Value dispensing system
First Claim
1. A system for automatically dispensing value, wherein a card for actuating said system is previously issued to each customer having an account in the system, the current status of said account being characterized by a current on-line balance and a current off-line balance, one of said current on-line balance and said current off-line balance being changed each time said system dispenses value to supply a new current off-line balance and a new current on-line balance representative of the status of said account after said value is dispensed, each said card having recorded thereon necessary data including at least the identification number and said current off-line balance of said account, said system comprising:
- means for reading said data recorded on said card;
value setting means for setting an amount of value to be dispensed;
means for storing said current on-lien balance of the account of each said customer;
first comparison means for determining whether said amount is to be dispensed by comparing said amount with said current on-line balance to which access is made by said identification number of said card read by said reading means;
second comparison means for determining whether said amount is to be dispensed by comparing said amount with said current off-line balance, said second comparison means being operable in response to a control signal;
first control means responsive to said first comparison means for supplying said control signal to render said second comparison means operative whenever said first comparison means determines said amount is not to be dispensed on the basis of said comparison of said amount with said current on-line balance; and
dispensing means for dispensing value equivalent to said amount of value established by said value setting means, said dispensing means responsive to said first comparison means to dispense said value when said first comparison mans determines said amount does not exceed said current on-line balance, said dispensing means responsive to said second comparison means to dispense said value when said second comparison means determines said amount does not exceed said current off-line balance.
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Accused Products
Abstract
An automatic monetary value dispensing system wherein a card previously issued to each customer having an account therein is used to actuate the system. The card has recorded thereon necessary data such as the identification number and the current off-line balance of the account, with the on-line balance thereof being recorded in a central processing unit. Dispensation of the requested amount of value is determined by comparing the amount with the on-line and off-line balances of the account.
102 Citations
15 Claims
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1. A system for automatically dispensing value, wherein a card for actuating said system is previously issued to each customer having an account in the system, the current status of said account being characterized by a current on-line balance and a current off-line balance, one of said current on-line balance and said current off-line balance being changed each time said system dispenses value to supply a new current off-line balance and a new current on-line balance representative of the status of said account after said value is dispensed, each said card having recorded thereon necessary data including at least the identification number and said current off-line balance of said account, said system comprising:
- means for reading said data recorded on said card;
value setting means for setting an amount of value to be dispensed;
means for storing said current on-lien balance of the account of each said customer;
first comparison means for determining whether said amount is to be dispensed by comparing said amount with said current on-line balance to which access is made by said identification number of said card read by said reading means;
second comparison means for determining whether said amount is to be dispensed by comparing said amount with said current off-line balance, said second comparison means being operable in response to a control signal;
first control means responsive to said first comparison means for supplying said control signal to render said second comparison means operative whenever said first comparison means determines said amount is not to be dispensed on the basis of said comparison of said amount with said current on-line balance; and
dispensing means for dispensing value equivalent to said amount of value established by said value setting means, said dispensing means responsive to said first comparison means to dispense said value when said first comparison mans determines said amount does not exceed said current on-line balance, said dispensing means responsive to said second comparison means to dispense said value when said second comparison means determines said amount does not exceed said current off-line balance. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
- means for reading said data recorded on said card;
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9. A value dispensing system wherein the maximum value to be dispensed in any one transaction is limited by an on-line and an off-line balance of a customer having an account in the system, said system operable to dispense a requested value in response to a previously issued card having stored thereon data including at least the customer'"'"'s identification number and the customer'"'"'s off-line balance, said system comprising:
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a central processing unit including storage means responsive to a signal representative of said identification number for determining said on-line balance, said storage means for supplying a signal representative of said on-line balance, first comparison means for comparing said signal representative of said on-line balance with a signal representative of said requested value, said first comparison means supplying a first control signal when said on-line balance is equal to or exceeds said requested value, said first comparison means supplying a second control signal when said requested value exceeds said on-line balance; at least one dispensing machine including means responsive to said data recorded on said card for supplying said signal representative of said customer identification number and a signal representative of said off-line balance, means for manually entering said requested value, means for supplying a signal representative of said requested value, second comparison means for comparing said signal representative of said requested value with said signal representative of said off-line balance, said second comparison means operable in response to said second control signal supplied by said first comparison means, said second comparison means including means for supplying a third control signal when said off-line balance is equal to or exceeds said requested value, delivery means for dispensing said requested value, said delivery means responsive to said first control signal to dispense said requested value, said delivery means additionally responsive to said third control signal to dispense said requested value; and interconnecting means for coupling said signal representative of said customer identification number and said signal representative of said requested value from said dispensing machine to said central processing unit, said interconnecting means additionally coupling said first and second control signal from said central processing unit to said dispensing machine. - View Dependent Claims (10, 11, 12, 13, 14, 15)
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Specification