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SYSTEM AND METHOD OF DETECTING FRAUDULENT USER TRANSACTIONS

  • US 20170243223A1
  • Filed: 06/08/2016
  • Published: 08/24/2017
  • Est. Priority Date: 02/18/2016
  • Status: Active Grant
First Claim
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1. A method for detecting fraudulent activity in user transactions, the method comprising:

  • collecting user behavior data during user'"'"'s interaction via an input device with one or more groups of elements of a graphical interface of an application on a computing device;

    calculating, by a processor, an anomalous user behavior coefficient for each group of elements of the graphical interface based on the collected user behavior data;

    calculating, by the processor, a combination of the anomalous user behavior coefficients;

    detecting, by the processor, a fraudulent activity when the combination of anomalous user behavior coefficients exceeds a predetermined threshold value; and

    in response to detecting a fraudulent activity, blocking, by the processor, the interaction of the user with the application.

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