Transaction handling system

• US 4,482,802 A
• Filed: 07/26/1982
• Issued: 11/13/1984
• Est. Priority Date: 09/18/1981
• Status: Expired due to Fees

• Current Assignee: Hitachi, Ltd.
• Original Assignee: Hitachi, Ltd.
• Inventors: Okano, Yoshio, Okuma, Yasuo, Aizawa, Kuniomi, Ohyama, Yasuyoshi, Kitamura, Youichirou
• Primary Examiner(s): Rubinson, Gene Z.
• Assistant Examiner(s): Lev, Robert
• Application Number:
  US06/401,719
• Time in Patent Office: 841 Days
• Field of Search: 235/379, 235/380, 235/381, 235/382, 235/385, 340/825.34
• US Class Current: 235/379
• CPC Class Codes: G06Q 20/00 Payment architectures, schemes or protocols apparatus for performing or posting payment transactions G07F7/08, G07F19/00; electronic cash registers G07G1/12
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 20/4097 using mutual authentication between devices and transaction partners
• CPC Class Codes: G07F 7/0886 the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Abstract

In a system having a central unit, a terminal control equipment and terminal devices connected through communication lines, a transaction operation by an unauthorized terminal device is prevented.

Unauthorized use prevention information is registered to each of the terminal devices and the unauthorized use prevention information of the respective terminal devices is registered to the terminal control equipment. The terminal device, when it transmits transaction data to the terminal control equipment, transmits the unauthorized use prevention information of its own. The terminal control equipment compares the received unauthorized use prevention information with the registered unauthorized use prevention information of the corresponding terminal device and, if they are in a predetermined relation, permits the transaction operation.

Claims

1. A transaction handling system comprising:

a terminal control equipment connected to a central unit; and

a terminal device connectable through communication means to said terminal control equipment, including means for inputting transaction data at said terminal device and means for transmitting said transaction data together with an address of said terminal device as a transaction message through said terminal control equipment to said central unit to perform data processing in said central unit with respect to the transaction data in said transaction message;

said terminal device having first means for storing in said terminal device first specific information previously assigned to said terminal device to authorize use of said terminal device and second means connected to said first means and said inputting means for generating a transaction message formed of said first specific information, the transaction data and said address; and

said terminal control equipment having third means for storing second specific information previously registered therein at storage locations corresponding to the addresses of said terminal devices to be connected to said terminal control equipment regarding use authorization of said terminal devices, fourth means connected to said third means so that when receiving said transaction message via said communication means from a terminal device, the relation between said fist specific information included in said transaction message and said second specific information read out of said third means according to said address included in said transaction message is being checked by said fourth means, and fifth means responsive to the result of the checking operation by said fourth means for controlling the transmission of said transaction message to said central unit, wherein a terminal device not authorized is prohibited from communicating with said central unit.

2. A transaction handling system according to claim 1, wherein said terminal device is portable and includes means for effecting connection through a telephone system to said terminal control equipment.

3. A transaction handling system according to claim 1, wherein said terminal device includes means for transmitting a request message for registering said terminal device to said terminal control equipment and said terminal control equipment includes sixth means for transmitting a request answer message including said first specific information to said terminal device for storage in said first means therein as an answer to said request message.

4. A transaction handling system according to claim 3, wherein said central unit has seventh means for storing third specific information corresponding to the use authorization of said terminal devices;

said terminal control equipment including eighth means responsive to receipt of said request message from said terminal device for sending said request message to said central unit;

said central unit including ninth means responsive to said request message for sending to said terminal control equipment an answer message including said third specific information read out of said seventh means and corresponding to said terminal device transmitting said request message;

said terminal control equipment including tenth means for storing said third specific information included in said answer message from said central unit into said third means as said second specific information for transmission by said sixth means as part of said request answer message to said terminal device;

said terminal device thereby storing said third specific information included in said request answer message into said first means as said first specific information.

5. A transaction handling system according to claim 4, wherein said central unit includes eleventh means for storing whether an answer message in response to said request message corresponding to said terminal device has been sent by said ninth means, and twelfth means responsive to an indication from said eleventh means that said answer message to said request message from said terminal device has not been sent when said central unit receives a transaction message including transaction data from said terminal device through said terminal control equipment for inhibiting data processing said central unit with respect to said transaction data.

6. A transaction handling system according to claim 5, wherein said terminal device is portable and includes means for effecting connection through a telephone system to said terminal control equipment.

7. A transaction handling system according to claim 4, wherein said terminal device is portable and includes means for effecting connection through a telephone system to said terminal control equipment.