Money debit card application form and method of processing same

• US 4,616,852 A
• Filed: 11/26/1984
• Issued: 10/14/1986
• Est. Priority Date: 11/26/1984
• Status: Expired due to Fees

• Current Assignee: The Talman Home Federal Savings and Loan Association of Illinois
• Original Assignee: The Talman Home Federal Savings and Loan Association of Illinois
• Inventors: Cash, David J.
• Primary Examiner(s): Bell, Paul A.
• Application Number:
  US06/674,564
• Time in Patent Office: 687 Days
• Field of Search: 282/1 R, 282/1 A, 282/1 Z, 282/3 R, 282/12 R, 282/26, 282/27 R, 283/67, 283/1 R, 283/62, 283/56, 283/75
• US Class Current: 462/67
• CPC Class Codes: B42D 15/0053 Forms specially designed for commercial use, e.g. bills, receipts, offer or order sheets, coupons
• CPC Class Codes: G07F 7/10 together with a coded signal , e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
• CPC Class Codes: Y10S 462/903 Security

Abstract

A novel, multi-purpose printed form is provided. It consists of a longer er section, which is a single sheet of paper with varied printing on both sides, and a lower section, that is a three-sheet combination which is initially secured to one another along the lower margin thereof. The sheets are readily separable by manual handling after entry of a four digit or so number, that is personally selected by the card applicant. This number will later be needed for all uses of the card in an automatic teller computer machine (ATM). The form serves to provide a tamper-proof method to generate the personal money debit card.

Claims

1. As an article of manufacture, a printed form comprising a manually detachable first and second sections, with each side of said form bearing reading matter of differing content the entire first section further comprising on one side an application for issue of a money account debit card that is adapted for use in automatic computing machines and bearing an overt serial number on said one side, and the obverse side of which form has in part a return mail legend directed to a debit card issuing agency, the separable second section further comprising a three sheet form, which sheets are manually detachable from each other with the obverse side of the lowest sheet consisting of a second return mail legend directed to the same card issuing agency, said the second section further comprising the following elements:

a. a printed instruction top sheet providing space for entry of a several digit number to constitute the personal identification number (PIN) of the card applicant and also reciting instructions for proper disposition of the second section components after their separation from the upper first section;

b. a paper sheet interleafing the front and back sheets and adapted to record the number manually entered on the front side of the front sheet to the front side of the back sheet;

c. the back sheet being adapted to permanently record the said entry number on its face as an identification code; and

d. both of the top and back sheets displaying the said serial number as in the first section, thereby serving to correlate the biographical data of said applicant with said identification number when needed.

2. The article of claim 1 in which the one side of the first section further comprises questions and answer spaces to elicit data for card approval and also to indicate for applicant choices among the account options available for use with the card to be issued.

3. The article of claim 1 in which the obverse side of the first section includes in part the printed terms and conditions of an agreement for automatic teller machine use of the debit card.

4. The article of claim 1 in which the multiple digit serial number comprises at least five digits which are imprinted on the blank application forms in a serial manner to facilitate control of inventory and form distribution.

5. The article of claim 1 in which said number transferring sheet interleaf comprises one face having a carbon coating like that provided for conventional carbon copy typing paper.

6. The article of claim 1 in which the several digit identification code is not more than four digits.