Apparatus for dispensing money orders

• US 4,625,275 A
• Filed: 04/03/1984
• Issued: 11/25/1986
• Est. Priority Date: 04/03/1984
• Status: Expired due to Term

• Current Assignee: Travelers Express Company, Inc. (MoneyGram International Incorporated)
• Original Assignee: Republic Money Orders Incorporated
• Inventors: Smith, Lawrence G.
• Primary Examiner(s): Ruggiero, Joseph
• Application Number:
  US06/596,291
• Time in Patent Office: 966 Days
• Field of Search: 364/400, 364/401, 364/406, 364/408, 364/478, 364/479, 364/519, 364/200 MS File, 364/900 MS File, 235/375, 235/379-382.5, 235/432, 235/433, 400/121, 400/124
• US Class Current: 705/18
• CPC Class Codes: G06Q 20/206 comprising security or operator identification provisions, e.g. password entry
• CPC Class Codes: G06Q 20/209 Specified transaction journal output feature, e.g. printed receipt or voice output
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03
• CPC Class Codes: G07F 17/42 for ticket printing or like apparatus , e.g. apparatus for dispensing of printed paper tickets or payment cards
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/203 Dispensing operations within ATMs dispensing in general G07D11/00
• CPC Class Codes: G07G 1/00 Cash registers alarm indicators G07G3/00
• CPC Class Codes: G07G 1/14 Systems including one or more distant stations co-operating with a central processing unit data transmission in general H04L; telemetry systems for selectively calling a substation from a main station H04Q9/00

Abstract

A method and apparatus for dispensing money orders at a plurality of retail establishments is provided, including one or more data collector devices connected to a host device. Preferably, each of the money order dispensers include a digital processor for controlling the overall operation thereof, a keyboard for entering transaction data to request the printing of a money order, a display for displaying the transaction data, and a dot matrix printer for printing the requested money order. Each dispenser further includes an electrically-eraseable programmable read only memory (E² PROM) for storing a security inhibit printing code, this code being automatically changed to prevent actuation of the printer when the security of the dispenser is compromised. The physical dimensions of the money order dispenser are reduced by providing a dot matrix printer for receiving money orders in a transverse fashion, and software routines are provided to control the dot matrix printer to "rotate" the printed characters whereby money orders are dispensed in a readable fashion.

Claims

1. A system for dispensing negotiable instruments at a plurality of retail establishments, including one or more data collector devices connected to a host device, comprising:

one or more sets of dispensers connected to said one or more data collector devices, respectively, each of said dispensers including;

digital processing means for controlling the operation of said dispenser;

keyboard means connected to said digital processing means for entering transaction data to request the printing of a negotiable instrument;

display means connected to said digital processing means for displaying said transaction data entered on said keyboard means;

memory means associated with said digital processing means for storing operating programs, transaction and control data, and a security inhibit printing code;

means for detecting the security inhibit printing code;

printing means responsive to said detection means for printing alphanumeric indicia on said negotiable instrument in response to a money order request input to said keyboard means; and

control means responsive to tampering with said dispenser for changing the security inhibit printing code stored in said memory means to thereby prevent operation of said printing means when the security of the dispenser is compromised.

2. The system for dispensing negotiable instruments as described in claim 1 wherein said memory means includes an electrically-erasable programmable read only memory (E² PROM) for storing the security inhibit printing code for said dispenser.

3. The system for dispensing negotiable instruments as described in claim 1 wherein said negotiable instrument has a relatively long longitudinal side and a relatively short transverse side and indicia preprinted thereon in a longitudinal direction, said printing means including a dot matrix printer extending across said transverse side of said negotiable instrument for receiving the negotiable instrument and printing said alphanumeric indicia thereon.

4. The system for dispensing negotiable instruments as described in claim 3 further including control means for controlling said dot matrix printer to change the orientation of said alphanumeric indicia such that said negotiable instrument is produced in a readable form.

5. The system for dispensing negotiable instruments as described in claim 3 wherein said printing means includes sensing means for determining whether said negotiable instrument is properly located in said dot matrix printer and the printer is completely operational prior to printing.

6. A system for dispensing money orders at a plurality of retail establishments, including a host device, comprising:

a plurality of money order dispensers each including;

a digital processor for controlling the operation of said dispenser;

a keyboard connected to said processor for entering transaction data to request the printing of a money order;

a display connected to said processor for displaying said transaction data entered on said keyboard;

a memory associated with said processor and having a first dedicated portion thereof for storing said transaction data and a security inhibit printing code;

means for detecting the security inhibit printing code;

a printer responsive to the detection means for printing alphanumeric indicia on said memory order; and

control means responsive to tampering with said dispenser for changing the security inhibit printing code stored in the memory to thereby prevent operation of said printer when the security of the dispenser is compromised; and

means for connecting said plurality of money order dispensers to said host device.

7. The system for dispensing money orders as described in claim 6 wherein said first dedicated portion of said memory is an electrically-erasable programmable read only memory (E² PROM) which stores the security inhibit printing code for said dispenser.

8. The system for dispensing money orders as described in claim 6 wherein said data collector device includes control management means for defining control data for managing the operation of said plurality of money order dispensers.

9. A money order dispenser for dispensing money orders at a retail establishment, comprising:

a digital processor for controlling the operation of said dispenser;

a keyboard connected to said processor for entering transaction data to request the printing of a money order;

a display connected to said processor for displaying said transaction data entered on said keyboard;

a memory associated with said processor and having a first dedicated portion thereof for storing said transaction data and a security inhibit printing code;

means for detecting the security inhibit printing code;

a printer responsive to the detection means for printing alphanumeric indicia on the money order; and

control means responsive to tampering with the dispenser for changing the security inhibit printing code stored in the memory to thereby prevent operation of said printer when the security of the dispenser is compromised.

10. The money order dispenser as described in claim 9 wherein said first dedicated portion of said memory is an electrically-erasable programmable read only memory (E² PROM) which stores the security inhibit printing code for said dispenser.

11. A money order dispenser for dispensing money orders at a retail establishment, comprising:

a digital processor for controlling the operation of the dispenser;

a keyboard connected to the digital processor for entering transaction data, control data for managing the operation of the dispenser, a first security code authorizing access to the dispenser to enable entry of said control data, and a second security code authorizing the printing of a money order;

a display connected to the digital processor for displaying the transaction and control data entered on the keyboard;

a memory associated with the digital processor for storing the transaction data and control data;

a printer controlled by said digital processor for receiving a money order and printing alphanumeric indicia thereon;

means for detecting entry of the first and second security codes via the keyboard and for detecting if the security of the dispenser is compromised; and

control means responsive to said means for detecting for inhibiting entry of said control data via said keyboard when said first security code is not properly entered on said keyboard, for inhibiting entry of said transaction data when said second security code is not properly entered on said keyboard, and for preventing operation of said printer when the security of the dispenser is compromised.