Multilevel security apparatus and method
First Claim
1. The method of controlling a secured transaction using a unique card having an unalterable unique card code which is assigned to an individual who selects his own individual identification number, the method comprising the steps of:
- sensing the unique card code of a card;
encrypting the sensed card code in logical combination with the individual'"'"'s identification number, account code and account value to produce an offset; and
recording on the card the account value and said offset.
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Accused Products
Abstract
A card-coding system and method preserves the security of the encoding process against duplication and counterfeiting of cards by securing the interactions under the control of the individual and then of the issuing institution. Multilevels of offset codes are generated in successive interactions so that attempted alteration, duplication, or counterfeiting of a coded card will be readily detectable using "off-line" card-checking apparatus. An "active" card is initially issued or authorized with an established credit balance, and its authenticity, balance, and proper use are continuously checked, debited and updated in each authorized transaction completed by the proper individual.
165 Citations
4 Claims
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1. The method of controlling a secured transaction using a unique card having an unalterable unique card code which is assigned to an individual who selects his own individual identification number, the method comprising the steps of:
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sensing the unique card code of a card; encrypting the sensed card code in logical combination with the individual'"'"'s identification number, account code and account value to produce an offset; and recording on the card the account value and said offset. - View Dependent Claims (2)
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3. Apparatus for controlling a secured transaction using a unique card which has an unalterable unique card code and which is assigned to an individual who selects his own individual identificaton number, the apparatus comprising:
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card transducer means for receiving a card therein and for sensing the unique card code thereon; encryption means coupled to the card transducer means and coupled to receive code information including the individual'"'"'s identification number, his account code and his account value for encrypting the same in accordance with a logical combination thereof to produce an offset; and means coupling the offset to the card transducer means for recording on the card the account value and said offset. - View Dependent Claims (4)
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Specification