REGULATORY INSPECTION IN A BLOCKCHAIN NETWORK

• US 20200134713A1
• Filed: 12/23/2019
• Published: 04/30/2020
• Est. Priority Date: 01/19/2018
• Status: Abandoned Application

• Current Assignee: Advanced New Technologies Company Limited (Ant Group Co., Ltd.)
• Original Assignee: Alibaba Group Holding Ltd.
• Inventors: Hu, Danqing, Lin, Sen
• Application Number:
  US16/725,196
• Publication Number:
  US 20200134713A1
• Time in Patent Office: Days
• CPC Class Codes: G06Q 20/02 involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
• CPC Class Codes: G06Q 20/223 based on the use of peer-to-peer networks
• CPC Class Codes: G06Q 20/389 Keeping log of transactions for guaranteeing non-repudiation of a transaction
• CPC Class Codes: G06Q 2220/00 Business processing using cryptography
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03
• CPC Class Codes: H04L 2209/56 Financial cryptography, e.g. electronic payment or e-cash
• CPC Class Codes: H04L 9/0618 Block ciphers, i.e. encrypting groups of characters of a plain text message using fixed encryption transformation
• CPC Class Codes: H04L 9/3239 involving non-keyed hash functions, e.g. modification detection codes [MDCs], MD5, SHA or RIPEMD
• CPC Class Codes: H04L 9/50 using hash chains, e.g. blockchains or hash trees

Abstract

Implementations of the present specification provide a method, an apparatus, and an electronic device for regulatory inspection that can be applied to a remittance system based on a blockchain technology. The method includes: retrieving, by a supervising node in a blockchain network, a remittance link associated with a remittance to be inspected from a blockchain maintained by the blockchain network; retrieving, by the supervising node from the blockchain, a first inspection result of a compliance inspection performed by a node in the remittance link on an inspection document that corresponds to the remittance to be inspected; performing, by the supervising node, a compliance inspection on the inspection document to obtain a second inspection result; and determining, by the supervising node, that the compliance inspection is abnormal based on a comparison of the second inspection result and the first inspection result.

Claims

1. A method for regulatory inspection, the method comprising:

retrieving, by a supervising node in a blockchain network, a remittance link associated with a remittance to be inspected from a blockchain maintained by the blockchain network, wherein the remittance link corresponds to nodes of the remittance to be inspected;

retrieving, by the supervising node from the blockchain, a first inspection result of a compliance inspection performed by a node in the remittance link on an inspection document that corresponds to the remittance to be inspected;

performing, by the supervising node, a compliance inspection on the inspection document to obtain a second inspection result; and

determining, by the supervising node, that the compliance inspection is abnormal based on a comparison of the second inspection result and the first inspection result.

2. The method of claim 1, wherein before retrieving the remittance link, the method further comprises:

receiving, by the supervising node, a remittance inspection request from a node in the blockchain network, wherein the supervising node retrieves the remittance link in response to receiving the remittance inspection request.

3. The method of claim 1, wherein before retrieving the remittance link, the method further comprises:

identifying, by the supervising node, a completed remittance in the blockchain as the remittance to be inspected when the completed remittance is stored in the blockchain.

4. The method of claim 1, wherein retrieving the first inspection result comprises:

initiating, by the supervising node, a contract operation associated with a smart contract stored in the blockchain, wherein the contract operation is used to obtain, from the blockchain, the first inspection result of the compliance inspection performed by the node in the remittance link on the inspection document that corresponds to the remittance to be inspected.

5. The method of claim 1, wherein the node is participating in the blockchain network and the supervising node has a jurisdiction over the node.

6. The method of claim 1, wherein performing the compliance inspection comprises:

pushing, by the supervising node, the inspection document to a third-party compliance inspection institution to implement a compliance inspection; and

retrieving the second inspection result returned by the third-party compliance inspection institution.

