Cash dispensing system
First Claim
1. A cash dispensing system havinga central computer and associated memory and computer signal transfer means, for maintaining customer account records,at least one remote transaction terminal, and a communication path interconnecting said remote terminal with said computer,wherein each of said remote terminals includes means for generating a transaction data signal representative of a desired transaction in response to a customer initiated operation, and for transferring said transaction data signal to said computer, and wherein said computer signal transfer means includes means responsive to said transaction data signal from a remote terminal to generate a multiple bit customer information file (CIF) signal and to transfer said CIF signal to said remote terminal via said path, said CIF signal being representative of a predetermined multiple bit CIF data word associated with said customer, and said remote terminals include a cash dispensing apparatus comprising:
- A. input means comprising a personal identification number (PIN) signal generator for generating a multiple bit PIN signal in response to a manual operation performed by said customer, said PIN signal being representative of a predetermined multiple bit PIN data word associated with said customer and bearing a predetermined relationship to said CIF signal,B. a security device including a comparator means, said comparator means being responsive to said PIN and CIF signals to generate a DISPENSE signal only when said PIN and CIF signals bear said predetermined relationship,C. transfer means comprising a PIN signal transfer means for transferring said PIN signal directly to said security device,D. receiving means comprising a CIF signal receiving means for receiving said CIF signal as transferred from said computer and for transferring said received CIF signal to said security device, andE. a cash dispenser for storing cash units and dispensing one or more of said cash units in response to said DISPENSE signal.
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Accused Products
Abstract
A cash dispensing system having a central computer and associated memory for maintaining customer account records, a plurality of remote transaction terminals and a communication path connecting the remote terminals with the computer. Each of the remote terminals includes a signal generator for generating data representative of a desired transaction in response to a customer-initiated operation, and for transferring that data to the computer via the communication path. The computer includes means responsive to the transaction data to generate a customer information file (CIF) signal and to transfer that signal to the remote terminal. The CIF signal is representative of a predetermined number associated with the customer. Each remote terminal includes a cash dispensing apparatus which includes a personal identification number (PIN) signal generator, a security device, a PIN signal transfer means, a CIF signal receiving means, and a cash dispenser. The PIN signal generator provides a PIN signal in response to a manual operation performed by a customer, with the PIN signal being representative of a predetermined number associated with the customer and bearing a predetermined relationship to the CIF signal. The security device includes the comparator for generating a DISPENSE signal when an applied PIN and CIF signal bear the predetermined relationship. The PIN signal transfer means provides a direct signal path for the PIN signal from the PIN signal generator to the security device. The CIF signal receiving means provides a means for receiving a CIF signal from the computer by way of the communication path and for transferring that received signal to the security device. The cash dispenser includes a cash storage portion and a dispensing mechanism for dispensing one or more units of the stored cash in response to applied DISPENSE signals.
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Citations
14 Claims
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1. A cash dispensing system having
a central computer and associated memory and computer signal transfer means, for maintaining customer account records, at least one remote transaction terminal, and a communication path interconnecting said remote terminal with said computer, wherein each of said remote terminals includes means for generating a transaction data signal representative of a desired transaction in response to a customer initiated operation, and for transferring said transaction data signal to said computer, and wherein said computer signal transfer means includes means responsive to said transaction data signal from a remote terminal to generate a multiple bit customer information file (CIF) signal and to transfer said CIF signal to said remote terminal via said path, said CIF signal being representative of a predetermined multiple bit CIF data word associated with said customer, and said remote terminals include a cash dispensing apparatus comprising: -
A. input means comprising a personal identification number (PIN) signal generator for generating a multiple bit PIN signal in response to a manual operation performed by said customer, said PIN signal being representative of a predetermined multiple bit PIN data word associated with said customer and bearing a predetermined relationship to said CIF signal, B. a security device including a comparator means, said comparator means being responsive to said PIN and CIF signals to generate a DISPENSE signal only when said PIN and CIF signals bear said predetermined relationship, C. transfer means comprising a PIN signal transfer means for transferring said PIN signal directly to said security device, D. receiving means comprising a CIF signal receiving means for receiving said CIF signal as transferred from said computer and for transferring said received CIF signal to said security device, and E. a cash dispenser for storing cash units and dispensing one or more of said cash units in response to said DISPENSE signal. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14)
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Specification