System for performing combined financial transactions with single dispensing of cash
First Claim
1. A system for performing financial transactions comprising:
- a cash receiving unit comprising a cash inlet, means for receiving cash from said inlet, means for checking the received cash for genuineness, means for accepting cash which is genuine and means for storing accepted cash;
a cash dispenser having a cash outlet for dispensing a specified amount of cash from the outlet;
means for selecting a combination of depositing and/or withdrawing transactions;
keyboard means for manually entering numerical data representing the amounts of money involved in selected depositing and withdrawing transactions;
means for setting the system into a combined transaction service mode and resetting the system out of the combined transaction mode;
a display for displaying transaction information;
processor means responsive to said cash receiving unit, keyboard means, selecting means and setting means, for controlling execution of said selected transactions and operation of said cash dispenser and display, and for determining and storing data representing the amount of cash accepted by said cash receiving unit; and
payment balance memory means for storing the total amount of money to be dispensed at the end of the selected transactions;
said processor means including calculation means for calculating the payment balance and storing the value thereof in said payment balance memory means when the system is set in for combined transaction service mode by adding to the amount stored in the payment balance memory means the amount of accepted cash stored by the cash receiving unit and the amount of money to be withdrawn for each withdrawing transaction and subtracting from the amount stored in the payment balance memory means the amount of money to be deposited for each depositing transaction, said processor means further including cash dispenser control means for preventing said cash dispenser from dispensing cash when the system is set for the combined transaction service mode and causing the dispenser to release cash in the sum of the stored payment balance when the system is reset out of the combined transaction service mode.
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Accused Products
Abstract
A system for performing a combined transaction service with a cash receiving unit having a cash inlet for accepting the cash inserted into the inlet upon checking the cash, a cash dispenser having a cash outlet for releasing a specified amount of cash to the outlet upon counting up the amount, keys for entering amounts of money for depositing and withdrawing transactions, a key for setting a combined transaction service, a display for showing transaction information, and a payment balance register for storing the amount of money to be paid for each transaction of the combined transaction service. When the system is set for the service, the amount of money accepted by the cash receiving unit and the amount of money to be withdrawn for each transaction is added to the register, and the amount of money to be deposited for each transaction is substracted from the register. When the combined service is set, the unit is prevented from dispensing cash, and when the service is canceled, cash in the sum of the payment balance is dispensed from the dispenser. The system enables one customer to perform depositing and withdrawing transactions on a plurality of accounts by placing in cash or dispensing cash once.
56 Citations
12 Claims
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1. A system for performing financial transactions comprising:
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a cash receiving unit comprising a cash inlet, means for receiving cash from said inlet, means for checking the received cash for genuineness, means for accepting cash which is genuine and means for storing accepted cash; a cash dispenser having a cash outlet for dispensing a specified amount of cash from the outlet; means for selecting a combination of depositing and/or withdrawing transactions; keyboard means for manually entering numerical data representing the amounts of money involved in selected depositing and withdrawing transactions; means for setting the system into a combined transaction service mode and resetting the system out of the combined transaction mode; a display for displaying transaction information; processor means responsive to said cash receiving unit, keyboard means, selecting means and setting means, for controlling execution of said selected transactions and operation of said cash dispenser and display, and for determining and storing data representing the amount of cash accepted by said cash receiving unit; and payment balance memory means for storing the total amount of money to be dispensed at the end of the selected transactions; said processor means including calculation means for calculating the payment balance and storing the value thereof in said payment balance memory means when the system is set in for combined transaction service mode by adding to the amount stored in the payment balance memory means the amount of accepted cash stored by the cash receiving unit and the amount of money to be withdrawn for each withdrawing transaction and subtracting from the amount stored in the payment balance memory means the amount of money to be deposited for each depositing transaction, said processor means further including cash dispenser control means for preventing said cash dispenser from dispensing cash when the system is set for the combined transaction service mode and causing the dispenser to release cash in the sum of the stored payment balance when the system is reset out of the combined transaction service mode. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A system for performing transactions comprising:
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a cash receiving unit having a cash inlet, a cash return outlet, and means for checking the cash placed in said inlet for genuineness and for accepting cash which is genuine; means for entering the amount of each transaction; a key for setting an excess rejection mode; processor means responsive to said cash receiving unit and said entering means, for storing entered transaction amounts and the amount of cash which as accepted as genuine, said processor means being responsive to said key for setting an excess rejection mode and including means for comparing the accepted amount of cash with the amount of a selected transaction every time cash is accepted, and operating said cash receiving unit to return an excess of cash through said return outlet after the accepted amount has reached the amount of the transaction, when the excess rejection mode is set.
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11. A method for performing financial transactions in a system comprising the steps of:
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receiving deposited cash in a cash receiving unit having a cash inlet for receiving the cash; checking the received cash for genuineness; accepting cash which is genuine and storing accepted cash; determining and storing the amount of cash accepted; selecting a combination of depositing and/or withdrawing transactions; receiving manually entering keyboard numerical data representing amounts of money for selected depositing and withdrawing transactions; performing one of setting the system into a combined transaction service mode and resetting the system out of the combined transaction service mode; storing in a payment balance memory the total amount of money to be dispensed at the end of the selected transactions; calculating the payment balance stored in said memory when the system is set in the combined transaction service mode by adding to the amount stored in the memory the amount of cash stored by the cash receiving unit and the amount of money to be withdrawn for each withdrawing transaction and subtracting from the amount stored in the memory the amount of money to be deposited for each depositing transaction; and preventing a cash dispenser from dispensing cash when the system is set for the combined transaction service mode and causing the dispenser to release cash in the sum of the stored payment balance when the system is reset out of the combined transaction service mode.
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12. A method for performing transactions comprising the steps of:
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depositing cash in a cash receiving unit having a cash inlet and a cash return outlet; checking the cash placed therein and accepting cash which is genuine; storing the amount of cash accepted by the cash receiving unit; receiving entered amounts of each transaction; storing the entered transaction amounts; setting an excess rejection mode; and comparing the accepted amount of cash with the amount of a selected transaction every time cash is accepted and returning an excess of cash after the accepted amount of cash has reached the amount of the transaction when the excess rejection mode is set.
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Specification