area are allowed to receive payment for a transaction using a secondary account holder payment device, wherein the geographic parameters and merchant parameters correspond to a primary account holder data profile;

    a point of sale server for sending transaction data to the payment processing server, the transaction data including location data for the transaction, and a token indicating the primary account holder data profile;

    wherein, in response to comparing the received transaction data to the received geographic parameters and merchant parameters, the payment processing server either approves or denies the payment for the transaction.

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