REAL-TIME VALUATION DISPLAY FOR TRANSACTION CARDS

• US 20170228722A1
• Filed: 02/05/2016
• Published: 08/10/2017
• Est. Priority Date: 02/05/2016
• Status: Abandoned Application

• Current Assignee: AT&T Intellectual Property I LP (AT&T, Inc.)
• Original Assignee: AT&T Intellectual Property I LP (AT&T, Inc.)
• Inventors: Feinberg, Ellen B., Szutkowski, Isabella G., Lewis, David
• Application Number:
  US15/017,074
• Publication Number:
  US 20170228722A1
• Time in Patent Office: Days
• CPC Class Codes: G06K 19/06009 with optically detectable marking G06K19/063, G06K19/08 take precedence
• CPC Class Codes: G06K 19/06028 using bar codes
• CPC Class Codes: G06K 19/06037 multi-dimensional coding
• CPC Class Codes: G06K 19/07 with integrated circuit chips
• CPC Class Codes: G06K 19/08 using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means
• CPC Class Codes: G06Q 20/3433 the counter having monetary units
• CPC Class Codes: G06Q 20/4033 Local solvency checks
• CPC Class Codes: G07F 7/0846 On-card display means

Abstract

A method includes determining a value amount associated with a transaction card having an optical code. The method also includes, based on a transaction involving the transaction card, updating the value amount. The method also includes determining that the optical code has been read. Responsive to the optical code being read, the method includes causing a display associated with the transaction card to render the value amount.

Claims

1. A method comprising:

determining a value associated with a transaction card having an optical code;

based on a transaction associated with the transaction card, updating the value;

determining that the optical code has been read; and

responsive to the optical code being read, causing a display associated with the transaction card to render the value.

2. The method of claim 1, wherein the optical code comprises a barcode.

3. The method of claim 1, wherein the optical code comprises a two-dimensional code.

4. The method of claim 1, wherein determining that the optical code has been read is based on at least a mobile device capturing an image of the optical code.

5. The method of claim 4, wherein the mobile device comprises the display associated with the transaction card.

6. The method of claim 1, further comprising:

initiating a timer associated with the transaction card;

based on the timer reaching a threshold, causing the display to render a value change warning; and

based on an expiration of the timer, decrementing the value amount by an expiration amount.

7. The method of claim 1, wherein causing the display to render the value amount comprises sending a communication to a mobile device associated with the transaction card, the communication comprising the value amount.

8. The method of claim 1, comprising:

detecting a change in the value amount; and

responsive to the change, causing the display to render the value amount.

9. A device comprising:

a processor; and

memory storing instructions that cause the processor to effectuate operations comprising;

determining a value amount associated with a transaction card, the transaction card having an optical code;

based on a transaction involving the transaction card, updating the value amount;

determining that the optical code has been read; and

responsive to the optical code being read, causing a display associated with the transaction card to render the value amount.

10. The device of claim 9, wherein the optical code comprises a machine-readable optical label.

11. The device of claim 9, wherein the optical code comprises a two-dimensional code.

12. The device of claim 9, further comprising

a camera,

wherein determining that the optical code has been read is based on at least the camera device capturing an image of the optical code.

13. The device of claim 9, wherein the device comprises the display.

14. The device of claim 9, the operations further comprising:

initiating a timer associated with the transaction card;

based on the timer reaching a threshold, causing the display to render a value change warning; and

based on an expiration of the timer, decrementing the value amount by an expiration amount.

15. The device of claim 9, wherein causing the display to render the value amount comprises sending a communication to a mobile device associated with the transaction card, the communication comprising the value amount.

16. The device of claim 9, the operations further comprising:

detecting a change in the value amount; and

responsive to the change, causing the display to render the value amount.

17. A method comprising:

determining a value amount associated with a transaction card;

based on a transaction involving the transaction card, updating the value amount;

initiating a timer associated with the transaction card;

based on an expiration of the timer, decrementing the value amount by an expiration amount; and

causing a display associated with the transaction card to render the value amount.

18. The method of claim 17, wherein the transaction card comprises the display.

19. The method of claim 18, wherein the display receives power from a solar power source.

20. The method of claim 17, further comprising, based on the time reaching a threshold, causing the display to render an alert indicative of an upcoming loss of funds.