FACIAL RECOGNITION IDENTIFICATION FOR IN-STORE PAYMENT TRANSACTIONS
First Claim
1. A method, comprising:
- receiving, by at least one server from a merchant client device, a payment request to initiate an in-store payment transaction between a user and a merchant, wherein the payment request comprises an image of the user;
identifying, by the at least one server, a payment account for the user based on the image of the user;
sending a payment confirmation request to a client device associated with the payment account for the user, the payment confirmation request corresponding to the payment request to initiate the in-store payment transaction;
receiving a confirmation response from the client device to process the in-store payment transaction; and
processing, using the payment account for the user, the in-store payment transaction based on the received confirmation response.
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Accused Products
Abstract
The present disclosure relates to systems, methods, and devices for facial recognition identification for in-store payment transactions. In particular, a payment system allows a user to engage in a payment transaction with a merchant to purchase goods or services at an in-store checkout location. For example, one or more implementations involve receiving a payment request to initiate an in-store payment transaction between a user and a merchant, the payment request including an image of the user. One or more embodiments identify a payment account for the user based on the image and send a payment confirmation request to a client device of the user. Additionally, one or more embodiments process the in-store payment transaction based on a confirmation response received from the client device.
61 Citations
20 Claims
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1. A method, comprising:
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receiving, by at least one server from a merchant client device, a payment request to initiate an in-store payment transaction between a user and a merchant, wherein the payment request comprises an image of the user; identifying, by the at least one server, a payment account for the user based on the image of the user; sending a payment confirmation request to a client device associated with the payment account for the user, the payment confirmation request corresponding to the payment request to initiate the in-store payment transaction; receiving a confirmation response from the client device to process the in-store payment transaction; and processing, using the payment account for the user, the in-store payment transaction based on the received confirmation response. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A system, comprising:
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at least one processor; and a non-transitory computer readable storage medium comprising instructions that, when executed by the at least one processor, cause the system to; receive, from a merchant client device, a payment request to initiate an in-store payment transaction between a user and a merchant, wherein the payment request comprises an image of the user; identify a payment account for the user based on the image of the user; send a payment confirmation request to a client device associated with the payment account for the user, the payment confirmation request corresponding to the payment request to initiate the in-store payment transaction; receive a confirmation response from the client device to process the in-store payment transaction; and process, using the payment account for the user, the in-store payment transaction based on the received confirmation response. - View Dependent Claims (11, 12, 13, 14, 15)
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16. A non-transitory computer readable storage medium comprising instructions that, when executed by at least one processor, cause a computer system to:
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receive, from a merchant client device, a payment request to initiate an in-store payment transaction between a user and a merchant, wherein the payment request comprises an image of the user; identify a payment account for the user based on the image of the user; send a payment confirmation request to a client device associated with the payment account for the user, the payment confirmation request corresponding to the payment request to initiate the in-store payment transaction; receive a confirmation response from the client device to process the in-store payment transaction; and process, using the payment account for the user, the in-store payment transaction based on the received confirmation response. - View Dependent Claims (17, 18, 19, 20)
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Specification