INFORMATION PROCESSING DEVICE, INFORMATION PROCESSING SYSTEM, INFORMATION PROCESSING METHOD, AND PROGRAM
First Claim
1. An information processing device comprising:
- an insurance fee calculation unit that receives an input of a driving behavior score based on driving behavior data associated with to driver of an automobile, and a test result of a self-awareness test concerning driving and requesting the driver to answer, and calculates an insurance fee of an automobile insurance, whereinthe insurance fee calculation unit executes an insurance fee calculation process that sets the insurance fee such that the insurance fee increases from a reference insurance fee in accordance with a decrease in a correlation between the driving behavior score and the self-awareness test result.
2 Assignments
0 Petitions
Accused Products
Abstract
A configuration calculates an insurance fee of an automobile insurance considering not only driving behavior data associated with a driver but also an awareness level of the driver concerning driving is achieved. An insurance fee calculation device receives an input of a driving behavior score based on the driving behavior data and a test result of the self-awareness test, and executes an insurance fee calculation process that sets the insurance fee such that the insurance fee decreases from a reference insurance fee in accordance with an increase in a correlation between the driving behavior score and the self-awareness test result, and sets the insurance fee such that the insurance fee increases from the reference insurance fee in accordance with a decrease in the correlation between the driving behavior score and the self-awareness test result.
4 Citations
15 Claims
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1. An information processing device comprising:
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an insurance fee calculation unit that receives an input of a driving behavior score based on driving behavior data associated with to driver of an automobile, and a test result of a self-awareness test concerning driving and requesting the driver to answer, and calculates an insurance fee of an automobile insurance, wherein the insurance fee calculation unit executes an insurance fee calculation process that sets the insurance fee such that the insurance fee increases from a reference insurance fee in accordance with a decrease in a correlation between the driving behavior score and the self-awareness test result. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. An information processing system comprising:
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a driving behavior data acquisition device that is equipped on an automobile and acquires driving behavior data associated with a driver of the automobile; an insurance fee calculation device that receives the driving behavior data acquired by the deriving behavior data acquisition device and calculates an insurance fee of an automobile insurance; and a self-awareness test execution device that outputs a self-awareness test for checking an awareness level of the driver concerning driving, and transmits an answer input by the driver to the insurance calculation device, wherein the insurance fee calculation device is configured to receive an input of a driving behavior score based on the driving behavior data and a test result of the self-awareness test and calculate the insurance fee of the automobile insurance, and the insurance fee calculation device executes an insurance fee calculation process that sets the insurance fee such that the insurance fee decreases from a reference insurance fee in accordance with an increase in a correlation between the driving behavior score and the self-awareness test result, and sets the insurance fee such that the insurance fee increases from the reference insurance fee in accordance with a decrease in the correlation between the driving behavior score and the self-awareness test result. - View Dependent Claims (12)
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13. An information processing system comprising:
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a driving behavior data acquisition device that is equipped on an automobile and acquires driving behavior data associated with a driver of the automobile; and an insurance fee calculation device that receives the driving behavior data acquired by the driving behavior data acquisition device and calculates an insurance fee of an automobile insurance, wherein the insurance fee calculation device is configured to receive an input of a driving behavior score based on the driving behavior data and a test result of a self-awareness test for checking an awareness level of the driver concerning driving, and calculate the insurance fee of the automobile insurance, and the insurance fee calculation device executes an insurance fee calculation process that sets the insurance fee such that the insurance fee decreases from a reference insurance fee in accordance with an increase in a correlation between the driving behavior score and the self-awareness test result, and sets the insurance fee such that the insurance fee increases from the reference insurance fee in accordance with a decrease in the correlation between the (hiving behavior score and the self-awareness test result.
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14. An information processing method executed by an information processing device, wherein
the information processing device includes a insurance fee calculation unit that receives an input of a driving behavior score based on driving behavior data associated with a driver of an automobile, and a test result of a self-awareness test concerning driving and requesting the driver to answer, and calculates an insurance fee of an automobile insurance, and the insurance fee calculation unit executes an insurance fee calculation process that sets the insurance fee such that the insurance fee decreases from a reference insurance fee in accordance with an increase in a correlation between the driving behavior score and the self-awareness test result, and sets insurance fee such that the insurance fee increases from the reference insurance fee in accordance with a decrease in the correlation between the driving behavior score and the self-awareness test result.
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15. A program under which an information processing device executes information processing, wherein
the information processing device includes an insurance fee calculation unit that receives an input of a driving behavior score based on driving behavior data associated with a driver of an automobile, and a test result of a self-awareness test concerning driving and requesting the driver to answer, and calculates an insurance fee of an automobile insurance, and under the program, the insurance fee calculation unit executes an insurance fee calculation process that sets the insurance fee such that the insurance fee decreases from a reference insurance fee in accordance with an increase in a correlation between the driving behavior score and the self-awareness test result, and sets the insurance fee such that the insurance fee increases from the reference insurance fee in accordance with a decrease in the correlation between the driving behavior score and the self-awareness test result.
Specification