AUGMENTED REALITY DIGITAL CONSENT

• US 20190012532A1
• Filed: 07/07/2017
• Published: 01/10/2019
• Est. Priority Date: 07/07/2017
• Status: Abandoned Application

• Current Assignee: Bank of America Corp.
• Original Assignee: Bank of America Corp.
• Inventors: Votaw, Elizabeth S., Shannon, Stephen T.
• Application Number:
  US15/643,666
• Publication Number:
  US 20190012532A1
• Time in Patent Office: Days
• CPC Class Codes: G06F 3/005 Input arrangements through a video camera
• CPC Class Codes: G06F 3/012 Head tracking input arrangements
• CPC Class Codes: G06F 3/017 Gesture based interaction, e.g. based on a set of recognized hand gestures interaction based on gestures traced on a digitiser G06F3/04883
• CPC Class Codes: G06F 3/0304 Detection arrangements using opto-electronic means constructional details of pointing devices not related to the detection arrangement using opto-electronic means G06F3/033; optical digitisers G06F3/042
• CPC Class Codes: G06V 40/10 Human or animal bodies, e.g. vehicle occupants or pedestrians; Body parts, e.g. hands
• CPC Class Codes: G06V 40/16 Human faces, e.g. facial parts, sketches or expressions
• CPC Class Codes: G06V 40/19 Sensors therefor
• CPC Class Codes: G06V 40/28 Recognition of hand or arm movements, e.g. recognition of deaf sign language static hand signs G06V40/113
• CPC Class Codes: H04L 2209/72 Signcrypting, i.e. digital signing and encrypting simultaneously
• CPC Class Codes: H04L 2209/80 Wireless network architectures or network communication protocols for wireless network security H04W12/00
• CPC Class Codes: H04L 9/3231 Biological data, e.g. fingerprint, voice or retina network architectures or network communication protocols for supporting authentication of entities using biometrical features in a packet data network H04L63/0861
• CPC Class Codes: H04L 9/3234 involving additional secure or trusted devices, e.g. TPM, smartcard, USB or software token network architectures or network communication protocols for supporting authentication of entities using an additional device in a packet data network H04L63/0853
• CPC Class Codes: H04L 9/3247 involving digital signatures

Abstract

A mobile device for securely authenticating user consent may be provided. The mobile device may include a settings management state. The mobile device may include a processor configured to: access the settings management state, create a personal profile for the user and process a plurality of settings created by the user. The settings may include description-type settings and live motion and/or behavior settings of the user. The mobile device may include a database for storing the plurality of settings and the user'"'"'s personal profile. The storing may enable future authentication of the user. In response to the user attempting to consent to an initiator via the mobile device, the processor may be configured to perform a real-time profile validation check. The validation check may include capturing live motion and/or behavior of the user, verifying the live motion and/or behavior and instructing the initiator to accept the consent.

Claims

1. A method for securely authenticating user consent to a high-security communication via mobile communications, said method utilizing:

a mobile device, said method authenticating the identity of a user by confirming the user'"'"'s possession of the mobile device;

said method comprising;

accessing a settings management state associated with the mobile device;

creating within the state, a personal profile for the user in connection with the mobile device, said settings being stored on, and accessible by, the user of the mobile device, said settings comprising;

description-type settings relating to said user; and

live motion settings and behavior settings of said user, the live motion settings comprising steps per minute of said user;

storing said initial settings of said user'"'"'s personal profile for future authentication of the user; and

transmitting, in response to the user attempting to consent, via said mobile device, an invitation to the high-security communications sent by an initiator, said invitation being sent to said mobile device in order to perform a real-time profile validation check of the user of the mobile device, said real-time profile validation check comprising;

capturing, via said mobile device, live motion and behavior of the user;

verifying, via said mobile device, the live motion and behavior of the user, by confirming that the real-time live motion and behavior corresponds to the initial personal profile settings stored on the mobile device by the user of the mobile device;

in response to verifying the motion and behavior of the user, safely instructing the initiator to authenticate and securely accept the user'"'"'s consent.

2. The method of claim 1 further comprising said description-type settings relating to said user'"'"'s background, personality, and/or physical appearance.

3. The method of claim 1 further comprising said live motion settings involving voice detection of the user, facial recognition of the user, body movements of the user, and/or physical dimension of the user.

