CUSTOMER MANAGEMENT SYSTEM FOR DETERMINING AGGREGATE CUSTOMER VALUE
First Claim
1. A device, comprising:
- a memory to store first information that identifies;
financial products held by a customer, andother financial products; and
one or more processors, coupled to the memory, to;
receive second information that identifies the customer and that identifies a start date, a zero date, and an end date;
calculate, based on the first information, a historical customer value that is an actual profit generated by the customer during a first time period extending from the start date to the zero date;
calculate, based on the first information, an existing products value that is a first projected profit, associated with the financial products held by the customer on the zero date, projected to be generated by the customer during a second time period extending from the zero date to the end date;
calculate, based on the first information, a new products value that identifies a second projected profit, associated with the other financial products that the customer is likely to accept during the second time period, projected to be generated by the customer during the second time period;
calculate an aggregate customer value associated with the customer based on the historical customer value, the existing products value, and the new products value;
identify, based on the aggregate customer value, an action to be performed in connection with the customer; and
transmit, to another device and via a network, an instruction that causes the action to be performed by the other device.
2 Assignments
0 Petitions
Accused Products
Abstract
A device may receive information that identifies a customer and that identifies a start date, a zero date, and an end date. The device may determine a historical customer value associated with the customer during a first time period from the start date to the zero date. The device may determine an existing products value projected to be generated by the customer during a second time period from the zero date to the end date. The device may determine a new products value projected to be generated by the customer during the second time period. The device may determine an aggregate customer value associated with the customer based on the historical customer value, the existing products value, and the new products value. The device may transmit, based on the aggregate customer value, a message that causes an action to be performed to benefit the customer.
6 Citations
20 Claims
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1. A device, comprising:
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a memory to store first information that identifies; financial products held by a customer, and other financial products; and one or more processors, coupled to the memory, to; receive second information that identifies the customer and that identifies a start date, a zero date, and an end date; calculate, based on the first information, a historical customer value that is an actual profit generated by the customer during a first time period extending from the start date to the zero date; calculate, based on the first information, an existing products value that is a first projected profit, associated with the financial products held by the customer on the zero date, projected to be generated by the customer during a second time period extending from the zero date to the end date; calculate, based on the first information, a new products value that identifies a second projected profit, associated with the other financial products that the customer is likely to accept during the second time period, projected to be generated by the customer during the second time period; calculate an aggregate customer value associated with the customer based on the historical customer value, the existing products value, and the new products value; identify, based on the aggregate customer value, an action to be performed in connection with the customer; and transmit, to another device and via a network, an instruction that causes the action to be performed by the other device. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A computer-readable medium storing instructions, the instructions comprising:
one or more instructions that, when executed by one or more processors of a device, cause the one or more processors to; store first information that identifies; financial products held by a customer, and other financial products; receive second information that identifies the customer and that identifies a start date, a zero date, and an end date; calculate, based on the first information, a historical customer value that is an actual profit generated by the customer during a first time period extending from the start date to the zero date; calculate, based on the first information, an existing products value that is a first projected profit, associated with the financial products held by the customer on the zero date, projected to be generated by the customer during a second time period extending from the zero date to the end date; calculate, based on the first information, a new products value that identifies a second projected profit, associated with the other financial products that the customer is likely to accept during the second time period, projected to be generated by the customer during the second time period; calculate an aggregate customer value associated with the customer by combining the historical customer value, the existing products value, and the new products value; identify, based on the aggregate customer value, an action to be performed in connection with the customer; and selectively provide, to another device and via a network, an instruction to cause the action to be performed by the other device. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. A method, comprising:
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storing, by a device, first information that identifies; financial products held by a customer, and other financial products; receiving, by the device, second information that identifies the customer and that identifies a start date, a zero date, and an end date; calculating, by the device and based on the first information, a historical customer value that is an actual profit generated by the customer during a first time period extending from the start date to the zero date; calculating, by the device and based on the first information, an existing products value that is a first projected profit, associated with the financial products held by the customer on the zero date, projected to be generated by the customer during a second time period extending from the zero date to the end date; calculating, by the device and based on the first information, a new products value that identifies a second projected profit, associated with financial products that the customer is likely to accept during the second time period, projected to be generated by the customer during the second time period; calculating, by the device, an aggregate customer value associated with the customer based on the historical customer value, the existing products value, and the new products value; identifying, by the device and based on the aggregate customer value, an action to be performed in connection with the customer; and transmitting, by the device and to another device, via a network, an instruction to cause an action to be performed by the other device. - View Dependent Claims (16, 17, 18, 19, 20)
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Specification