APPARATUS FOR A DYNAMIC, SCORE-BASED, TELEMATICS CONNECTION SEARCH ENGINE AND AGGREGATOR AND CORRESPONDING METHOD THEREOF
First Claim
1. A mobile automotive system comprising:
- a mobile telecommunication apparatus that includes one or more data transmission connections to a plurality of sensors including proprioceptive sensors for sensing operating parameters of a motor vehicle and/or exteroceptive sensors for sensing environmental parameters during operation of the motor vehicle;
a central automotive circuit that includes a vehicle telematics-driven core aggregator with telematics data-based triggers for triggering, capturing, and monitoring in a dataflow pathway of the plurality of sensors the operating parameters and/or the environmental parameters during operation of the motor vehicle,wherein the central automotive circuit further includes a driving scorer for measuring and/or generating a set of variable scoring parameters profiling at least one of a use, a style, and an environmental condition of driving during operation of the motor vehicle based on the operating parameters and/or the environmental parameters,wherein the mobile communication apparatus establishes a data link over a mobile telecommunication network between the mobile communication apparatus and the central automotive circuit, wherein the mobile telecommunication apparatus acts as a wireless node within the mobile telecommunication network, and wherein the central automotive circuit automatically collects the set of variable scoring parameters,wherein the central automotive circuit transmits a shadow request to a plurality of automated risk-transfer supplier systems, decentrally connected to the central automotive circuit over a data transmission network, wherein the shadow request includes risk-related parameters based on the set of variable scoring parameters, and wherein in response to the emitted shadow request, the central automotive circuit receives a plurality of individualized risk-transfer profiles based on the set of variable scoring parameters, andwherein the central automotive circuit dynamically captures and categorizes the received plurality of individualized risk-transfer profiles of the automated risk-transfer supplier systems in a result list, wherein the results list is dynamically updated and provided for display and selection to a user of the mobile telecommunication apparatus based on the operating parameters and/or the environmental parameters.
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Accused Products
Abstract
Proposed is a mobile automotive car system, and method thereof, for a dynamic, telematics-based connection search engine and telematics data aggregator, wherein risk-transfer profiles are captured and categorized in a results list from a plurality of first risk-transfer systems based on dynamically generated driving score parameters by means of appropriately triggered automotive data. As a variant, during a predefined trial period, the automotive and driving behavior data can be collected, which are transmitted together with the generated driving score parameters to multiple automated first risk-transfer systems for quotation. The user is able to dynamically select the best-fitting first risk-transfer system for risk-transfer by means of the results list, which is provided and updated in real-time for display to and selection by a user of a mobile telecommunication apparatus by means of a mobile telematics application of the mobile telecommunications apparatus.
77 Citations
35 Claims
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1. A mobile automotive system comprising:
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a mobile telecommunication apparatus that includes one or more data transmission connections to a plurality of sensors including proprioceptive sensors for sensing operating parameters of a motor vehicle and/or exteroceptive sensors for sensing environmental parameters during operation of the motor vehicle; a central automotive circuit that includes a vehicle telematics-driven core aggregator with telematics data-based triggers for triggering, capturing, and monitoring in a dataflow pathway of the plurality of sensors the operating parameters and/or the environmental parameters during operation of the motor vehicle, wherein the central automotive circuit further includes a driving scorer for measuring and/or generating a set of variable scoring parameters profiling at least one of a use, a style, and an environmental condition of driving during operation of the motor vehicle based on the operating parameters and/or the environmental parameters, wherein the mobile communication apparatus establishes a data link over a mobile telecommunication network between the mobile communication apparatus and the central automotive circuit, wherein the mobile telecommunication apparatus acts as a wireless node within the mobile telecommunication network, and wherein the central automotive circuit automatically collects the set of variable scoring parameters, wherein the central automotive circuit transmits a shadow request to a plurality of automated risk-transfer supplier systems, decentrally connected to the central automotive circuit over a data transmission network, wherein the shadow request includes risk-related parameters based on the set of variable scoring parameters, and wherein in response to the emitted shadow request, the central automotive circuit receives a plurality of individualized risk-transfer profiles based on the set of variable scoring parameters, and wherein the central automotive circuit dynamically captures and categorizes the received plurality of individualized risk-transfer profiles of the automated risk-transfer supplier systems in a result list, wherein the results list is dynamically updated and provided for display and selection to a user of the mobile telecommunication apparatus based on the operating parameters and/or the environmental parameters. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35)
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Specification