SMART DATA CARDS THAT ENABLE THE PERFORMANCE OF VARIOUS FUNCTIONS UPON ACTIVATION/AUTHENTICATION BY A USER'S FINGERPRINT, ONCARD PIN NUMBER ENTRY, AND/OR BY FACIAL RECOGNITION OF THE USER, OR BY FACIAL RECOGNITION OF A USER ALONE, INCLUDING AN AUTOMATED CHANGING SECURITY NUMBER THAT IS DISPLAYED ON A SCREEN ON A CARD'S SURFACE FOLLOWING AN AUTHENTICATED BIOMETRIC MATCH

• US 20170289127A1
• Filed: 03/29/2016
• Published: 10/05/2017
• Est. Priority Date: 03/29/2016
• Status: Abandoned Application

• Current Assignee: Chaya Coleena Hendrick
• Original Assignee: Chaya Coleena Hendrick
• Inventors: Hendrick, Chaya Coleena
• Application Number:
  US15/083,618
• Publication Number:
  US 20170289127A1
• Time in Patent Office: Days
• CPC Class Codes: G06K 19/0704 the battery being rechargeable, e.g. solar batteries
• CPC Class Codes: G06K 19/07354 by biometrically sensitive means, e.g. fingerprint sensitive fingerprint sensors in general G06V40/12; biometrically activated access control G07C9/25
• CPC Class Codes: G06K 19/07707 the visual interface being a display, e.g. LCD or electronic ink
• CPC Class Codes: H04L 2463/082 applying multi-factor authentication cryptographic mechanisms or cryptographic arrangements including means for verifying the identity or authority of a user of the system or for message authentication H04L9/32
• CPC Class Codes: H04L 63/0853 using an additional device, e.g. smartcard, SIM or a different communication terminal cryptographic mechanisms or cryptographic arrangements for entity authentication involving additional secure or trusted devices H04L9/3234
• CPC Class Codes: H04L 63/0861 using biometrical features, e.g. fingerprint, retina-scan cryptographic mechanisms or cryptographic arrangements for entity authentication using biological data H04L9/3231
• CPC Class Codes: H04W 12/065 Continuous authentication
• CPC Class Codes: H04W 12/068 using credential vaults, e.g. password manager applications or one time password [OTP] applications

Abstract

A smart card such as an EMV card that connects, wirelessly or by contact, to a reader or other device, and permits the flow of information/data to/from the card when connected thereto, after fingerprint scanning authorization/user verification system; or image scanning authorization/user verification, or PIN number entry from an on-card pad, or both, including a display screen for displaying changing/static user identification data stored thereon/therein alter such authorization/verification.

Claims

1. A smartcard that can connect, wirelessly or by contact, to a reader or to a computing device, mobile telephone or cellular telephone, said card permitting the flow of data to said card, from said card, or both, when connected to said reader or to said computing device, after fingerprint scanning authorization/user verification, PIN number authentication, and/or after image scanning authorization/user verification, said card optionally including a display screen for displaying information, data, or both, stored thereon/therein after fingerprint, image, and/or PIN Number, or fingerprint, PIN number and/or image user match causing a verification and subsequent activation, onboard fingerprint scanning authorization/user verification, an onboard image scanning authorization/user verification, and/or onboard PIN number authorization/user verification, said smart card including onboard memory, an onboard processor, and an onboard rechargeable battery.

2. The smart card of claim 1 wherein said card provides contactless information communication.

3. The smart card of claim 1 further comprising an identification number that changes after each said verification/activation.

4. The smart card of claim 1 further comprising an identification number that displays for a prescribed/predetermined time after said verification.

5. The smart card of claim 1 wherein said smart card includes a smartcard contact pad for connection to a power source outside said smart card and to a power management system on said smartcard, and to said rechargeable battery, said battery using said connection to draw power into said smart card'"'"'s power management system for recharging said rechargeable battery.

6. The smart card of claim 5 wherein said display screen is on the front or back of said card for display of information or data after verification/activation.

7. The smart card of claim 5 further comprising an interface for wireless transmission of information/data from memory on said smart card to a destination outside said smart card, and vice versa.

8. The smart card of claim 7 that stores wirelessly received data in said onboard memory.

9. The smart card of claim 1 comprising both fingerprint scanning authorization/user verification, and image scanning authorization/user verification, and optionally, visual face scanning, match and verification using a camera embedded inside said smart card.

10. The smart card of claim 1 further comprising a smartcard chip including an onboard smartcard IC chip and a separate, on board smartcard contact pad connected thereto, including an electronic switch to open or close the connection between the smartcard chip IC and the smartcard contact pad upon successful user authorization/verification;

and a connection between said fingerprint scanning authorization/user verification, or said image scanning authorization/user verification, and said onboard memory, said onboard processor, and said onboard rechargeable battery.

11. The smart card of claim 1 wherein said smart card is a contact card, or a contactless card, and includes a static, stored number selected from the group consisting of an identification number, a PAN, a CVV number, or an OTP, that is displayed on said display screen for a prescribed time period following successful authorization/verification, or a changing stored number selected from the group consisting of an identification number, a PAN, a CVV number, or an OTP, that is displayed on said display screen for a prescribed time period following successful authorization/verification, said changing number being synchronized, but not directly linked to, a number generating system on a computer system outside said smart card.

12. The smart card of claim 1 further comprising a camera inside said smart card that includes at least one of a card surface exposed lens, a wireless receiver with a connected antenna, and a wireless transceiver.

13. The smartcard of claim 1 further comprising an on-board radio frequency receiver/transmitter/transceiver chip that is connected to an on-board antenna and an attenuator or electronic switch between said radio frequency receiver/transmitter/transceiver chip and said antenna that blocks flow of radio frequency data between said chip and said antenna, and unblocks said flow upon successful user authentication/verification.

14. The smart card of claim 1 further comprising an on/off switch or an on switch.

15. The smart card of claim 1 further comprising a smartcard chip including an onboard smartcard IC chip and a separate, on board smartcard contact pad connected thereto, including an electronic switch to open or close the connection between the smartcard chip IC and the smartcard contact pad upon successful user authorization/verification.