Intelligent portable interactive personal data system
First Claim
Patent Images
1. An intelligent transaction card comprising:
- a transaction card-shaped housing;
a means contained within the housing to provide power to operate the card;
a keypad located on a surface of the housing for entry of information by a user;
a display located on a surface of the housing for the presentation of information;
a microprocessor contained within the housing;
at least one port in said housing connected to the microprocessor for the input and output of information;
a microprocessor memory contained within the housing and connected to said microprocessor; and
an operating system program stored in the memory and controlling operation of the card through the microprocessor, comprising;
a means for generating a plurality of messages on the display that prompt the user during the operation of the card to select from a plurality of application programs which reside in the microprocessor memory;
means for switching control of the microprocessor form the operating system program to a selected application program; and
means for modifying at least one program stored in said memory.
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Abstract
An intelligent portable interactive personal data system is disclosed. A microprocessor with memory is containted with a transaction card-shaped housing. An alphanumeric keypad and alphanumeric display is located on a surface of the housing. At least one port within the housing is provided for the input and output of information. An operating system is stored in the memory to control the operation of the system through the microprocessor. The operating system provides a means for generating a plurality of messages on the display that prompts the user during the operation of the system.
765 Citations
33 Claims
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1. An intelligent transaction card comprising:
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a transaction card-shaped housing; a means contained within the housing to provide power to operate the card; a keypad located on a surface of the housing for entry of information by a user; a display located on a surface of the housing for the presentation of information; a microprocessor contained within the housing; at least one port in said housing connected to the microprocessor for the input and output of information; a microprocessor memory contained within the housing and connected to said microprocessor; and an operating system program stored in the memory and controlling operation of the card through the microprocessor, comprising; a means for generating a plurality of messages on the display that prompt the user during the operation of the card to select from a plurality of application programs which reside in the microprocessor memory; means for switching control of the microprocessor form the operating system program to a selected application program; and means for modifying at least one program stored in said memory. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31)
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32. An intelligent transaction card comprising:
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a transaction card-shaped housing; a means contained within the housing to provide power to operate the card; a keypad located on a surface of the housing for entry of information by a user; a display located on the surface of the housing for the presentation of information; a microprocessor contained within the housing to control the operation of the card; at least one port in said housing connected to the microprocessor for the input and output of information; a microprocessor memory contained within the housing and connected to said microprocessor; an opening system stored in the memory and controlling the operation of the card through the microprocessor to allow a user to select from a plurality of application programs which reside in the microprocessor memory; and means for switching control of the microprocessor from the operating system to a selected application program; means for storing in said memory a personal identification number (PIN) known to a user of said card; means accessible to said user for changing the PIN stored in said memory; a credit/purchase application program stored in the memory and executed by the microprocessor through the operating system, said credit/purchase application comprising; means for storing a credit balance; means for receiving through the keypad the user'"'"'s PIN and amount of a transaction; means for verifying that the PIN received through the keypad is equal to a PIN stored in the memory; means for verifying that a sufficient credit balance exists to execute the transaction; and means for generating an approval code to be displayed on the display if sufficient credit balance exists and the PIN received through the keypad is equal to the PIN stored in memory; whereby the card verifies the user'"'"'s credit balance for a purchase and generates an approval code for the purchase independent of any external terminal device. - View Dependent Claims (33)
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Specification