Apparatus for dispensing money orders

• US 5,014,212 A
• Filed: 07/27/1990
• Issued: 05/07/1991
• Est. Priority Date: 04/03/1984
• Status: Expired due to Term

• Current Assignee: MoneyGram Payment Systems Incorporated (MoneyGram International Incorporated)
• Original Assignee: Republic Money Orders Incorporated
• Inventors: Smith, Lawrence G.
• Primary Examiner(s): RUGGIERO, JOSEPH F
• Application Number:
  US07/558,671
• Time in Patent Office: 284 Days
• Field of Search: 364/400, 364/401, 364/405, 364/406, 364/408, 364/478, 364/479, 364/519, 235/375, 235/379-382.5, 235/432, 235/433, 235/431, 400/121, 400/124, 400/104-106, 400/50, 400/103, 380/24, 902/1,2
• US Class Current: 700/235
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03
• CPC Class Codes: G07F 17/42 for ticket printing or like apparatus , e.g. apparatus for dispensing of printed paper tickets or payment cards
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/203 Dispensing operations within ATMs dispensing in general G07D11/00
• CPC Class Codes: G07G 1/00 Cash registers alarm indicators G07G3/00
• CPC Class Codes: G07G 1/14 Systems including one or more distant stations co-operating with a central processing unit data transmission in general H04L; telemetry systems for selectively calling a substation from a main station H04Q9/00

Abstract

A method and apparatus for dispensing money orders at a plurality of retail establishments is provided, including one or more data collector devices connected to a host device. Preferably, each of the money order dispensers include a digital processor for controlling the overall operation thereof, a keyboard for entering transaction data to request the printing of a money order, a display for displaying the transaction data, and a dot matrix printer for printing the requested money order. Each dispenser further includes an electrically-eraseable programmable read only memory (E² PROM) for storing a security inhibit printing code, this code being automatically changed to prevent actuation of the printer when the security of the dispenser is compromised. The physical dimensions of the money order dispenser are reduced by providing a dot matrix printer for receiving money orders in a transverse fashion, and software routines are provided to control the dot matrix printer to "rotate" the printed characters whereby money orders are dispensed in a readable fashion.

Claims

1. A money order dispenser for dispensing money orders at a retail establishment comprising:

a digital processor for controlling the operation of the dispenser;

a keyboard connected to the digital processor for entering transaction data, control data for managing the operation of the dispenser, a first security code authorizing access to the dispenser to enable entry of said control data, and a second security code authorizing the printing of a money order;

a display connected to the digital processor for displaying the transaction and control data entered on the keyboard;

a memory associated with the digital processor for storing the transaction data and control data;

a printer controlled by said digital processor for receiving a money order and printing alphanumeric indicia thereon;

means for detecting entry of the first and second security codes via the keyboard;

control means responsive to the detecting means for inhibiting entry of the control data via the keyboard when the first security code is not properly entered on the keyboard and for inhibiting operation of the dispenser when the second security code is not properly entered on the keyboard; and

said money orders having a relatively long longitudinal side and a relatively short transverse side and having indicia pre-printed on the longitudinal side, said printer including a dot matrix printer extending across said transverse side of said money orders for receiving the money orders and printing said alphanumeric indicia thereon.

2. The money order dispenser of claim 1 further including control means for controlling said dot matrix printer to change the orientation of said alphanumeric indicia such that said money orders are produced in a readable form.

3. A money order dispenser for dispensing money orders at a retail establishment comprising:

a digital processor for controlling the operation of the dispenser;

a digital processor keyboard connected to the digital processor for entering control data and transaction data by a vendor;

a first security code authorizing access to the dispenser to enable entry of said control data;

a second security code authorizing the printing of a money order;

a display connected to the digital processor for displaying the transaction and control data entered on the digital processor keyboard;

a memory associated with the digital processor for storing the transaction data and control data;

a printer controlled by said digital processor for receiving a money order and printing alphanumeric indicia thereon;

means for entering the control data and the initial first and second security codes;

means for detecting entry of the first and second security codes via the digital processor keyboard and for detecting if the security of the dispenser is compromised;

control means responsive to the detecting means for inhibiting entry of the control data via the digital processor keyboard when the first security code is not properly entered on the digital processor keyboard, for preventing the printing of a money order when the second security code is not properly entered on the digital processor keyboard, and for preventing operation of the dispenser when the security of the dispenser is compromised; and

said money orders having a relatively long longitudinal side and a relatively short transverse side and having indicia pre-printed on the longitudinal side, said printer including a dot matrix printer extending across said transverse side of said money orders for receiving the money orders and printing said alphanumeric indicia thereon in the longitudinal direction.

4. The money order dispenser of claim 3 further including control means for controlling said dot matrix printer to change the orientation of said alphanumeric indicia such that said money orders are produced in a readable form.