Automatic money dispenser and method
First Claim
1. In an automatic money dispenser, operable with an identification card and either a code number or a check, connected to a bank central computer having access to all data about customers of the bank relavant to a dispensation of money, the improvement comprising:
- in combination, an identification card containing automatically readable information identifying whether the data of the customer are stored in the control computer carrying all data necessary for dispensing of money, checking means in said dispenser operable to read said automatically readable information and verify completeness and genuiness of said information, said checking means responsive to insertion of said identification card into said dispenser by a customer;
control means in said dispenser responsive to such reading and verifying, responsive to whether or not the central computer is in an operable condition, and responsive to whether the data on the customer are stored in the central computer, operable to determine whether or not dispensation of money from said dispenser is possible with said identification card and with a customer code number or with said identification card and a check carrying all data necessary for dispensing of money, dispensation of money being possible, if the data on the customer are stored in the control computer, the central computer is in an operable condition, the card information is verified and the code number is used, or, when the central computer is inoperable or the data on the customer are not stored in the central computer, if the card information is verified and the check is used; and
display means operable, responsive to said determination, to display the determination to the customer for corresponding operation of said dispenser.
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Accused Products
Abstract
The dispenser is operable with an identification card carrying all data necessary for dispensing of money, and either a code number or a check, also carrying all data necessary for dispensing of money, and the dispenser is connected to a central computer having access to all data relative to a dispensation of money. The card contains automatically readable information identifying the issuing bank and, when the card is inserted into the dispenser, it is checked for authenticity in a card check and is read in a reading station, the card check and the reading station supplying outputs to a control unit and the reading station supplying an output to a comparator and an outout to blocked accounts store. The card then passes through an on-off line reading station, whose output is connected to the control unit, and to a gate station where the card is temporarily retained. Responsive to the inputs thereto, the control unit activates a display to advise the customer whether money can be dispensed either responsive to insertion of only a check carrying all data necessary for dispensing of money, or only punching of a customer'"'"'s code number into a keyboard, or whether money can be dispensed only responsive to insertion of the check.
42 Citations
10 Claims
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1. In an automatic money dispenser, operable with an identification card and either a code number or a check, connected to a bank central computer having access to all data about customers of the bank relavant to a dispensation of money, the improvement comprising:
- in combination, an identification card containing automatically readable information identifying whether the data of the customer are stored in the control computer carrying all data necessary for dispensing of money, checking means in said dispenser operable to read said automatically readable information and verify completeness and genuiness of said information, said checking means responsive to insertion of said identification card into said dispenser by a customer;
control means in said dispenser responsive to such reading and verifying, responsive to whether or not the central computer is in an operable condition, and responsive to whether the data on the customer are stored in the central computer, operable to determine whether or not dispensation of money from said dispenser is possible with said identification card and with a customer code number or with said identification card and a check carrying all data necessary for dispensing of money, dispensation of money being possible, if the data on the customer are stored in the control computer, the central computer is in an operable condition, the card information is verified and the code number is used, or, when the central computer is inoperable or the data on the customer are not stored in the central computer, if the card information is verified and the check is used; and
display means operable, responsive to said determination, to display the determination to the customer for corresponding operation of said dispenser. - View Dependent Claims (2, 3, 4, 5)
- in combination, an identification card containing automatically readable information identifying whether the data of the customer are stored in the control computer carrying all data necessary for dispensing of money, checking means in said dispenser operable to read said automatically readable information and verify completeness and genuiness of said information, said checking means responsive to insertion of said identification card into said dispenser by a customer;
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6. An automatic money dispenser, operable with an information carrying identification card, along with either a personal identification number or an information-carrying document, comprising, in combination, card checking means operable to check the information on an identification card, document checking means for checking the information on a document, key loaded means for inputing the identification number, an off-in key operable to disconnect the dispenser from a central computer, and money dispenser means for dispensing money;
- program means providing plural partial dispenser operating programs connected to said card and document checking means and to said dispenser means;
means operable responsive to such information checking to set up, from said partial dispenser operating programs, an individual program sequence in correspondence with the checked information, and means operable to effect operation of said money dispenser in accordance with said individual sequence, the identification card carrying information characterizing the issuing bank, and said checking means operable to check the information characterizing the issuing bank;
means operable to connect said dispenser to a central computer;
a control unit in said automatic money dispenser operable, in dependence on the bank connection of the customer using the identification card and the operational readiness of the central computer, to determine whether dispensation money is possible with the identification card and one of a code number and a check, or only with the identification card and a check; and
display means operable to display to the customer, such determination for corresponding operation of said automatic money dispenser. - View Dependent Claims (7, 8, 9, 10)
- program means providing plural partial dispenser operating programs connected to said card and document checking means and to said dispenser means;
Specification