SYSTEM AND METHOD OF IDENTIFYING POTENTIALLY DANGEROUS DEVICES DURING THE INTERACTION OF A USER WITH BANKING SERVICES
First Claim
1. A method for identifying potentially dangerous devices during the interaction of a user with banking services, wherein the method comprises:
- responsive to detecting an interaction between a user device and banking services, acquiring a digital fingerprint associated with the user device, wherein the digital fingerprint indicates at least one characteristic of the user device;
generating one or more clusters associated with the user device based on the at least one characteristic of the user device, wherein each cluster is associated with a corresponding threat degree; and
responsive to determining that the user device is a threat risk based on the one or more generated clusters, blocking a transaction being carried out between the user device and the banking services during the interaction.
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Accused Products
Abstract
Disclosed are systems and methods for identifying potentially dangerous devices during the interaction of a user with banking services. When there are interactions between a user'"'"'s device(s) and banking services, the described technique acquires a digital fingerprint of the user device. That digital fingerprint indicates at least one characteristic of the user device. Clusters associated with the user device are created based on the at least one characteristic of the user device. Each cluster is associated with a corresponding threat degree. In response to determining that the user device is a threat risk based on the one or more generated clusters, transactions being carried out between the user device and the banking services may be blocked.
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Citations
21 Claims
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1. A method for identifying potentially dangerous devices during the interaction of a user with banking services, wherein the method comprises:
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responsive to detecting an interaction between a user device and banking services, acquiring a digital fingerprint associated with the user device, wherein the digital fingerprint indicates at least one characteristic of the user device; generating one or more clusters associated with the user device based on the at least one characteristic of the user device, wherein each cluster is associated with a corresponding threat degree; and responsive to determining that the user device is a threat risk based on the one or more generated clusters, blocking a transaction being carried out between the user device and the banking services during the interaction. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A system for identifying potentially dangerous devices during the interaction of a user with banking services, wherein the system comprises:
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a storage device for storing a database; and a hardware processor configured to; responsive to detecting an interaction between a user device and banking services, acquire a digital fingerprint associated with the user device, wherein the digital fingerprint indicates at least one characteristic of the user device; generate one or more clusters associated with the user device based on the at least one characteristic of the user device, wherein each cluster is associated with a corresponding threat degree; and responsive to determining that the user device is a threat risk based on the one or more generated clusters, block a transaction being carried out between the user device and the banking services during the interaction. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. A non-transitory computer readable medium comprising computer executable instructions for identifying potentially dangerous devices during the interaction of a user with banking services, including instructions for:
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responsive to detecting an interaction between a user device and banking services, acquiring a digital fingerprint associated with the user device, wherein the digital fingerprint indicates at least one characteristic of the user device; generating one or more clusters associated with the user device based on the at least one characteristic of the user device, wherein each cluster is associated with a corresponding threat degree; and responsive to determining that the user device is a threat risk based on the one or more generated clusters, blocking a transaction being carried out between the user device and the banking services during the interaction. - View Dependent Claims (16, 17, 18, 19, 20, 21)
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Specification