COMBINED CHECK AND RECORD-KEEPING BOOK

• US 3,620,553 A
• Filed: 12/09/1968
• Issued: 11/16/1971
• Est. Priority Date: 12/09/1968
• Status: Expired due to Term

• Current Assignee: Marion Donovan, 418 Harbor Road
• Original Assignee: Marion Donovan, 418 Harbor Road
• Inventors: Marion Donovan, 418 Harbor Road
• Primary Examiner(s): Lawrence Charles
• Application Number:
  US04/782,202
• Time in Patent Office: 1,072 Days
• Field of Search: 282/8-10,29 283/57,58
• US Class Current: 462/24
• CPC Class Codes: B41L 1/20 Manifolding assemblies, e.g. book-like assemblies multi-copy labels G09F3/0288
• CPC Class Codes: B42D 5/022 Holders for cheque-books; Articles combined with cheque-books

Abstract

A refillable checkbook and record-keeping combination for use with conventional bank checks and special preprinted record forms on which the data written on the checks is duplicated when the checks are written. A holder of particular form is secured in a looseleaf notebook and is so constructed as to hold the checks in a definite position so that they and record forms also secured in the book may be moved into registry and held in registry while the checks are being written. The record forms each include a permanent record sheet, preferably with detachable sheets for forming nonnegotiable duplicate copies of individual checks, and the permanent record sheets also provide spaces for entry of deposits and other information relating to the bank account all arranged to facilitate accurate balancing and reconciling of the account. Certain of the modifications disclosed provide a storage pocket on the permanent record sheet for related papers such as deposit slips. Further modifications include simplified versions of the checkbooks for pocket use in which preprinted record forms are so attached to the book that they are readily movable into registry with the checks for making duplicates as the checks are written.

Claims

1. In a combined check and record-keeping book having at least two outer panels including front and rear cover panels hinged along at least one hinge line for movement of said front and rear cover panels relatively to one another into open and closed positions, the combination of:

at least one inner panel made of relatively stiff sheet material and secured within said book between said front and rear cover panels for movement relative to at least one of said front and rear cover panels about an axis parallel with said hinge line, means for securing a supply of superimposed check blanks to said inner panel with said supply of check blanks lying on said inner panel in a definite position with respect to said inner panel and with respect to said axis, said securing means engaging said supply of check blanks along one edge only thereof with the printed surfaces of all of said check blanks facing away from said inner panel whereby when said book is open the printed surfaces of the check blanks within said sUpply may be exposed successively to receive markings thereon, the check blanks within said supply each being movable when said book is open by swinging said check blank over the edge thereof engaged by said securing means, a supply of superimposed record blanks including pressureresponsive duplicating means, means for attaching said supply of record blanks to said book between said cover panels by engagement only along an edge of said record blank supply which is parallel with said hinge line, the record blanks of said supply each being movable when said book is open by swinging said record blank over the edge of said supply which is engaged by said attaching means, said attaching means serving to so position said supply of record blanks in said book that when said book is open and the uppermost check blank is swung over said edge of said supply of check blanks engaged by said securing means to expose the next underlying check blank at least one of said record blanks may be swung over said edge of said supply of record blanks engaged by said attaching means and laid upon said next underlying check blank in a predetermined position such that when said uppermost check blank is returned to superimposed relationship said record blank will lie in accurate registry with and beneath said uppermost check blank to receive in duplicate the markings formed on said uppermost check blank incident to making said uppermost check blank into a negotiable instrument.

2. In a combined check and record-keeping book of the looseleaf type having outer panels comprising front and rear cover panels movable relative to one another into opened and closed positions, and having a plurality of binder rings, the combination of:

a holder made of relatively stiff sheet material having a plurality of openings along one edge for securing said holder within said book by engagement with said binder rings, said holder being folded upon itself along at least one fold line which is parallel with the edge of said holder within which said openings are formed, the portion of said holder which is thus folded back constituting an inner panel which extends toward but terminates short of the edge of said holder in which said openings are formed whereby when said holder is positioned in said book and said book is opened said inner panel may be swung about the axis established by said fold line relative to said front and rear cover panels, means for securing a supply of superimposed check blanks to said inner panel with said supply of check blanks lying on said inner panel in a definite position with respect to said inner panel and with respect to said axis, said securing means comprising a clamping device secured to said inner panel adjacent said fold line and adapted to engage said supply of check blanks along one edge only thereof which lies parallel with and adjacent to said fold line, the printed surfaces of all of said check blanks facing away from said inner panel whereby when said book is opened the printed surfaces of the check blanks within said supply may be exposed successively to receive markings thereon the check blanks within said supply each being movable when said book is opened by swinging said check blank over the edge thereof engaged by said clamping device, a supply of superimposed record blanks including pressure-responsive duplicating means, each of the record blanks within said supply having formed along one edge thereof a plurality of openings by which said record blanks are attached to said binder rings, the record blanks of said supply each being movable when said book is opened by swinging said record blank about the axis established by said binder rings whereby when said book is opened and the uppermost check blank is swung about said edge of said supply of check blanks engaged by said clamping means to expose the next underlying check blank at least one of said record blanks may be swung about the axis established by said binder riNgs to fall upon said next underlying check blank in a predetermined position such that when said uppermost check blank is returned to superimposed relationship said record blank will lie in accurate registry with and beneath said uppermost check blank to receive in duplicate the markings formed on said uppermost check blank incident to making said uppermost check blank into a negotiable instrument.

