SYSTEM AND METHOD FOR INTEGRATED ACCUMULATION AND GRANTING OF BONUS IN ON-LINE COMMERCIAL TRANSACTION
First Claim
1. A system for accumulating and granting an on-line commercial transaction bonus, the system comprising:
- a final payment granted data database (DB) which receives final payment granted data from an on-line payment granting intermediary gateway (P/G) and autonomously stores the received payment granted data in an on-line site;
an Internet of communication (IoC)-bonus gateway (B/G) which automatically calculates a bonus based on the final payment granted data received from the final payment granted data DB of the on-line site and an autonomously embedded pre-set reference of the on-line site in a state of being applied into the on-line site, and stores the calculated bonus, identifies a user, and performs an interaction with a bonus server;
a user terminal device which receives calculated bonus data from the IoC-B/G; and
a communication interface device which receives an agreement request for a benefit of the bonus data received from the user terminal device and interacts with the bonus server, confirms and grants bonus providing on-line site information from the bonus server and normal bonus data, and transmits a result of the interaction again to the user terminal device as a granting result.
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Accused Products
Abstract
The present invention relates to a system and a method of integrally accumulating and granting a bonus in an on-line commercial transaction, in which in order to integrally accumulate an accumulated point according to a wired/wireless on-line site commercial transaction, an Internet of communication (IoC)-bonus gateway automatically calculates various commercial transaction bonuses and transmits the calculated commercial transaction bonuses to a user terminal device, and the commercial transaction bonuses are transmitted from the user terminal device to a bonus server, so that the on-line commercial transaction bonus is granted, accumulated, and integrated, without passing through an on-line electronic payment granting intermediary gateway (payment gateway (P/G)).
43 Citations
20 Claims
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1. A system for accumulating and granting an on-line commercial transaction bonus, the system comprising:
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a final payment granted data database (DB) which receives final payment granted data from an on-line payment granting intermediary gateway (P/G) and autonomously stores the received payment granted data in an on-line site; an Internet of communication (IoC)-bonus gateway (B/G) which automatically calculates a bonus based on the final payment granted data received from the final payment granted data DB of the on-line site and an autonomously embedded pre-set reference of the on-line site in a state of being applied into the on-line site, and stores the calculated bonus, identifies a user, and performs an interaction with a bonus server;
a user terminal device which receives calculated bonus data from the IoC-B/G; anda communication interface device which receives an agreement request for a benefit of the bonus data received from the user terminal device and interacts with the bonus server, confirms and grants bonus providing on-line site information from the bonus server and normal bonus data, and transmits a result of the interaction again to the user terminal device as a granting result. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A method of accumulating and granting an on-line commercial transaction bonus, which uses a system for accumulating and granting an on-line commercial transaction bonus including a final payment granted data database (DB) of an on-line site, an IoC-bonus gateway (B/G), a user terminal device, an Internet payment granting intermediary gateway (P/G), a communication interface module, a communication interface device, or a bonus server, the method comprising:
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receiving, by the on-line site, final payment granted data from the P/G or autonomously confirming a receipt, such as a cash receipt and an Internet banking receipt, and storing the final payment granted data in the final payment granted data DB; performing, by the final payment granted data DB, professional transception-interlocking with the on-line site and transmitting the final payment granted data to the IoC-B/G; receiving, by the IoC-B/G, the payment granted data from the final payment granted data DB; determining, by the IoC-B/G, the kind of bonus for the received payment granted data, and calculating bonus data based on a pre-set reference and storing the calculated bonus data; interacting, by the IoC-B/G, the user identified bonus data through a communication protocol, and directly interacting with the bonus server or communicating and interacting with the user terminal device in real time; receiving, by the user terminal device, the calculated bonus data from the IoC-B/G, and then executing, by a user, a confirmation and accumulation granting request; receiving, by the communication interface device, the accumulation and granting request of the bonus data transmitted through a bonus offering company non-dedicated messenger application or a short message service (SMS)/multimedia messaging service (MMS) from the user terminal device and simultaneously interacting with the bonus server; and interacting, by the bonus server, the bonus data and accumulating and granting the bonus. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18, 19, 20)
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Specification