NOTIFICATION OF THE CONDITION OF A PROPERTY
First Claim
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1. A method comprising:
- receiving, at a computing device, sensor data that indicates a condition of a property, wherein the condition of the property is affected at least in part by one or more occupants of the property, and wherein the sensor data is received from a sensor node that is configured to monitor the condition of the property;
determining, by the computing device, an adjusted risk based on the sensor data and a previously determined risk;
comparing, by the computing device, the adjusted risk and a threshold risk; and
notifying, via a user interface, a user of the condition of the property.
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Abstract
A method includes receiving, at an insurance provider server and from at least one sensor located at an insured property, sensor data indicative of an insurance risk associated with the insured property. The method also includes determining, based at least in part on the received sensor data, a risk-adjusted insurance premium for an insurance account associated with the insured property. The risk-adjusted insurance premium compensates for the insurance risk associated with the insured property.
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Citations
20 Claims
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1. A method comprising:
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receiving, at a computing device, sensor data that indicates a condition of a property, wherein the condition of the property is affected at least in part by one or more occupants of the property, and wherein the sensor data is received from a sensor node that is configured to monitor the condition of the property; determining, by the computing device, an adjusted risk based on the sensor data and a previously determined risk; comparing, by the computing device, the adjusted risk and a threshold risk; and notifying, via a user interface, a user of the condition of the property. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A system comprising:
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a sensor node configured to monitor a condition of a property, wherein the condition of the property is affected at least in part by one or more occupants of the property; and a computing device configured to; receive, from the sensor node, sensor data that indicates the condition of the property, determine an adjusted risk based on the sensor data and a previously determined risk; compare the adjusted risk and a threshold risk; and notify, via a user interface, a user of the condition of the property. - View Dependent Claims (9, 10, 11, 12, 13, 14, 15, 16)
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17. A non-transitory computer-readable medium having computer-readable instructions stored thereon that, upon execution by a processor, cause a device to perform operations, wherein the instructions comprise:
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instructions to receive sensor data that indicates a condition of a property, wherein the condition of the property is affected at least in part by one or more occupants of the property, and wherein the sensor data is received from a sensor node that is configured to monitor the condition of the property; instructions to determine an adjusted risk based on the sensor data and a previously determined risk; instructions to compare the adjusted risk and a threshold risk; and instructions to notify, via a user interface, a user of the condition of the property. - View Dependent Claims (18, 19, 20)
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Specification