AUTOMATIC TELLER SYSTEM

• US 3,778,595 A
• Filed: 10/15/1971
• Issued: 12/11/1973
• Est. Priority Date: 10/17/1970
• Status: Expired due to Term

• Current Assignee: Akio Ueba, Yoshihiro Hatanaka
• Original Assignee: Akio Ueba, Yoshihiro Hatanaka
• Inventors: Hatanaka, Yoshihiro, Ueba, Akio
• Primary Examiner(s): Robinson, Thomas A.
• Application Number:
  US05/189,646
• Time in Patent Office: 788 Days
• Field of Search: 340/149A 235/61.7B,61.9R,61.8R 194/4R
• US Class Current: 235/379
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/202 Depositing operations within ATMs depositing in general G07D11/00
• CPC Class Codes: G07F 19/203 Dispensing operations within ATMs dispensing in general G07D11/00
• CPC Class Codes: G07F 7/08 by coded identity card or credit card or other personal identification means without personal verification means G07F7/02
• CPC Class Codes: G07F 7/12 Card verification

Abstract

An automatic bank teller system comprises means for reading out a depositor'"'"''"'"'s code from a card of a user, means operated by the user for selecting the operation of the system between reception and payment of money, means also operated by the user for designating a sum of money to be received or paid, means for memorizing the bank file of depositors'"'"''"'"' accounts to send out the depositor'"'"''"'"'s account in correspondence to the read-out code from the card, and means for receiving or paying the desired sum of money upon confirmation of the balance as calculated from the output of said memorizing means and the sum of money to be received by or paid to the user of the teller system.

Claims

1. An automatic deposit-receiving and cash-dispensing system in a bank or the like, comprising:

data reading means for reading out a depositor'"'"''"'"'s code from an identification card of a user of the system;

selecting means operated by the user for selectively producing a command signal corresponding to either a selection of cash deposition or withdrawal respectively;

indicating means for indicating an amount of money to be deposited or withdrawn;

memory means having the user'"'"''"'"'s account data memorized therein and adapted to send out data read from said identification card and related to the user'"'"''"'"'s account;

a cash depositing and withdrawal device for carrying out the money deposition or withdrawal after the selection operation of said selecting means and indication of an amount of money in said indicating means have been completed;

a comparison circuit means for comparing the amount of money indicated by said indicating means with the money amount which is deposited or withdrawn by said cash depositing and paying device and producing a coincidence signal when the two amounts are equal; and

data renewing means controlled by said coincident signal produced by said comparison circuit means so as to revise the user'"'"''"'"'s account memorized in said memory means.

2. An automatic deposit-receiving and cash-dispensing system, as claimed in claim 1, in which there is further provided recording means for recording various data relating to deposition or withdrawal which is provided as a receipt for the user, said recording means being controlled by said coincident signal of said comparison circuit means.

3. An automatic deposit-receiving and cash-dispensing system, as claimed in claim 1, in which said indicating means comprises a first indicating element for indicating the amount of money to be deposited and a second indicating element for indicating the amount of money to be withdrawn;

said cash depositing and withdrawal device comprises cash depositing means for carrying out cash deposition and cash withdrawal means for carrying out cash withdrawal, said indicating means and said cash depositing and withdrawal device being so correlated with said selecting means and said memory means so that said cash depositing means is operated after the selection of cash deposition by said selecting means and indication of the amount of money deposited by said first indicating element have been completed, and when the selection of the dispensing operation by said selecting means and indication of the amount of money dispensed by said second indicating element are achieved, said cash withdrawal or dispensing means is operated in response to a corresponding relation between the memorized content relating to the amount of money in the user'"'"''"'"'s account memorized by said memory means and relating to said depositor'"'"''"'"'s code and the indication signal relating to said dispensing or withdrawn amount of money, and said comparison circuit means is used for comparing the amount of money indicated by said first indicating element with the amount of money deposited by said cash depositing means and comparing the amount of money indicated by said second indicating element with the amount of money to be withdrawn by means of said cash dispensing means.

4. An automatic deposit-receiving and cash-dispensing system as claimed in claim 1, in which said selecting means includes a keyboard having keys which may be depressed so as to correspond to a selected amount of money and to produce said command signal.

5. An automatic deposit-receiving and cash-dispensing system as claimed in claim 1, wherein said memory means further includes indication-signal controlling means for controlling the indication-signal produced by said indiCating means.