WEARABLE DEVICE FOR REAL-TIME MONITORING OF PARAMETERS AND TRIGGERING ACTIONS

• US 20170323068A1
• Filed: 07/29/2016
• Published: 11/09/2017
• Est. Priority Date: 05/09/2016
• Status: Abandoned Application

• Current Assignee: Bank of America Corp.
• Original Assignee: Bank of America Corp.
• Inventors: Dintenfass, Katherine, Hawver-Scott, Khristian W., Nicholson, Daralyn Marie, Nagalingam, Vasudevan, Tyrie, David C.
• Application Number:
  US15/223,558
• Publication Number:
  US 20170323068A1
• Time in Patent Office: Days
• CPC Class Codes: G06F 16/176 Support for shared access to files; File sharing support
• CPC Class Codes: G06F 16/248 Presentation of query results
• CPC Class Codes: G06F 16/29 Geographical information databases
• CPC Class Codes: G06F 16/335 Filtering based on additional data, e.g. user or group profiles filtering in web context G06F16/9535, G06F16/9536
• CPC Class Codes: G06F 16/9535 Search customisation based on user profiles and personalisation
• CPC Class Codes: G06F 16/9537 Spatial or temporal dependent retrieval, e.g. spatiotemporal queries
• CPC Class Codes: G06F 21/6245 Protecting personal data, e.g. for financial or medical purposes
• CPC Class Codes: G06Q 10/1057 Benefits or employee welfare, e.g. insurance, holiday or retirement packages
• CPC Class Codes: G06Q 20/3821 Electronic credentials
• CPC Class Codes: G06Q 20/4014 Identity check for transactions
• CPC Class Codes: G06Q 30/0201 Market modelling; Market analysis; Collecting market data
• CPC Class Codes: G06Q 30/0226 Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems
• CPC Class Codes: G06Q 30/0645 Rental transactions; Leasing transactions
• CPC Class Codes: G06Q 40/06 Asset management; Financial planning or analysis
• CPC Class Codes: G06Q 50/01 Social networking
• CPC Class Codes: G06Q 50/16 Real estate
• CPC Class Codes: G16H 40/63 for local operation
• CPC Class Codes: G16Z 99/00 Subject matter not provided for in other main groups of this subclass
• CPC Class Codes: H04L 63/08 for authentication of entities cryptographic mechanisms or cryptographic arrangements for entity authentication H04L9/32
• CPC Class Codes: H04L 63/083 using passwords cryptographic mechanisms or cryptographic arrangements for entity authentication using a predetermined code H04L9/3226
• CPC Class Codes: H04L 67/10 : in which an application is distributed across nodes in the network software deployment G06F8/60; multiprogramming arrangements G06F9/46
• CPC Class Codes: H04L 67/306 : User profiles
• CPC Class Codes: H04L 67/52 : specially adapted for the location of the user terminal
• CPC Class Codes: H04L 67/53 : using third party service providers

Abstract

A system provides healthcare monitoring and actuation of a user. The system establishes, via the distributed network, an operative communication channel with a wearable device of a user; generates and transmit a healthcare application to the wearable device via the operative communication channel; authenticates the wearable device at a first time based on at least receiving the indication that the user is in possession of the wearable device; determines that the user continues to remain in possession of the wearable device; identifies one or more trigger events associated with the user, wherein the one or more trigger events comprise healthcare trigger events, activity trigger events and location trigger events; and initiates one or more proactive response actions in response to the one or more trigger events.

Claims

1. A system for healthcare monitoring and actuation of a user, the system comprising:

at least one memory device;

at least one communication device connected to a distributed network;

at least one processing device operatively coupled to the at least one memory device and the at least one communication device; and

a module stored in the at least one memory device comprising executable instructions that when executed by the at least one processing device, cause the at least one processing device to;

establish, via the distributed network, an operative communication channel with a wearable device of a user;

generate and transmit a healthcare application to the wearable device via the operative communication channel;

authenticate the wearable device at a first time based on at least receiving the indication that the user is in possession of the wearable device;

determine that the user continues to remain in possession of the wearable device;

identify one or more trigger events associated with the user, wherein the one or more trigger events comprise healthcare trigger events, activity trigger events and location trigger events; and

initiate one or more proactive response actions in response to the one or more trigger events.

