Terminal apparatus
First Claim
1. Terminal apparatus for assembling data representing a proposed business transaction, for communicating said data to a remotely located central data base and for receiving responses from said central data base concerning said proposed transaction, comprising in combination:
- a magnetic stripe card reader for reading said data related to said proposed transaction coded on magnetic stripes;
a keyboard for entering said data related to said transaction;
a microprocessor for receiving and processing said data from said card reader and said keyboard and for producing outputs controlling said terminal apparatus;
instruction lights operable in sequence for controlling the entry of said data into said terminal apparatus;
a decoder responsive to first ones of said outputs for sequencing said lights;
means responsive to second ones of said outputs for establishing a communications link with said central data base;
detector means for detecting a first one of said responses from said central data base and providing a signal to said microprocessor representative of said first one of said responses;
means responsive to third ones of said outputs subsequent to said detecting of said first one of said responses for applying said data to said communications link; and
means receiving a second one of said responses for indicating subsequent steps in said proposed transactions.
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Accused Products
Abstract
A business transaction terminal for a credit authorization system or the like includes a microprocessor for receiving data from a magnetic card reader and a keyboard, automatically processing such data and transmitting it to a central data base for authorization of a proposed business transaction. The terminal receives back a response from the central data base which directs subsequent actions by the terminal user. Options are provided for receiving the response in a number of ways such as audible response, visual indicators and numeric displays. Options also permit the terminal to be operated in a hands free mode.
145 Citations
30 Claims
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1. Terminal apparatus for assembling data representing a proposed business transaction, for communicating said data to a remotely located central data base and for receiving responses from said central data base concerning said proposed transaction, comprising in combination:
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a magnetic stripe card reader for reading said data related to said proposed transaction coded on magnetic stripes; a keyboard for entering said data related to said transaction; a microprocessor for receiving and processing said data from said card reader and said keyboard and for producing outputs controlling said terminal apparatus; instruction lights operable in sequence for controlling the entry of said data into said terminal apparatus; a decoder responsive to first ones of said outputs for sequencing said lights; means responsive to second ones of said outputs for establishing a communications link with said central data base; detector means for detecting a first one of said responses from said central data base and providing a signal to said microprocessor representative of said first one of said responses; means responsive to third ones of said outputs subsequent to said detecting of said first one of said responses for applying said data to said communications link; and means receiving a second one of said responses for indicating subsequent steps in said proposed transactions. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30)
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Specification