3. A combined check and record-keeping book in accordance with claim 1 in which there is provided, upon a surface of said book which is visible when said book is open and when said record blank is positioned to receive in duplicate the markings formed on said uppermost check blank, means for visually indicating a line of demarcation between the dollars and cents markings to be numerically formed upon said uppermost check blank.

4. A combined check and record-keeping book in accordance with claim 3 in which said means for visually indicating said line of demarcation comprises a printed line an imaginary continuation of which extends through an area of said uppermost check blank in which dollars and cents markings are to be numerically formed.

5. A combined check and record-keeping book in accordance with claim 3 in which said means for visually indicating said line of demarcation comprises a tab formed integrally with said inner panel of said book and extending beyond the area of said inner panel upon which said supply of check blanks lie, and a printed line formed on said tab an imaginary continuation of which line extends through an area of said uppermost check blank in which dollars and cents markings are to be numerically formed.

6. In a pocket-size combined check and record-keeping book having a generally planar front cover panel, a generally planar rear cover panel and an end panel, said front and rear cover panels being swingable relative to one another and to said end panel about at least one axis established by said end panel for movement of said front and rear cover panels to open and close said book, the combination of:

a first inner panel made of relatively stiff sheet material and secured within said book between said front and rear cover panels for movement with said rear cover panel relative to said front cover panel as said book is opened and closed, means for securing a supply of superimposed check blanks to said first inner panel with said supply of check blanks lying in a definite position on said first inner panel, said securing means engaging said supply of check blanks along one edge only thereof with the printed surfaces of all of said check blanks facing away from said first inner panel whereby when said book is opened the printed surfaces of the check blanks within said supply may be exposed successively to receive markings thereon, the check blanks within said supply each having an edge positioned adjacent said end panel and each being movable when said book is open by swinging said check blank over the edge thereof engaged by said securing means, a spacer panel hinged to said front cover panel along a hinge line parallel with said axis established by said end panel, a second inner panel hinged to said spacer panel along a hinge line parallel with said axis established by said end panel, said second inner panel thus being secured within said book between said front and rear cover panels for movement with said front cover panel relative to said rear cover panel as said book is opened and closed, and for movement with said spacer panel in a plane parallel with and relative to said front cover panel when said spacer panel is moved about the hinge line by which it is hinged to said front cover panel, a supply of superimposed record blanks including pressure-responsive duplicating means, means for attaching said supply of record blanks to said second inner panel by engagement only along an edge of said record blank supply which is adjacent said end panel and is parallel with said axis established by said end Panel, the record blanks of said supply each being movable when said book is open by swinging said record blank over the edge of said supply which is engaged by said attaching means, the movement of said spacer panel in one direction about said hinge line by which said spacer panel is hinged to said front panel being effective, when said book is open, to advance the edge of said supply of record blanks which is attached to said second inner panel across said end panel and into close proximity with the edges of said check blanks which are adjacent said end panel, whereby record blanks which are swung over said edge of said supply of record blanks which is engaged by said attaching means will fall automatically into registry with a check blank in said supply of check blanks, and the movement of said spacer panel in an opposite direction about said hinge line by which said spacer panel is hinged to said front cover panel being effective to retract the edge of said supply of record blanks which is attached to said second inner panel across said end panel, whereby said book may be closed to flat condition with said spacer panel providing room within said closed book for full supplies of both said check blanks and said record blanks.

7. A pocket-size check and record-keeping book in accordance with claim 6 in which each of said record blanks has substantially the same dimensions as each of said check blanks.

8. A pocket-size check and record-keeping book in accordance with claim 6 in which said spacer panel has formed on the surface thereof which is exposed to view when said supply of record blanks is advanced into close proximity with said edges of said check blanks a visible line an imaginary continuation of which serves as a line of demarcation between dollars and cents when the user of the book fills in the value of a check in numerical form.