7. The method of claim 1, wherein determining, by the supervising node, the node whose compliance inspection is abnormal comprises:

comparing, by the supervising node, the second inspection result with a first inspection result of each node; and

determining the node whose first inspection result is different from the second inspection result as the node whose compliance inspection is abnormal.

8. The method of claim 1, wherein the compliance inspection comprises at least one of a know-your-customer (KYC) inspection or an anti-money laundering inspection.

9. The method of claim 1, wherein the remittance is a cross-border remittance.

10. The method of claim 1, further comprising:

retrieving, by the supervising node from the blockchain, one or more additional inspection results of compliance inspections performed by a plurality of nodes in the remittance link on an inspection document that corresponds to the remittance to be inspected;

comparing the inspection results of the compliance inspections performed by the nodes on the inspection document, the inspection results comprising the first inspection result and the one or more additional inspection results; and

determining a node whose compliance inspection is abnormal based on a comparison result.

11. The method of claim 10, wherein the compliance inspection is abnormal if it is different from inspection results of a majority of nodes in the blockchain network.

12. The method of claim 10, wherein the blockchain comprises a mapping relationship between the plurality of nodes in the remittance link.

13. A non-transitory, computer-readable medium storing one or more instructions executable by a computer system to perform operations comprising:

retrieving, by a supervising node in a blockchain network, a remittance link associated with a remittance to be inspected from a blockchain maintained by the blockchain network, wherein the remittance link corresponds to nodes of the remittance to be inspected;

retrieving, by the supervising node from the blockchain, a first inspection result of a compliance inspection performed by a node in the remittance link on an inspection document that corresponds to the remittance to be inspected;

performing, by the supervising node, a compliance inspection on the inspection document to obtain a second inspection result; and

determining, by the supervising node, that the compliance inspection of the node is abnormal based on a comparison of the second inspection result and the first inspection result.

14. The computer-readable medium of claim 13, wherein before retrieving the remittance link, the operations further comprise:

receiving, by the supervising node, a remittance inspection request from a node in the blockchain network, wherein the supervising node retrieves the remittance link in response to receiving the remittance inspection request.

15. The computer-readable medium of claim 13, wherein before retrieving the remittance link, the operations further comprise:

identifying, by the supervising node, a completed remittance in the blockchain as the remittance to be inspected when the completed remittance is stored in the blockchain.

16. The computer-readable medium of claim 13, wherein retrieving the first inspection result comprises:

initiating, by the supervising node, a contract operation associated with a smart contract stored in the blockchain, wherein the contract operation is used to obtain, from the blockchain, the first inspection result of the compliance inspection performed by the node in the remittance link on the inspection document that corresponds to the remittance to be inspected.

17. The computer-readable medium of claim 13, wherein the node is participating in the blockchain network and the supervising node has a jurisdiction over the node.

18. The computer-readable medium of claim 13, wherein performing the compliance inspection comprises:

pushing, by the supervising node, the inspection document to a third-party compliance inspection institution to implement a compliance inspection; and

retrieving the second inspection result returned by the third-party compliance inspection institution.

19. The computer-readable medium of claim 13, wherein determining, by the supervising node, the node whose compliance inspection is abnormal comprises:

comparing, by the supervising node, the second inspection result with a first inspection result of each node; and

determining the node whose first inspection result is different from the second inspection result as the node whose compliance inspection is abnormal.

20. A system, comprising:

one or more computers; and

one or more computer-readable memories coupled to the one or more computers and having instructions stored thereon which are executable by the one or more computers to;

retrieving, by a supervising node in a blockchain network, a remittance link associated with a remittance to be inspected from a blockchain maintained by the blockchain network, wherein the remittance link corresponds to nodes of the remittance to be inspected;

retrieving, by the supervising node from the blockchain, a first inspection result of a compliance inspection performed by a node in the remittance link on an inspection document that corresponds to the remittance to be inspected;

performing, by the supervising node, a compliance inspection on the inspection document to obtain a second inspection result; and

determining, by the supervising node, that the compliance inspection of the node is abnormal based on a comparison of the second inspection result and the first inspection result.