VEHICLE SETTLEMENT SYSTEM AND METHOD

• US 20180082281A1
• Filed: 12/14/2016
• Published: 03/22/2018
• Est. Priority Date: 09/19/2016
• Status: Active Grant

• Current Assignee: Hyundai Motor Company (Hyundai Motor Group)
• Original Assignee: Hyundai Motor Company (Hyundai Motor Group)
• Inventors: An, Daeyun
• Granted Patent: US 10,909,521 B2
• Time in Patent Office: Days
• CPC Class Codes: B60R 11/04 Mounting of cameras operative during drive; Arrangement of controls thereof relative to the vehicle
• CPC Class Codes: B60R 2011/0005 Dashboard
• CPC Class Codes: B60R 2011/0047 using hidden fastening means
• CPC Class Codes: B60R 2300/20 characterised by the type of display used
• CPC Class Codes: B60R 2300/406 using wireless transmission
• CPC Class Codes: B60R 2300/80 characterised by the intended use of the viewing arrangement
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 20/127 Shopping or accessing services according to a time-limitation
• CPC Class Codes: G06Q 20/145 Payments according to the detected use or quantity
• CPC Class Codes: G06Q 20/325 using wireless networks
• CPC Class Codes: G06Q 20/4014 Identity check for transactions
• CPC Class Codes: G07B 15/063 using wireless information transmission between the vehicle and a fixed station identification of vehicles G08G

Abstract

Disclosed herein are a vehicle settlement system and method, and more particularly, a vehicle settlement system and method that utilize object recognition information as settlement authentication information. The vehicle settlement system according to an embodiment includes a vehicle control system, a financial settlement server, and a store system. Here, the vehicle control system includes an object recognition module that is provided to collect object information for settlement authentication, and a vehicle control system control unit that recognizes an object based on the object information collected by the object recognition module.

Claims

1. A system for making one or more payments from a vehicle comprising:

a vehicle control system which is configured to communicate with a financial settlement server and a store computer system via wired or wireless data communication networks,

wherein the vehicle control system includes;

an object recognition module that is provided to collect object information for settlement authentication, and

a vehicle control system control unit that recognizes an object based on the object information collected by the object recognition module.

2. The system according to claim 1, wherein

the vehicle control system further includes a vehicle communication module that is provided to communicate with the financial settlement server and the store system, and

the vehicle control system control unit controls the vehicle communication module to transmit object recognition information to the financial settlement server when it is determined that an object registered in advance is recognized based on the object information collected by the object recognition module.

3. The system according to claim 1, wherein the object recognition module includes an object recognition area on which an object registered in advance is seated, and a collecting unit that collects object recognition information of the object seated on the object recognition area.

4. The system according to claim 3, wherein the object recognition information includes at least one of weight information and image information of the object seated on the object recognition area.

5. The system according to claim 1, wherein

the vehicle control system transmits settlement authentication information of a vehicle to the financial settlement server in response to a request of the financial settlement server,

the financial settlement server determines a settlement approval when receiving the settlement authentication information of the vehicle from the vehicle control system, and

the store system determines to provide a product or a service to the vehicle when receiving settlement approval information of the vehicle from the financial settlement server.

6. The system according to claim 5, wherein the store system includes

a vehicle recognition module that is provided to collect vehicle information of a vehicle that enters a store, and

a store system control unit that recognizes the vehicle entering the store based on the information collected by the vehicle recognition module.

7. The system according to claim 6, wherein the store system further includes a store system communication module that is provided to communicate with the financial settlement server and the vehicle.

8. The system according to claim 7, wherein, when the store system receives order information from the vehicle control system, the store system control unit controls the store system communication module to transmit a settlement approval request message to the financial settlement server.

9. The system according to claim 8, wherein the financial settlement server requests settlement information including the settlement authentication information from the vehicle control system when receiving the settlement approval request message from the store system, and transmits the settlement approval information of the vehicle to the store system when receiving the settlement information including the settlement authentication information from the vehicle control system.

10. The system according to claim 7, wherein the store system control unit controls the store system communication module to transmit charge information of the store to the vehicle when the vehicle enters the store.

11. The system according to claim 10, wherein, when the vehicle control system receives the charge information of the store from the store system, the vehicle control system control unit controls the vehicle communication module to transmit a settlement request message to the financial settlement server.

12. The system according to claim 5, wherein the financial settlement server requests the settlement authentication information from the vehicle control system when receiving order and settlement request information from the vehicle control system, and transmits the order information of the vehicle and the settlement approval information of the vehicle to the store system when receiving the settlement authentication information from the vehicle control system.

13. A method of making one or more payments from a vehicle comprising:

transmitting, by a vehicle control system, settlement authentication information of a vehicle to a financial settlement server in response to a request of the financial settlement server;

receiving, by the financial settlement server, the settlement authentication information and determining a settlement approval; and

transmitting, by the financial settlement server, settlement approval information of the vehicle to a store system.

14. The method according to claim 13, wherein

the vehicle control system includes an object recognition module that is provided to collect object information for settlement authentication, and

in the transmitting of the settlement authentication information of the vehicle, the settlement authentication information of the vehicle includes object recognition information collected by the object recognition module.

15. The method according to claim 13, further comprising:

receiving, by the store system, order information from the vehicle control system;

transmitting, by the store system, a settlement approval request message to the financial settlement server; and

requesting, by the financial settlement server, the settlement authentication information from the vehicle control system.

16. The method according to claim 13, further comprising:

collecting, by the store system, vehicle information about a vehicle when the vehicle enters a store;

transmitting, by the store system, charge information of the store to the vehicle control system of the vehicle; and

transmitting, by the vehicle control system, a settlement request message to the financial settlement server when receiving the charge information of the store from the store system.

17. The method according to claim 15, further comprising:

transmitting, by the vehicle control system, order and settlement request information to the financial settlement server;

transmitting, by the financial settlement server, a settlement authentication request message to the vehicle control system;

transmitting, by the vehicle control system, the settlement authentication information to the financial settlement server; and

transmitting, by the financial settlement server, the order information of the vehicle and the settlement approval information of the vehicle to the store system.