2. The system of claim 1, wherein the one or more proactive response actions comprises initiating a notification to a third party that the user is or has been located in a non-normal location.

3. The system of claim 1, wherein the one or more proactive response actions comprises initiating a notification to a third party that the user has performed a transaction.

4. The system of claim 3, wherein the one or more proactive response actions comprises initiating a notification that the user has performed an ATM withdrawal.

5. The system of claim 1, wherein the one or more proactive response actions comprises preventing payment credentials associated with the user from performing a transaction when the user is or has been located in a non-normal location.

6. The system of claim 1, wherein the one or more proactive response actions comprises initiating a notification to a third party that the user is or has been located at a medical provider location.

7. The system of claim 1, wherein the one or more proactive response actions comprises initiating a notification to an emergency service.

8. A computer program product for healthcare monitoring and actuation of a user, the computer program product comprising at least one non-transitory computer readable medium having computer-readable program code portions embodied therein, the computer-readable program code portions comprising:

an executable portion configured to establish, via the distributed network, an operative communication channel with a wearable device of a user;

an executable portion configured to generate and transmit a healthcare application to the wearable device via the operative communication channel;

an executable portion configured to authenticate the wearable device at a first time based on at least receiving the indication that the user is in possession of the wearable device;

an executable portion configured to determine that the user continues to remain in possession of the wearable device;

an executable portion configured to identify one or more trigger events associated with the user, wherein the one or more trigger events comprise healthcare trigger events, activity trigger events and location trigger events; and

an executable portion configured to initiate one or more proactive response actions in response to the one or more trigger events.

9. The computer program product of claim 8, wherein the one or more proactive response actions comprises initiating a notification to a third party that the user is or has been located in a non-normal location.

10. The computer program product of claim 8, wherein the one or more proactive response actions comprises initiating a notification to a third party that the user has performed a transaction.

11. The computer program product of claim 10, wherein the one or more proactive response actions comprises initiating a notification that the user has performed an ATM withdrawal.

12. The computer program product of claim 8, wherein the one or more proactive response actions comprises preventing payment credentials associated with the user from performing a transaction when the user is or has been located in a non-normal location.

13. The computer program product of claim 8, wherein the one or more proactive response actions comprises initiating a notification to a third party that the user is or has been located at a medical provider location.

14. The computer program product of claim 8, wherein the one or more proactive response actions comprises initiating a notification to an emergency service.

15. A computer-implemented method for healthcare monitoring and actuation of a user, the method comprising:

establishing, via the distributed network, an operative communication channel with a wearable device of a user;

generating and transmit a healthcare application to the wearable device via the operative communication channel;

authenticating the wearable device at a first time based on at least receiving the indication that the user is in possession of the wearable device;

determining that the user continues to remain in possession of the wearable device;

identifying one or more trigger events associated with the user, wherein the one or more trigger events comprise healthcare trigger events, activity trigger events and location trigger events; and

initiating one or more proactive response actions in response to the one or more trigger events.

16. The method of claim 15, wherein the one or more proactive response actions comprises initiating a notification to a third party that the user is or has been located in a non-normal location.

17. The method of claim 15, wherein the one or more proactive response actions comprises initiating a notification to a third party that the user has performed a transaction.

18. The method of claim 17, wherein the one or more proactive response actions comprises initiating a notification that the user has performed an ATM withdrawal.

19. The method of claim 15, wherein the one or more proactive response actions comprises preventing payment credentials associated with the user from performing a transaction when the user is or has been located in a non-normal location.

20. The method of claim 15, wherein the one or more proactive response actions comprises initiating a notification to a third party that the user is or has been located at a medical provider location.