POS COMMUNICATION DEVICE AND METHOD

• US 20190325416A1
• Filed: 04/19/2018
• Published: 10/24/2019
• Est. Priority Date: 04/19/2018
• Status: Abandoned Application

• Current Assignee: Adekunle Lekan Iwalesin, St. Rose, Jasmine M.
• Original Assignee: Adekunle Lekan Iwalesin, St. Rose, Jasmine M.
• Inventors: Iwalesin, Adekunle Lekan, St. Rose, Jasmine M.
• Application Number:
  US15/957,747
• Publication Number:
  US 20190325416A1
• Time in Patent Office: Days
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/202 Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
• CPC Class Codes: G06Q 20/204 comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
• CPC Class Codes: G06Q 20/24 Credit schemes, i.e. "pay after"
• CPC Class Codes: G06Q 20/26 Debit schemes, e.g. "pay now"
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/352 Contactless payments by cards
• CPC Class Codes: G06Q 20/401 Transaction verification
• CPC Class Codes: G06Q 20/40145 Biometric identity checks

Abstract

A POS communication device including: a housing, a screen (display means), a fingerprint scanner, at least one inputter, a microprocessor, a receiver, a transceiver, and a powerer; wherein the housing is handheld and provides a mount for the screen, the fingerprint scanner, the at least one inputter, the microprocessor, the receiver, the transceiver, and the powerer. The screen, the fingerprint scanner, the inputter, the receiver, and the transceiver are in communication with the microprocessor being powered by the powerer. The POS communication device is able to be manipulated by an authorized-user to access financial information remotely.

Claims

1. A POS communication device, the POS communication device comprising:

a housing;

a screen;

a fingerprint scanner;

at least one inputter;

a microprocessor;

a receiver;

a transceiver; and

a powerer;

wherein said housing is handheld and provides a mount for said screen, said fingerprint scanner, said at least one inputter, said microprocessor, said receiver;

said transceiver, and said powerer, said screen, said fingerprint scanner, said inputter, said receiver; and

said transceiver in communication with said microprocessor being powered by said powerer;

wherein said POS communication device is able to be manipulated by an authorized-user to access financial information remotely, said receiver, and said transceiver receiving and sending financial-data as pre-authorized by said authorized-user; and

wherein said POS communication device provides real time authorization for financial charges relative to said financial information combined with fingerprint scanning technology via said fingerprint scanner for rapid interactive tracking of said financial charges.

2. The POS communication device of claim 1, wherein said financial-data is receivable from at least one banking institution.

3. The POS communication device of claim 1, wherein said financial-data is receivable from at least one credit card provider.

4. The POS communication device of claim 1, wherein said fingerprint scanner limits access to a fingerprint-recognized said authorized-user.

5. The POS communication device of claim 1, wherein the at least one inputter comprises at least one button.

6. The POS communication device of claim 1, further comprising at least one USB port.

7. The POS communication device of claim 1, wherein the powerer is able to be charged via a charge cable.

8. The POS communication device of claim 2, wherein the authorized-user is able to access at least one debit-account.

9. The POS communication device of claim 2, wherein the authorized-user is able to access at least one credit-account.

10. The POS communication device of claim 1, wherein the screen is a touch-screen.

11. The POS communication device of claim 3, wherein said financial-data is received in combination with an audible alert via a speaker.

12. The POS communication device of claim 11, wherein the audible alert is delivered upon a transaction-use.

13. The POS communication device of claim 12, wherein the transaction-use is remote from the POS communication device.

14. The POS communication device of claim 1, wherein the at least one button is able to allow access to said authorized-user provided a pre-authorized-code is entered correctly.

15. The POS communication device of claim 13, wherein the transaction-use is able to be authorized in realtime.

16. The POS communication device of claim 13, wherein the transaction-use is able to be denied in realtime.

17. A POS communication device, the POS communication device comprising:

a housing;

a screen;

a fingerprint scanner;

at least one inputter;

a microprocessor;

a receiver;

a transceiver;

at least one USB port;

a speaker; and

a powerer;

wherein said housing is handheld and provides a mount for said screen, said fingerprint scanner, said at least one inputter, said microprocessor, said receiver;

said transceiver, said a speaker, and said powerer, said screen, said fingerprint scanner, said inputter, said receiver; and

said transceiver in communication with said microprocessor being powered by said powerer,

wherein the powerer is able to be charged via a charge cable;

wherein said POS communication device is able to be manipulated by an authorized-user to access financial information remotely, said receiver, and said transceiver receiving and sending financial-data as pre-authorized by said authorized-user;

wherein said financial-data is receivable from at least one financial institution;

wherein said fingerprint scanner limits access to a fingerprint-recognized said authorized-user;

wherein the at least one inputter comprises two buttons;

wherein the two buttons are able to allow access to said authorized-user provided a pre-authorized-code is entered correctly;

wherein the authorized-user is able to access at least one debit-account and at least one credit-account;

wherein the screen is a touch-screen;

wherein said financial-data is received in combination with an audible alert delivered via said speaker;

wherein the audible alert is delivered upon a transaction-use at a vendor;

wherein the transaction-use is remote from the POS communication device; and

wherein the transaction-use is able to be authorized and alternately denied in realtime.

18. The POS communication device of claim 17, further comprising set of instructions;

and a mobile application;

wherein the POS communication device is arranged as a kit.

19. A method for using a POS communication device, the method comprising the steps of:

providing a POS communication device, the POS communication device comprising;

a housing;

a screen;

a fingerprint scanner;

at least one inputter;

a microprocessor;

a receiver;

a transceiver; and

a powerer;

registering a fingerprint of an authorized-user;

inputting pre-authorized-code(s) to enable secure communication between said POS communication device and at least one financial institution and a plurality of user-selected vendors;

enabling financial-data alerts to be received when a transaction-use occurs; and

remotely monitoring said transaction-use(s) in realtime.

20. The method of claim 19, further comprising the step of using said POS communication device in combination with a mobile application.