Calculation of Differential for Insurance Rates
First Claim
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1. A system comprising:
- An input processor configured to receive video data from a source, wherein the video data includes identifiable data associated with a first vehicle;
An analytics engine in communication with the input processor, wherein the analytics engine in configured to determine the identity of the first vehicle based on the identifiable data;
A database in communication with the analytics engine wherein the database contains historical data associated with the first vehicle and the analytics engine uses the historical data in analyzing the video data; and
An output processor configured to generate driving metrics based on the analyzed video data.
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Abstract
A system includes an input processor configured to receive video data from a source, wherein the video data includes identifiable data associated with a first vehicle, an analytics engine in communication with the input processor, wherein the analytics engine in configured to determine the identity of the first vehicle based on the identifiable data, a database in communication with the analytics engine wherein the database contains historical data associated with the first vehicle and the analytics engine uses the historical data in analyzing the video data, and an output processor configured to generate driving metrics based on the analyzed video data.
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Citations
20 Claims
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1. A system comprising:
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An input processor configured to receive video data from a source, wherein the video data includes identifiable data associated with a first vehicle; An analytics engine in communication with the input processor, wherein the analytics engine in configured to determine the identity of the first vehicle based on the identifiable data; A database in communication with the analytics engine wherein the database contains historical data associated with the first vehicle and the analytics engine uses the historical data in analyzing the video data; and An output processor configured to generate driving metrics based on the analyzed video data. - View Dependent Claims (2, 3, 5, 6)
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4. The system of claim 4 wherein the output processor is configured to communicate with an external server.
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7. A method comprising:
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Receiving, by a processor, video data from a source, wherein the video data includes identifiable data associated with a first vehicle; Determining, by the processor, the identity of the first vehicle, Accessing, by the processor, historical data associated with the first vehicle; Analyzing, by the processor, the video data in view of the historical data; and Generating, by the processor, driving metrics for the first vehicle based on the analyzing step. - View Dependent Claims (8, 9, 10, 11, 12, 13, 14, 15)
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16. A server comprising:
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an input/output for communicatively coupling the server to a source; a processor communicatively coupled to the input/output system; and memory storing instructions that cause the processor to effectuate operations, the operations comprising; Receiving video data from the source, wherein the video data includes identifiable data associated with a first vehicle; Determining the identity of the first vehicle, Accessing historical data associated with the first vehicle; Analyzing the processor the video data in view of the historical data; and Generating driving metrics for the first vehicle based on the analyzing step. - View Dependent Claims (17, 18, 19, 20)
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Specification