4. The method of claim 3 wherein said body movements are associated with a hand-movement.

5. The method of claim 1 further comprising, triggering said real-time profile validation check at the mobile device using text or an e-mail to the mobile device, said text or email being based on the stored user information.

6. The method of claim 5 further wherein said real-time profile validation check is completed by transmitting a consent communication from the mobile device to the initiator.

7. A method for securely authenticating user consent to a high-security communication via mobile communications, said method utilizing:

a mobile device, said method authenticating the identity of a user by confirming the user'"'"'s possession of the mobile device;

said method comprising;

accessing a settings management state associated with the mobile device;

creating within the state, a personal profile for the user in connection with the mobile device, said settings being stored on, and accessible by, the user of the mobile device, said settings comprising;

description-type settings relating to said user; and

live motion settings and behavior settings of said user comprising steps per minute of said user;

storing said initial settings of said user'"'"'s personal profile for future authentication of the user; and

transmitting, in response to the user attempting to consent, via said mobile device, an invitation to the high-security communications sent by an initiator, said invitation being sent to said mobile device in order to perform a real-time profile validation check of the user of the mobile device, said real-time profile validation check comprising;

capturing, via said mobile device, live motion and behavior of the user;

capturing, via said mobile device, a signature of the user;

verifying, via said mobile device, the live motion and/or behavior of the user, by confirming that the real-time live motion and behavior corresponds to the initial personal profile settings stored on the mobile device by the user of the mobile device;

verifying, via said mobile device, the signature of the user, by confirming that the signature corresponds to the initial signature stored on the mobile device by the user of the mobile device;

in response to verifying the motion and behavior of the user as corresponding to the signature inputted by the user, securely instructing the initiator to authenticate and securely accept the user'"'"'s consent.

8. The method of claim 7 wherein said live motion settings involve voice detection of the user, facial recognition of the user, body movements of the user, and physical dimension of the user.

9. The method of claim 7 wherein said body movements is associated with a hand-wave.

10. The method of claim 7 wherein said signature of the user is an electronic hand-written signature.

11. A mobile device for securely authenticating user consent via mobile communications, said mobile device authenticating the identity of a user, said mobile device comprising:

a settings management state associated with the mobile device;

a processor for;

accessing the settings management state associated with the mobile device;

creating, within the state, a personal profile for the user in connection with the mobile device; and

processing a plurality of initial settings created by the user within his personal profile, said settings being stored on, and accessible by, the user of the mobile device, said settings comprising;

description-type settings relating to the user; and

live motion settings and behavior settings of said user comprising steps per minute of said user;

a database for storing the plurality of initial settings and the user'"'"'s personal profile for future authentication of the user;

wherein, in response to the user attempting to consent to an initiator via the mobile device, the processor is further configured to;

receive a request from the initiator to the mobile device to perform a real-time profile validation check of the user using the mobile device based on the saved profile settings in the database of the mobile device;

perform said real-time profile validation check, said validation check comprising;

capturing, via the mobile device, live motion and behavior of the user;

verifying, via said mobile device, the live motion and behavior of the user, by confirming that the real-time live motion and behavior corresponds to the initial personal profile settings stored in the database on the mobile device, by the user;

wherein, in response to verifying the motion and behavior of the user, securely instructing the initiator to authenticate and securely accept the user'"'"'s consent.

12. The mobile device of claim 11 wherein said description-type settings relate to said user'"'"'s background, personality, and/or physical appearance.

13. The mobile device of claim 11 wherein said live motion settings involve voice detection of the user, facial recognition of the user, body movements of the user, and/or physical dimension of the user.

14. The mobile device of claim 13 wherein said body movements is associated with a hand-wave.

15. The mobile device of claim 11 wherein said real-time profile validation check further comprises the processor to receive at the mobile device a text or an e-mail, said text or email being based on the stored user information.

16. The mobile device of claim 11 wherein said real-time profile validation check is completed by transmitting a consent communication from the mobile device to the initiator.

18. The mobile device of claim 11 wherein said live motion settings involve pitch and/or tone of voice of the user.

19. The mobile device of claim 11 wherein said live motion settings involve eye movements of the user.

20. The mobile device of claim 11 wherein said live motion settings involve hand movements of the user.

17. (canceled)